Flexible savings accounts
Choose from a range of savings accounts that allow you to withdraw your funds at any time for easy, convenient banking.
No minimum balance, easy access to your money and earn interest with our online savings account: An ANZ Online Saver account is a convenient way to save. Easy access to your money1 when transferred to your linked ANZ everyday account via ANZ Internet Banking and Phone Banking.
An ANZ Premium Cash Management Account could be the perfect place to deposit your funds while you're between investments. With easy access to your money you will be ready to invest as soon as your next opportunity arises. Plus you could earn tiered interest while you make up your mind.
Saving towards a goal
If you have something specific to save for it could help to have a goal oriented savings plan.
A savings account with branch access2, that could help you achieve your saving goals with bonus interest3. ANZ Progress Saver could also be ideal as a kids’ savings account.
Don't want to apply online?
Call 1800 008 177 from 8.00am to 8.00pm (AEST) Monday to Friday
ANZ Saving accounts are covered by the Australian Government Deposit Guarantee Scheme4.
Terms and conditions are available on application. Fees and charges apply. Rates are variable and subject to change.
1. ANZ Online Saver account must be linked to an eligible ANZ Account for which terms and conditions, fees and charges apply.
2. Standard ANZ branch opening hours are Monday to Thursday 9.30am - 4pm and Friday 9.30am - 5pm.
3. The ANZ Progress Saver account pays bonus interest in addition to the current base interest when you make at least one single deposit of $10 or more in a month and make no withdrawals or debits in that same month.
For bonus interest qualification, month ends on the day that is the monthly anniversary of your account opening, or the prior business day if the anniversary falls on a non-business day.
However, if the monthly anniversary of your account opening falls on a non-business day and the previous business day was in a prior calendar month, your month ends on the calendar day prior to the anniversary date.
4. Deposit accounts with ANZ with balances of up to and including A$250,000 in total are guaranteed by the Federal Government without charge. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.