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Management team

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Board of Commissioners


Ruth Setiabudi

President Commissioner (Independent)

An Indonesian citizen, Ruth Setiabudi holds a Bachelor of Business Administration and Master of Science Management System and Statistics from the Northrop University, California, USA.

She is a retired banker and experienced executive with over 28 years of experience in financial services. She brings a wealth of expertise with particular strengths in areas such as bank reporting system, treasury products, treasury management, and banking operation management.

Before retiring, she worked for Chase Manhattan Bank and JPMorgan Chase Bank with her last position as Branch Manager.

Ruth has obtained OJK approval as Independent Commissioner of ANZ Indonesia on 10th of January 2019, established by Circular Resolution of Shareholders as a replacement of General Meeting of Extraordinary Shareholders PT. Bank ANZ Indonesia dated 18 January 2019.

Hong Swee Lau


Hong Swee is a senior banker with 28 years of experience in the financial services industry. His work experience includes Business Development, Risk management and Governance.

He was appointed as the Country Head of ANZ Taiwan in May 2020. Prior to that Hong Swee was the Chief Risk Officer for ANZ Singapore and Asia where he was responsible for ensuring the financial and reputational integrity of ANZ’s business through the effective management and governance of the Bank’s risks in various Asian countries.

Hong Swee joined ANZ in 2009 as Chief Risk Officer, ANZ Taiwan before taking on the role of Chief Risk Officer, ANZ China in 2013.

Jeny Gono


Jeny Gono is a senior banker with more than 26 years of experience in the financial service industry. She holds a Bachelor of Economics from Trisakti University.  Prior to joining ANZ, she was an Independent Commissioner at PT Bank MNC Internasional, Tbk since June 2018 and Independent Commissioner at PT U Finance Indonesia from year 2016 to 2018. She had experienced in various leading positions in banking industry, such as COO Director, Risk Management Director and Head of Finance at PT Bank DBS Indonesia as well as acting CFO at Standard Chartered Bank.

Jeny Gono has obtained OJK approval as Independent Commissioner of ANZ Indonesia on 22 March 2022, established by Circular Resolution of Shareholders in lieu of an Extraordinary General Meeting of Shareholders of PT Bank ANZ Indonesia dated 29 March 2022.

Board of Directors


Mark Fitz-Gerald

President Director

Mark Fitz-Gerald joined ANZ Indonesia in November 2016 and is currently President Director and Country Head of PT Bank ANZ Indonesia.

Mark has extensive senior leadership experience across a variety of businesses in Australia, the Middle East and Asia, including Indonesia.

Prior to joining ANZ, Mr Fitz-Gerald held senior executive roles at Westpac New Zealand including GM Business Banking and Director of Private Banking, Wealth & Insurance.

Mr Fitz-Gerald was previously at Citigroup for 22 years where he held a variety of positions including Country Head New Zealand as well as Corporate Banking Head and Global Transaction Services Head in Indonesia.

Mr Fitz-Gerald has been active in a variety of governance roles including Chairman of Simplicity New Zealand (a start-up managed fund business in New Zealand) and Member of Council for the University of Otago, New Zealand.

Mr. Fitz-Gerald holds Bachelor of Commerce & Bachelor of Laws degrees from the University of Auckland, New Zealand and was admitted to the bar as a Barrister and Solicitor of the High Court of New Zealand.

Stephanie Angelin


Stephanie joined ANZ Indonesia as CFO in February 2017.

Stephanie started her banking career with Commonwealth Bank of Australia in Sydney in 2000. She held a number of key finance positions in CBA, both in Australia and Indonesia, before joining DBS Bank Indonesia in 2011.

Passionate in advancing women leadership, Stephanie actively mentors other banking professionals and chairs the committee that promotes gender diversity in ANZ Indonesia.

Stephanie holds a Bachelor of Commerce in Finance and International Business, and a Masters of Commerce from University of New South Wales, Sydney.

Benny Wicaksana


Benny Hastika Wicaksana Aroeman joined ANZ Indonesia since February 2019. He has over 20 years of Markets experience in various roles in well-known financial institutions like Deutsche Bank, HSBC and DBS. Prior to joining ANZ, Benny was the Head of Sales at DBS Bank leading the business for 12 years. He also held similar positions at HSBC as Deputy Head of Corporate Sales and has worked for Deutsche Bank as a Senior Corporate Dealer. Benny has an active role in the ACI FMA (Financial Markets Association) Indonesia and the Working Group IFEMC (Indonesia Foreign Exchange Market Committee).

He holds a Master of Business Administration from Vrije Universiteit in Belgium and a Bachelor of Science from the University of Maryland.

Benny was appointed Markets Director since July 2019.

Andreas Pranawadjati


Andreas Pranawadjati joined ANZ Indonesia as Compliance Director since July 2021 and holds a bachelor degree from Atmajaya Catholic University. 

Andreas has good wide ranging experience in Finance, Risk and Compliance. Prior to joining ANZ Indonesia, Andreas held a number of key positions in the area of regulatory reporting, finance and operational risk in HSBC and Standard Chartered Bank for almost 12 years. His career in Compliance started at Standard Chartered Bank in 2008, followed by several senior positions in the Compliance and Anti Money Laundering area at PT. Bank Maybank Indonesia and PT. Bank ICBC Indonesia before joining Bank of America Jakarta as Compliance Director.

Throughout his career, Andreas is actively involved in various internal task force related with pension or health funds as well as the champion for counselling for staff and involved in banking organizations such as PERBINA and Compliance Director Communication Forum.

By Regulation
a. Information on Funds Transfer related with BI-RTGS and SKNBI systems (PDF)
b. Dodd-Frank (PDF)

By Business
a. Disclosure regarding ANZ's Role in the Wholesale Fixed Income, Currency and Commodities (FICC) Markets - Institutional Clients (PDF)
b. Payment and Cash Management Pricing Guide (effective from 20 January 2022) (PDF)

By Market
a. US Disclosures (PDF) 
b. Indonesia Disclosures

The provision of products and services is subject to the laws and regulations of the Republic of Indonesia and PT Bank ANZ Indonesia banking licence in Indonesia.
ANZ is a bank that registered with and under the supervision of the Financial Services Authority.