ANZ Access Advantage
Easy and secure everyday banking
ANZ Access Advantage lets you use your money the way you want. Use your own money online, over the phone and overseas with Visa Debit access1.
You can access your money with total freedom with unlimited transactions at ANZ ATMs, EFTPOS, ANZ Internet Banking, ANZ goMoneyTM and ANZ Phone Banking.
ANZ Access Advantage features
|You pay||Access your money||Use your money|
|No monthly account service fee if you deposit at least $2,000 a month2, or if you meet our other eligibility criteria3 (normally $5 a month).||Bank on the go
with ANZ goMoneyTM app for iPhone and Android.
|Wave and go
everyday purchases under $100 with Visa payWave. For purchases over $100 simply enter your PIN as usual.
Be protected 24/7 with ANZ FalconTM. ANZ Debit Card transactions are monitored for unusual or suspicious activity.
|Account safety net
The option of applying for a $500 or $1000 credit limit with ANZ Assured.4
Three ways to save
Open an ANZ Access Advantage account for your day-to-day transactions, then choose from three savings options depending on what your needs might be.
You can even pick all three if you like!
|About interest rates & fees|
The amount of interest you earn on balances held in your ANZ Access Advantage account will vary.
What fees do you have to pay?
No monthly account service fee if you deposit at least $2,000 a month2, or if you meet our other eligibility criteria3 (normally $5 a month).
For more information on fees download the ANZ Personal Banking Account Fees and Charges (PDF 92kB) or ANZ Personal Banking General Fees and Charges (PDF 92kB).
Any Australian resident with an Australian address.
If you are currently overseas but are planning to move to Australia, you can apply for an ANZ Access Advantage account prior to your arrival. Visit our Moving to Australia information section to begin the account application process.
Alternatively call +61 3 8699 6943 from 8.00am to 8.00pm (AEST) Monday to Friday.
You can apply for us to waive the monthly account service fee on your Access Advantage account if any of the following apply:
How to apply
On the phone
Call 1800 008 177, Monday to Friday, 8am to 8pm (AEST).
At a branch
Terms and conditions are available on application. Fees and charges apply.
1. Where Visa is accepted. Eligibility criteria apply to issue of ANZ Access Visa
2. Monthly account service fee waived for ANZ Access Advantage accounts opened
3. Eligibility criteria apply. The monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions
4. All applications for credit are subject to ANZ's credit assessment criteria.
5. Loans not eligible include ANZ Simplicity PLUS, ANZ Money Saver (no
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.
ANZ FalconTM is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.
ANZ goMoneyTM is provided by and is a trademark of ANZ. ANZ goMoneyTM for
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