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Management team

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Board of Commissioners


Ruth Setiabudi

President Commissioner (Independent)

An Indonesian citizen, Ruth Setiabudi holds a Bachelor of Business Administration and Master of Science Management System and Statistics from the Northrop University, California, USA.

She is a retired banker and experienced executive with over 28 years of experience in financial services. She brings a wealth of expertise with particular strengths in areas such as bank reporting system, treasury products, treasury management, and banking operation management.

Before retiring, she worked for Chase Manhattan Bank and JPMorgan Chase Bank with her last position as Branch Manager.

Ruth has obtained OJK approval as Independent Commissioner of ANZ Indonesia on 10th of January 2019, established by Circular Resolution of Shareholders as a replacement of General Meeting of Extraordinary Shareholders PT. Bank ANZ Indonesia dated 18 January 2019.

Jeny Gono


Jeny Gono is a senior banker with more than 26 years of experience in the financial service industry. She holds a Bachelor of Economics from Trisakti University.  Prior to joining ANZ, she was an Independent Commissioner at PT Bank MNC Internasional, Tbk since June 2018 and Independent Commissioner at PT U Finance Indonesia from year 2016 to 2018. She had experienced in various leading positions in banking industry, such as COO Director, Risk Management Director and Head of Finance at PT Bank DBS Indonesia as well as acting CFO at Standard Chartered Bank.

Jeny Gono has obtained OJK approval as Independent Commissioner of ANZ Indonesia on 22 March 2022, established by Circular Resolution of Shareholders in lieu of an Extraordinary General Meeting of Shareholders of PT Bank ANZ Indonesia dated 29 March 2022.

Yvonne Foo


Yvonne Foo is a senior banker with over 24 years of experience in the financial services industry. She graduated from Victoria University of Wellington, New Zealand, and holds a Bachelor of Science and a Post Graduate Diploma in Financial Mathematics. She has extensive international banking experience having worked across four countries in diverse roles including relationship management, products, risk management and business management.

Yvonne is currently the Country Head of ANZ Thailand. Prior to that, she was part of the Singapore Leadership Team and leads the SEAIME Business Management team, a role which has regional responsibilities across six countries, driving and delivering strategic priorities for the cluster and oversees the key areas of Operational Risk & Assurance, Governance and Offshore Booking Unit. Yvonne joined ANZ in 2009 as Associate Director, Research & Analysis in ANZ Singapore before taking on the role of Head of Research and Analysis for ANZ Thailand in 2015 as well as Acting Country Head of ANZ Malaysia in 2022

Yvonne Foo has obtained OJK approval as Commissioner of ANZ Indonesia on 26 January 2023, established by Circular Resolution of Shareholders as a replacement of the General Meeting of Shareholders of PT Bank ANZ Indonesia dated 13 February 2023.

Board of Directors


Jodi West

President Director

Jodi West is the current President Director and Country Head of PT Bank ANZ Indonesia – a position she has held since July 2023.  Before joining ANZ Indonesia, she was the Chief Executive Officer at ANZ Bank (Vietnam) Limited for 5 years (July 2018 – July 2023).

Jodi has over 20 years of experience in the banking industry, and joined ANZ in 2015 to lead ANZ’s Institutional FX Sales business in Australia. Prior to that, she held various senior positions with National Australia Bank, Barclays Capital (Australia), and Citi (in both Australia and New Zealand).

Jodi has a Master in Applied Finance (Macquarie University), Master of Business Administration (University of New England), Graduate Diploma in Agricultural Economics (University of New England), Bachelor of International Business (Griffith University), and recently completed an Executive Diploma in Global Business through Oxford University.

Stephanie Angelin


Stephanie joined ANZ Indonesia as CFO in February 2017.

Stephanie started her banking career with Commonwealth Bank of Australia in Sydney in 2000. She held a number of key finance positions in CBA, both in Australia and Indonesia, before joining DBS Bank Indonesia in 2011.

Passionate in advancing women leadership, Stephanie actively mentors other banking professionals and chairs the committee that promotes gender diversity in ANZ Indonesia.

Stephanie holds a Bachelor of Commerce in Finance and International Business, and a Masters of Commerce from University of New South Wales, Sydney.

Benny Wicaksana


Benny Hastika Wicaksana Aroeman joined ANZ Indonesia since February 2019. He has over 20 years of Markets experience in various roles in well-known financial institutions like Deutsche Bank, HSBC and DBS. Prior to joining ANZ, Benny was the Head of Sales at DBS Bank leading the business for 12 years. He also held similar positions at HSBC as Deputy Head of Corporate Sales and has worked for Deutsche Bank as a Senior Corporate Dealer. Benny has an active role in the ACI FMA (Financial Markets Association) Indonesia and the Working Group IFEMC (Indonesia Foreign Exchange Market Committee).

He holds a Master of Business Administration from Vrije Universiteit in Belgium and a Bachelor of Science from the University of Maryland.

Benny was appointed Markets Director since July 2019.

Andreas Pranawadjati


Andreas Pranawadjati joined ANZ Indonesia as Compliance Director since July 2021 and holds a bachelor degree from Atmajaya Catholic University. 

Andreas has good wide ranging experience in Finance, Risk and Compliance. Prior to joining ANZ Indonesia, Andreas held a number of key positions in the area of regulatory reporting, finance and operational risk in HSBC and Standard Chartered Bank for almost 12 years. His career in Compliance started at Standard Chartered Bank in 2008, followed by several senior positions in the Compliance and Anti Money Laundering area at PT. Bank Maybank Indonesia and PT. Bank ICBC Indonesia before joining Bank of America Jakarta as Compliance Director.

Throughout his career, Andreas is actively involved in various internal task force related with pension or health funds as well as the champion for counselling for staff and involved in banking organizations such as PERBINA and Compliance Director Communication Forum.

Yungki Prabowo


Yungki Prabowo is an Indonesia citizen, born in 1971. He holds a bachelor degree in Computer Science from STMIK Gunadarma and Magister Management from University of Indonesia.

He had a broad experience in Banking Technology and operations. He started his career in banking industry in 1998 by joining Bank ABN AMRO as project manager operations and product, who developed the Internet Banking. He had experience as Technology Head and BISO (Business Information Security Officer) at Citibank in 2002 and 2013, as well as IT Business Strategic at Bank Mandiri in 2012

He joined ANZ Indonesia for the first time in 2008 as Technology Head and implemented Internet Banking and Mobile Banking, as well as integrated switching to ATM Bersama and Prima for retail banking. He joined back to ANZ Indonesia in 2015 as Head of Technology

Yungki was appointed as Chief Operating Office and Technology Head since October 2022 and assigned as a Director of Operations and Technology since May 2023.

By Regulation
a. Information on Funds Transfer related with BI-RTGS, SKNBI and BI-FAST system (PDF)
b. Dodd-Frank (PDF)

By Business
a. Disclosure regarding ANZ's Role in the Wholesale Fixed Income, Currency and Commodities (FICC) Markets - Institutional Clients (PDF)
b. Payment and Cash Management Pricing Guide (effective from 20 January 2022) (PDF)

By Market
a. US Disclosures (PDF) 
b. Indonesia Disclosures

The provision of products and services is subject to the laws and regulations of the Republic of Indonesia and PT Bank ANZ Indonesia banking licence in Indonesia.
ANZ is a bank that registered with and under the supervision of the Financial Services Authority.