About Shareholding

An Issuer Sponsored holding is maintained by the issuer of your shares. All details relating to your holding are maintained by the issuer at the share registry. Your Issuer Sponsored holding can be identified by an 'I' at the start of your Shareholder Reference Number (SRN) which is printed on your holding statement.

When your shares are Issuer Sponsored, you are free to trade them through any broker without the need to move them around. You give your nominated broker permission to access your holding when you buy or sell.

If your shares are Broker Sponsored, you will have a Holder Identification Number (HIN) allocated to your holding rather than a Shareholder Reference Number (SRN). Your Broker Sponsored holding can be identified by an 'X' at the start of your HIN which is printed on your holding Statement.

You will need to advise Computershare Investor Services by logging into your Investor Centre account here or in writing. Your advice should include your name, shareholder number, old and new address, and signature. Notifications can be mailed or faxed to Computershare Investor Services (see above for address/fax number).

For Broker Sponsored Shares
You will need to notify your broker in writing of your change of address.

To have your name removed from the annual report mailing list advise our share registryin writing, quoting your shareholder number (SRN or HIN), name and company if applicable. You will continue to receive all other correspondence, including notice of meetings and your dividend advice.

On the Australian Securities Exchange ANZ's code is 'ANZ'. Other listings that include ANZ as part of the code are likely to be derivatives of ANZ shares, for example warrants or options. These derivatives are not issued by ANZ and if you would like further information about buying and selling ANZ derivatives, your stockbroker will be able to advise you.

Apart from your stockbroker, you may like to visit the Australian Securities Exchange site. This site provides a wealth of information as well as a broker referral service.

The package is costly to maintain, with only a small number of eligible ANZ shareholders using the package. Our research demonstrated that most shareholders no longer consider the benefits offered to be relevant to their particular financial needs. Providing superior financial performance through capital and dividend growth is the best way for us to reward shareholders for their investment in ANZ. Read more about the removal of the Shareholder Privilege Package in Australia or New Zealand.

The Record Date for a dividend is the date by reference to which the Company will determine which shareholders on its share register are entitled to receive the dividend.

More specifically, the Record Date is 5.00 pm (in the case of an ASTC regulated transfer, a later time permitted by the ASTC Settlement Rules) on the date specified by the Company as the date by reference to which the Company will identify the shareholders on the Company's register entitled to the dividend.

The Record Date is sometimes referred to as the close of books date.

The ex dividend date is one business day before the Record Date of the dividend. To be entitled to the dividend, a shareholder must have purchased shares before the ex dividend date.

People who purchase shares on the sharemarket on or after the ex dividend date are not entitled to the dividend. Conversely, if you sell shares on the sharemarket on or after the ex dividend date, you are still entitled to the dividend.

This is the date on which steps are taken by the Company to pay the dividend to entitled shareholders.