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Loans for import and export

A loan for import and export (commonly known as a trade finance loan) is short-term working capital finance allowing importers and exporters to finance their trade commitments on a transactional basis (as evidenced by the appropriate trade documentation).

A trade finance loan can support both domestic and cross-border trade transactions and is an advance of funds in either the domestic or foreign currency of the payment obligation. A loan can be provided either pre or post-shipment to match the financing requirements of the importer or exporter at the different stages of the trade transaction.

Optimising business performance

Benefits for importers/buyers

  • Access to funding/liquidity to cover the period from when funds are paid to the supplier to the receipt of the funds from the ultimate sale of the goods (cash conversion cycle). This frees up available working capital
  • Potential to negotiate more favourable commercial terms with suppliers and benefit from potential early payment discounts
  • The flexibility of trade finance loans allows clients to access funds when they need them most with alignment to specific trade flows

 

Benefits for exporters/sellers

  • Access to funding based on proven orders for the production and supply of the goods to importers/buyers
  • Potential to negotiate more favourable commercial terms with buyers and provide a more competitive offering to their clients
  • The flexibility of trade finance loans allows clients to access funds when they need them most with alignment to specific trade flows

Are you ready to spread your wings?

ANZ Be Trade Ready contains important information on how to create a bespoke international expansion plan for your business.

Visit ANZ Be Trade Ready

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Call 1300 883 798

 


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Call +61 3 9601 1260

 

ANZ Trade Terms (PDF 288 kB)

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