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Consumer and retail

ANZ is one of the largest lenders to local and international retailers doing business in Australia and around the region, with a comprehensive network of relationship managers and product specialists both locally and globally.

Why choose us

Industry specialists

Our industry specialists are organised along industry lines such as consumer services and retail – whilst distinguishing between business-to-business and business-to-consumer retail relationships – to deliver superior customer service, industry insight and innovative financial solutions.

ANZ is recognised as a market leader in structuring, arranging, underwriting and syndicating financing in Australasia and around the world. We have dedicated and experienced experts across our core solutions – transaction banking, markets (including debt capital markets) and trade, loans and specialised finance.


We're all about relationships

Our ANZ Relationship Managers take the time to develop a deep understanding of your business, strategic objectives and the markets in which you operate. It's an approach that has seen us win high praise in Australia, New Zealand and around the region. 

Partner with us and you’ll be joining an award-winning bank with an extensive global network, particularly throughout Asia-Pacific, that is genuinely interested in forging strong, trusted relationships.

Our industry experts are here to help

  • You’ll be partnered with an ANZ relationship team that will take the time to understand your business, while supporting your day-to-day activities and long-term strategic goals
  • Your dedicated ANZ Relationship Manager will act as your advisor, connecting you to our banking specialists and thought leaders across ANZ
  • Our global network spans across close to 30 markets, providing you with industry insight and connections across Australia, New Zealand, Asia, Europe and North America
  • Our banking solutions are tailored to suit your needs on a local, regional or global level
  • Our deep understanding of the sector enables us to assess the associated risks of any proposed activity and structure solutions accordingly

Our focus across the sector

  • Australian-based retailers; clothing, specialty items, electronics and recreational goods
  • International retailers with a presence in Australia
  • Online marketplaces
  • Food and beverage retailers, including supermarkets and convenience stores
  • Consumer services providers to the retail industry
  • Manufacturers with larger retailers as their primary sales channel (B2B)

Greener Pastures 2

Agriculture industry report

An examination of critical pathways to capture global agricultural opportunities.

Read the report 


We offer a range of smart, borderless and innovative solutions to help businesses transact and trade, manage risk and finance plans for growth.



Payments and cash management

Effective management of cash requires an understanding of your working capital needs. We find the right cash solutions to help businesses achieve the outcomes they need.

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Trade and supply chain

We provide trade finance and supply chain solutions that help businesses manage risk, improve liquidity and support a deepening of customer relationships.

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Financial markets

Innovative solutions across key markets – foreign exchange, credit and interest rates, debt capital markets and commodities – as well as specialist research and risk management. 

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Corporate finance

With unrivalled loan-market access and intelligence, we are best-placed to structure, price and execute transactions to help businesses achieve their strategic objectives.

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ANZ Insights

As part of our wider relationship offering, we have specialised teams that produce market and economic commentary to give you fresh ideas and different perspectives on the industries and topics that matter to you.

  • New Zealand

    RBNZ could move in November

    Sharon Zollner Chief Economist, ANZ NZ

    ANZ Research has brought forward its forecast for interest rate cuts in New Zealand after softer-than-expected inflation data.

    2024-07-18 00:00

Speak to us about consumer and retail

Want to learn more about partnering with ANZ Institutional and what we can offer you?


Get in touch


We operate in close to 30 markets globally, with an on-the-ground presence in more than 10 markets across Asia.


Contact a local office