Cash pooling
ANZ's notional pooling offering is a cash management arrangement that allows ANZ to notionally offset a customer's long and short cash positions – for whom physical movement of funds is not practical – by evaluating the group’s overall cash position.
Notional pooling is suitable for customers with a decentralised treasury structure that want their subsidiaries to have autonomy over their cash, and do not have the capacity to support ongoing management and administration of intercompany lending frameworks.
Optimising business performance
Customer benefits
Subsidiary autonomy
- The money never changes accounts, therefore each participant remains independent within the group and retains autonomy and responsibility for their operating cash
Reduced administration
- There are no fund transfers between participant accounts, resulting in the elimination of intercompany loan documentation and administration
Interest allocation
- ANZ’s market-leading capability offers significant flexibility and customisation around allocation and re-allocation of notional pool interest over participants
Considerations
Cross guarantees
Notional pooling requires customers to provide cross guarantees and full legal right of setoff, as ANZ needs to be able to report the net balance for regulatory capital purposes.
Domestic only
ANZ’s notional pooling offering is a domestic proposition (i.e. all participating accounts must be domiciled in the same country and held with ANZ).
From aerospace to zinc
and just about everything in between
ANZ Institutional supports customers across a wide range of industries operating domestically or moving goods and capital across Asia-Pacific and beyond.
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