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Payments and cash management

Effective management of cash requires an understanding of your working capital needs. We find the right cash solutions for your business to achieve the outcomes you need.

Our comprehensive service offering includes payments and collections, information management, account and clearing services and liquidity management. We develop effective solutions to help manage your cash needs, leading to increased efficiencies and streamlined transaction banking processes.

We have the proven capability to support companies with domestic and international solutions to help improve payment processes, increase visibility of accounts, manage transactions remotely and efficiently control cash.

Looking for your digital banking platforms?

What we offer

  • Excellence in cash management expertise and industry insights
  • A global web-based transaction banking platform that provides visibility and greater control across your business
  • Dedicated implementation teams to work with you throughout the implementation process
  • Innovative vision to help your customers easily do business with you
  • Integrated payment and reconciliation solutions to create automated and efficient processes

Our solutions

Domestic payments and SWIFT

Scalable and end-to-end solutions that allow businesses to simplify, streamline and automate domestic payments and SWIFT processes. We help put you in control of how you would like to set up, process and report on payments.


Receivables management brings together ANZ’s collections and receivables products into a single proposition to help businesses collect, reconcile and integrate payments received from customers. Our merchant services include a range of options to help meet your payment needs and the purchasing preferences of your customers.

Liquidity, accounts and client monies

Scalable solutions that enable businesses to effectively manage their domestic and international cash requirements across multiple locations, currencies or operating environments. Our sophisticated solutions are designed to ensure that you have the right amount of cash in the right place at the right time.

Clearing services and international payments

Our clearing specialists design reliable and scalable solutions to help meet your business needs. Innovative technologies are incorporated to provide you with real-time insight into your payments and liquidity positions. Below is important information for customers looking to make or receive international payments.

Our solutions in action

ANZ and Surbana Jurong Group in Singapore implemented a multi-country cash and liquidity management solution which helped centralise Group Treasury and maximised yield on cash.

See how 

Our experts can assist with

  • Innovative solutions to help support your evolving business needs
  • Enabling cost-effective methods of managing your cash flows and working capital
  • Providing integrated technology to help facilitate your payments
  • Automation of processes to assist you in delivering digital services to your customers

From aerospace to zinc
and just about everything in between

ANZ Institutional supports customers across a wide range of industries operating domestically or moving goods and capital across Asia-Pacific and beyond.


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Research and insights

As part of our wider relationship offering, we have specialised teams that produce market and economic commentary – as well as deep economic research and analysis – to give you fresh ideas and different perspectives on the industries and topics that matter to you.

Wozniak: you need a chief disruption officer

Apple cofounder and legendary tech voice chats with ANZ CEO Shayne Elliott about the growing influence of tech in business.

Read more


After the pandemic, what now?

As the global recovery moves into the next stage after the COVID-19 crisis, Ian Bremmer shares the biggest economic and geopolitical trends to watch in the new world.

Read more


Treasurers, consequences & a 2020 to remember

Expert panel put together by ANZ & Kanganews shares insights into the impact of the pandemic on economies, markets and societies.

Read more

Speak to us about our banking solutions


If you're an existing customer
speak to your ANZ Relationship Manager
or Account Manager

For general enquiries 
from within Australia

Call 1300 883 798


For general enquiries
from overseas

Call +61 3 9601 1260


View our full set of relevant disclosures

For the latest forms, rates and terms for our banking solutions, please visit important resources.