Apply for an ANZ Personal Loan

Whether you need to arrange some extra cash or consolidate debt, you can apply for a personal loan today.

Ready to apply now?

It takes 20 - 30 minutes to apply and just 60 seconds for a response.

Apply now60 second response

Variable Rate Personal Loan

Get the flexibility you want with a variable rate personal loan.

Fixed Rate Personal Loan

Get the things you want now with the certainty of a fixed rate personal loan.

Tools and Calculators icon

We have the tools to help you.

In just 5 minutes you can find out how much you can borrow with our Borrowing Power Tool.

Then budget and plan ahead with our repayment calculator.

Steps to get ready and apply.

  1. Borrowing Power Tool
  2. Repayments calculator
  3. Personal loan eligibility
  4. Start your online application

ANZ Car Loans

You can choose between secured and unsecured car loans.

ANZ Overdrafts

Access to funds to help you deal with the unexpected.

Debt consolidation

Consolidate your debt - apply for a Personal Loan today.


All applications for credit are subject to ANZ's credit assessment criteria.

Terms and Conditions available on application. Fees and charges apply.