Existing ANZ Account Holders

• Existing ANZ cardholder centre
• Healthy credit card habits
• Optional extras

Current Offers

• 10,000 bonus Frequent Flyer Points with ANZ Frequent Flyer.
• 0% p.a. on balance transfers for the first 6 months

Quicklinks

• Resume saved application
• Eligibility criteria
• Interest rates
• Fees and charges
• How to apply
• ANZ Frequent Flyer Rewards
• Cashback and shopping rewards
• General merchandise rewards
• Approach to Fees (PDF 16kB)

Calculators and Product Selectors

• Balance transfer savings calculator
• Transfer a credit card balance
• Credit card comparison table

Contact Details

• General enquiries - 13 22 73
• Lost or stolen cards - 1800 033 844
• Activate your card - 1800 652 033
• View all contact numbers

Low annual fee

Frequent flyer and rewards credit cards

Platinum card

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Looking for a business card? 

Try the ANZ Business One Visa credit card.

Don't want to apply online? It's easy, simply call us on 13 33 33 or visit any ANZ branch.

Terms and conditions available on application. Fees and charges apply.

* The 10,000 Qantas Frequent Flyer points offer applies only once per new ANZ Frequent Flyer account. You must apply by 31 May 2010 and make an eligible purchase after you are approved, to receive 10,000 Qantas Frequent Flyer points. An eligible purchase is a purchase made using your ANZ Frequent Flyer account excluding cash and cash equivalent transactions. This offer is not available in conjunction with any other offers or promotions or when you transfer and close other ANZ credit card accounts. The bonus Qantas Frequent Flyer points will be credited to the cardholder's account within three months of card activation. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving application.

1. The standard variable interest rate is 18.49% p.a. on purchases and 20.24% p.a. on cash advances for ANZ First Visa, 18.49% p.a. on purchases and 20.24% p.a. on cash advances for ANZ Gold, 18.99% p.a. on purchases and 20.24% p.a. on cash advances for ANZ Frequent Flyer, 18.99% p.a. on purchases and 20.24% p.a. on cash advances for ANZ Frequent Flyer Gold, 18.99% p.a. on purchases and 20.24% p.a. on cash advances for ANZ Frequent Flyer Platinum, 12.74% p.a. on purchases and 20.99% p.a. on cash advances for ANZ Low Rate MasterCard, 13.74% p.a. on purchases and 20.99% p.a. on cash advances for ANZ Balance Visa, 18.99% p.a. on purchases and 20.24% p.a. on cash advances for ANZ Rewards Visa and 18.99% p.a. on purchases and 20.24% p.a. on cash advances for ANZ Rewards Gold. These rates are current as at Thursday, 11 March 2010 and are subject to change.

2. Offer only available to applicants who apply for a new ANZ Low Rate MasterCard. Not available when you transfer from an existing ANZ credit card. The balance transfer must be completed at the time of applying for or, at the time of activating your new ANZ Low Rate MasterCard. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 6 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases.  Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy).

3. Reward Points are not earned on Cashback transactions to your account. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards Visa - Rewards Program Terms and Conditions (please call 13 13 14 for a copy).

4. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee applies. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. This Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express credit card and/or ANZ Frequent Flyer Visa credit card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.

5. Overseas Travel and Medical Insurance is underwritten by American Home Assurance Company trading as AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 13 14. To be eligible for ANZ Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold, or ANZ Frequent Flyer Platinum, prior to departing Australia, have a return ticket to Australia within four months of departure (or for ANZ Frequent Flyer Platinum, within six months of departure) and be under 80 years of age.

6. 90-day Purchase Security Insurance is underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 13 14.

7. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month.  Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.

American Express is a registered trademark of American Express. The ANZ Frequent Flyer American Express card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.

Don't miss out because you don't have Visa debit access

Don't want to apply online? 

It's easy, simply call us on 13 33 33 from 8.00am to 8.00pm (AEST) Monday to Friday, or visit any ANZ branch.    

Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) for fees and charges that apply.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715. ANZ's colour blue is a trademark of ANZ.