Everyday accounts

ANZ everyday bank accounts are designed to make your banking easier and more convenient. Choose from a range of simple, easy to understand ANZ accounts and start banking with ANZ today.

ANZ Accounts

ANZ Access Visa Debit card

ANZ Access Visa Debit card - offers convenient access to the worldwide Visa network, allowing you to shop online, overseas or over the phone with your own money. You can also use your Visa Debit card to withdraw cash and pay bills. Available on four everyday accounts.

ANZ Access Advantage

An everyday account where what you see is what you get. Enjoy the freedom to use your own money online, over the phone and overseas with your ANZ Access Visa Debit card.

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ANZ Extras Package

An everyday account with the features of ANZ Access Advantage, plus you’ll get access to a range of banking and non-banking benefits, such as mobile phone insurance, discounted dining and roadside assistance.

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ANZ Access Select

An everyday account could be ideal for customers who prefer banking online rather than in branch or over the phone. Enjoy unlimited Internet Banking Transactions (as defined in the ANZ Personal Banking Account Fees and Charges (PDF 384kB) booklet) for an account service fee of just $2 a month1. Enjoy the freedom to use your own money online, over the phone and overseas with your ANZ Access Visa Debit card.

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ANZ concession accounts

ANZ Access Deeming

An award winning5 everyday account for customers receiving a Centrelink allowance or Veterans' affairs pension or allowance, with $0 monthly account service fee. Enjoy the freedom to use your own money online, over the phone and overseas with your ANZ Access Visa Debit card, plus banded interest rates, allowing you to make the most of your funds.

ANZ Access Basic

Everyday bank account designed for eligible concession card holders.

Seniors

If you're aged 60 years or over you could enjoy benefits including domestic travel insurance (up to 80 years old)2 and no monthly account service fee on application for a fee waiver at an ANZ branch on one nominated ANZ Access Advantage account.

Full-time students

If you're a full time student, at an Australian Educational Institution, then on application for a fee waiver at an ANZ branch you can start enjoying your student life with the convenience of no monthly account service fee (usually $5)3, on one nominated ANZ Access Advantage account.

Youth bank accounts

If you are looking to open an account for your child or if you are aged under 18 and looking to open an everyday bank account, ANZ has a range of accounts that could suit your needs.

 

ANZ Access Deeming

Still unsure about which ANZ everyday account is for you?

Whether you are looking for an everyday banking or savings account - ANZ could have the right account for you. Visit ANZ Save for tools, tips and advice that could help you get closer to your financial goals.

Don't want to apply online?

Telephone icon
Call 1800 505 232 from 8.00am to 8.00pm (AEST) Monday to Friday
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Visit any ANZ branch

ANZ Access Advantage and ANZ Access Select are covered by the Australian Government Deposit Guarantee Scheme4. 

Terms and conditions are available on application. Fees and charges apply. 

Fees and charges may apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 444kB) for fees and charges that apply.

1. Additional ANZ Transactions charged as: Electronic Transactions $0.50 each, Staff Assisted Transactions $2.50 each, Cheque Transactions $0.50 each. Other fees may apply (including non-ANZ ATM operator fees, overseas ATM fees and overseas transaction fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF 444kB) booklet for definitions of ANZ Transactions, Electronic Transactions, Staff Assisted Transactions and Cheque Transactions, and for fees and charges that apply.

2. ANZ Seniors (on ANZ Access Advantage or ANZ Access Deeming) provides a range of travel benefits under a Domestic Travel Insurance policy. The policy is available for account holders between 60 to 80 years of age as at the date of departure, and is only available on accounts opened on or after 1 October 2007. The Domestic Travel Insurance is provided by CGU Insurance Limited ABN 27 004 478 371 (CGU). Additional terms, conditions and exclusions apply. Please refer to the ANZ Seniors Domestic Travel Insurance Features booklet for full terms and conditions.

For general enquiries, please call CGU on 1800 062 660, 8am to 8pm (AEST) Monday to Friday. To lodge a claim, please call CGU on 1300 306 479, 24 hours a day, 7 days a week.

3. Full-time students need to show proof of enrolment with an Australian Educational Institution at any ANZ branch in order to receive a monthly account service fee waiver. Students need to renew their monthly account service fee waiver annually with proof of enrolment at an ANZ branch.

4. Deposit accounts with ANZ are guaranteed by the Federal Government without charge. From 1 February 2012, deposits other than certain term deposits will be guaranteed to $250,000. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, subject to the applicable limit. For further information please refer to the Financial Claims Scheme.

5. Judged Best Pensioner Deeming Account, Money magazine's  2010 Best of the Best Award.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product.

Eligibility criteria apply to issue of ANZ Access Visa Debit card.

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