ANZ China offers both principal protected and non-principal protected structured deposits to meet the needs of clients with different risk appetites.
Principal protected structured deposit
Key benefits
- 100% principal protection on maturity: 100% of the principal amount will be received if the investment is held to maturity.
- Enhanced yield: Potentially higher returns than traditional deposits.
Key risks
- Interest risk: If the reference index does not meet certain conditions, investors will receive 100% of the principal amount and earn a minimum interest (if any) when it is held to maturity.
- Close out costs: The investment may be subject to unwinding costs if investors do not hold the investment until the maturity date, resulting in a potential loss of principal.
Risk rating of the investment (for existing products): 2*
* Based on ANZ China's internal risk rating methodology, a rating of 1 represents the lowest risk level and a rating of 5 represents the highest risk level.
Non-principal protected structured deposit
Key benefits
- Enhanced yield: Potentially higher returns than traditional deposits.
Key risks
- No Principal Protection: If the reference index does not meet certain conditions, there may be a loss of both principal and interest.
- Close out costs: The investment may be subject to unwinding costs if investors do not hold the investment until the maturity date, resulting in a potential loss of principal.
Risk rating of the investment (for existing products): 3/4*
* Based on ANZ China's internal risk rating methodology, a rating of 1 represents the lowest risk level and a rating of 5 represents the highest risk level.
Disclaimer
- The information on this website is provided for informational purposes only. It does not constitute an offer, solicitation, recommendation or investment advice. The rights and obligations relating to the product are governed solely by the applicable product documentation.
- A structured deposit is not a traditional term deposit. Investment involves risks, and investors should be aware of the risks associated with investment. Before investing in any structured deposit, investors should carefully review the relevant product documentation, including the applicable term sheet and the associated risk disclosure statement.
- Past performance is not indicative of future performance and does not guarantee future returns. Investors shall be prudent.
- Structured deposits may not guarantee principal protection or returns. Investors may incur losses of principal and/or interest as a result of adverse movements in the relevant reference index. In the worst-case scenario, investors may lose all of their principal.
- For further information on structured deposit products, please contact us via email or telephone.