Apply Apply now

ANZ Premium Cash Management Account could be a great place to park your funds while you’re between investments. With easy access to your money you will be ready to invest as soon as your next opportunity arises. Plus you could earn tiered interest while you make up your mind.

Effective on and from 31 October 2014, ANZ is changing when we pay interest into, and charge fees, on your  ANZ Premium Cash Management Account from the anniversary of your account opening date to the last business day of the calender month. For further information about this change, please refer to Interest Payment Change.

 

To apply for an ANZ Premium Cash Management account, you must:

  • have an Australian address and complete the ANZ Customer Identification Process in Australia upon opening the account, or be an existing ANZ customer
  • be at least 16 years of age
  • make a minimum $10,000 opening deposit and maintain an ongoing minimum balance of $1,000.

 

 

Interest rates

Interest rates shown below are variable and subject to change, and only apply to ANZ Premium Cash Management Account. All rates displayed in the table below are per annum.

Amount Variable interest rate4
$10,000- $24,999 loading product data(View current rates)
$25,000 - $49,999 loading product data(View current rates)
$50,000 - $99,999 loading product data(View current rates)
$100,000 - $249,999 loading product data(View current rates)
$250,000 - $499,999 loading product data(View current rates)
$500,000 - $4,999,999 loading product data(View current rates)
$5,000,000 plus loading product data(View current rates)

Interest is calculated daily and paid monthly.

Fees and charges

Monthly account service fee
$0
Minimum opening balance
$10,000
Minimum ongoing balance
$1,000
Included ANZ Transactions per month
Five free ANZ Transactions as defined in the ANZ Personal Banking Account Fees and Charges (PDF 100kB) booklet2
Additional transaction fees
Staff assisted transaction - $2.50
Electronic transaction – 50c
Cheque – 50c
Internet banking - free

For more information on fees download the ANZ Personal Banking Account Fees and Charges (PDF 100kB) or ANZ Personal Banking General Fees and Charges (PDF 116kB).

Apply now

Whatever your situation or saving requirements, whether you are starting out towards a saving goal or you are looking to grow your savings, ANZ could have an account for you.

Don't want to apply online?

Telephone icon  
Call 1800 008 177  from 8.00am to 8.00pm (AEST) Monday to Friday.

ANZ Premium Cash Management Account is covered by the Australian Government Deposit Guarantee Scheme3.

Terms and conditions are available on application. Fees and charges apply.

1. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 136kB) for fees and charges that apply.

2. Additional ANZ Transactions charged as: Electronic Transactions $0.50 each, Staff Assisted Transactions $2.50 each, Cheque Transactions $0.50 each. ANZ Transactions, Electronic Transaction, Staff Assisted Transactions and Cheque Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 136kB) booklet.

3. Deposit accounts with ANZ with balances of up to and including A$250,000 in total are guaranteed by the Federal Government without charge. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.

4. Rate is variable and subject to change.

® Registered to BPAY Pty Ltd, ABN 69 079 137 518

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.