PayTo for business
Setup digital payment agreements and give your customers a faster, safer and easier way to make recurring and scheduled payments.
Real-time payments: the new customer experience battleground
Learn how PayTo can transform real‑time payments into a powerful customer experience advantage.disclaimer
PayTo® is a new way for businesses to collect real-time payments from customers 24/7 using either their PayID® or BSB and account number.disclaimer
Your eligible customers set up once-off or recurring payments and manage them via their banking channel for greater visibility and control.disclaimer And you get fast settlement of funds embedded into your payment journeys for a smoother, tailored experience.
Worldpay for Platforms partnered with ANZ to deliver a fast, secure PayTo integration in just two months, earning industry recognition for innovation and ease of collaboration.
“As a software solution provider, it was really important to have a solution that is leading technology, and that’s what PayTo is. It enables seamless integration and gives users more control over their payments.” says Alison Morris, SVP and GM of Worldpay for Platforms.
Real-time payments and information
PayTo payments clear and settle 24/7, and you receive payment success/failure notifications for each individual transaction - so you can act faster when needed.disclaimer
Improved reconciliation capabilities
PayTo empowers businesses with enriched data and reference information that supports improved reconciliation processes, giving businesses the flexibility to streamline operations their way.
Improved customer experience
Your customers can view, authorize and manage their PayTo agreements in their digital banking channel. And you can offer flexible payment options like splitting and scheduling payments.
Flexible and reliable
ANZ’s PayTo service and capabilities are built in-house to offer you a bank-grade solution backed by our extensive real-time payments expertise.
How to start receiving PayTo payments
ANZ is ready to help. Please contact your ANZ Relationship Manager, Account Manager or our dedicated PayTo team for more on how PayTo can support your business and customers, or to integrate PayTo into your business.
From aerospace to zinc
and just about everything in between
ANZ Institutional supports customers across a wide range of industries operating domestically or moving goods and capital across Asia-Pacific and beyond.
Speak to us about our banking solutions
If you're an existing customer
speak to your ANZ Relationship Manager
or Account Manager
View our full set of relevant disclosures.
For the latest forms, rates and terms for our banking solutions, please visit Important resources and forms.
PayTo and PayID are registered trademarks of NPP Australia Ltd.
Real time payments have fast clearance times with most expected to appear in accounts within 30 seconds of reaching the payer bank. We process PayTo payments 24 hours a day, 7 days a week. Temporary service disruptions may occur. Please refer to the product terms and conditions for details on ANZ’s service availability.
ReturnPayTo operates via the NPP, the real-time payments infrastructure used by ANZ and other participating financial institutions to send and receive payments faster between eligible accounts. To be eligible for PayTo, the customer’s account must be enabled for NPP payments.
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