Most of us will live to be over 80, so hopefully your finances are in great shape to support you over the journey. Now you can find out in around five minutes with our financial fitness test.

Before you get started

The test will look at five key areas:

  • day-to-day living
  • managing debt
  • protecting what’s important
  • growing your wealth
  • your retirement plan.

As you progress through the test you’ll notice green, orange or red signals. These colours represent our feedback on your level of financial fitness in each area, based on what you’ve told us about yourself.

Green suggests you have a level of knowledge and confidence about your financial wellbeing in that particular area.
Orange indicates that you have thought about the topic but perhaps you could use some help.
Red highlights a potential need for greater management or further information about the topic.

Depending on your responses you’ll get some tips at the end that could help you get your finances in better shape.

The sooner you start the more options you’ll have to create the future you want, so get started now!


This website uses the latest Flash player technology.

Click on the link below to download the latest Flash player for your web browser.

get flash player

The questions are provided as a way of identifying areas that could be relevant to your financial wellbeing. The information contained in this document is general in nature and is for information purposes only. The content of this document is not intended to include or constitute financial product advice.  The content of this document does not constitute a personal recommendation or take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you.  You should therefore consider the appropriateness of the content before acting on it.  If the general information provided relates to a particular product, you should obtain a copy of the relevant Product Disclosure Statement or Terms and conditions before making any decision about whether to acquire the product.  To the extent permissible by law, ANZ shall not be liable for any errors, omissions, defects or misrepresentations in the information for any loss or damage suffered by you on reliance on such information. ANZ strongly recommends that you obtain independent and specific professional advice when making any decision to address any action in relation to the gaps you have identified in this document. Terms and conditions available on application. Fees and charges apply. All applications for credit are subject to ANZ's credit assessment criteria. The ANZ Website Security and Privacy Statement details how ANZ will collect, use and disclose your personal information.