Supply chain finance
Supply chain finance provides a range of financing and risk mitigation solutions designed to optimise working capital and liquidity in domestic and international supply chains. Our solutions differ depending on whether you’re a supplier (receivables finance) or buyer (payables finance).
Receivables finance
Receivables finance is a supplier-led working capital solution, where the supplier (ANZ customer) sells to ANZ the trade receivable due from its buyer (approved by ANZ), on a limited recourse basis to the supplier. ANZ has the right to receive payment from the buyer, and in the event of non-payment, the ability to enforce this right against the buyer.
Mechanics of receivables finance
Potential benefits of receivables finance
- Access to funding/liquidity to match the exporter’s sales terms, or as required when an exporter’s sales terms are not sufficient
- Potential to negotiate better commercial terms with exporters (e.g. reduced costs) and benefit from any early payment discounts offered by exporters.
Mechanics of payables finance
Potential benefits of payables finance
- Improve supplier loyalty by reducing the risk of non-payment
- Early payment to suppliers for goods sold supports a healthy financial base to provide a consistent service
Are you ready to spread your wings?
ANZ Be Trade Ready contains important information on how to create a bespoke international expansion plan for your business.
From aerospace to zinc
and just about everything in between
ANZ Institutional supports customers across a wide range of industries operating domestically or moving goods and capital across Asia-Pacific and beyond.
Speak to us about our banking solutions
If you're an existing customer
speak to your ANZ Relationship Manager
or Account Manager
View our full set of relevant disclosures
For the latest forms, rates and terms for our banking solutions, please visit important resources.