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Changes to ANZ fees and charges

We’re making changes to some of our fees and charges. These changes will come into effect from 1 December 2023.

The main reason behind those changes is to simplify the way our fees work, or to reduce or remove them entirely.

We have summarised the changes in detail below.

Changes to customer banking services fees and charges

Fees we’re introducing

We are introducing this fee to better reflect the costs to us of providing the service.

Methodology Amount
Charged per account on the cumulative cash deposits processed to that account during a Banking Business day 0.50% of the full cash amount deposited daily if amount exceeds $5000.00

 

This fee will be charged to your ANZ account where the cash was deposited at the end of the day.

Fees we’re changing

We are making changes to these fees and charges.

  Current fee New fee
Duplicate statement $5.00 per statement $5.00 per page
Computer printout $2.00 per page $5.00 per page

 

Please note this fee will be renamed to ‘Printing fee’.

  Current fee New fee
Payroll Statement Request $2.00 per statement $5.00 per page

 

Please note the Payroll Statement Request fee will be renamed to ‘Printing fee’.

  Current fee New fee
50 leaf book Nil $10.00 per book
3x50 leaf books Nil $25.00
100 leaf books $10.00 per book $25.00 per book

 

Please note the Duplicate Deposit Book fee will be renamed to ‘Deposit Book fee’

  Current fee New fee
Non-ANZ customers $1.00 per every $100 $2.00 per bag or roll (maximum $200)

 

  Current fee New fee
Transfer to an account within ANZ $2.00 per transaction item $0.40 per transaction item
Transfer to accounts of other Banks/Institutions $10.00 per transaction item $3.00 per transaction item

 

  Current fee New fee
Business Cash Management Account $15.00 per quarter $5.00 per month
Personal Cheque Account $15.00 per quarter $5.00 per month
Business Cheque Account $15.00 per quarter $5.00 per month

 

The change to monthly charging also means that we have changed the wording to replace quarterly with monthly.

Note: This will appear as monthly charging starting January 2024.

Activity fee will continue to be charged at $0.40 per transaction but will be charged monthly rather than quarterly.

The change to monthly charging also means that we have changed the wording to replace quarterly with monthly.

Note: This will appear as monthly charging starting January 2024.

Collection fee will continue to be charged at $0.40 per transaction but will be charged monthly rather than quarterly.

The change to monthly charging also means that we have added wording to clarify that it is charged monthly.

Note: This will appear as monthly charging starting January 2024.

Account Current fee New fee
Pacific Savings Account $5.00 per transaction $3.00 per transaction
Priority Cash Management Account $5.00 per transaction $3.00 per transaction

 

Account Current fee New fee
Pacific Savings Account $5.00 per transaction $3.00 per transaction
Priority Cash Management Account $5.00 per transaction $3.00 per transaction

 

Fees we’re removing

We have removed the following fees and charges.

  • Diskpay – Establishment fee and Diskpay reject fee
  • Rural Everyday Account – Lost/Replacement passbook fee
  • Gang payment fee
  • Access Card/International Access Card – ATM Statement request, IAC annual fee, Overseas balance request and Overseas encashment fee*
  • Pin replacement fee
  • Bank Cheques – Dishonoured Cheque Fees Outward Dishonour
  • Payment from Lists – Manual transfer to other bank fee
  • Payment from Lists – Over the counter salary credit payment fee
  • Payment from Lists – Wage/Salary & Creditor Payment fee
  • Transfers – Manual transfers to other banks
  • Vouchers – Surrender of paid cheque
  • Business Electronic Channels – Payroll fee (Within ANZ and To other banks)

* The ATM interchange withdrawal fee and ATM interchange balance enquiry fee are also replaced with the current fees each bank charges.

Changes to lending and credit card fees and charges

We are simplifying how we calculate the Loan Approval Fee for unsecured personal loans by removing the rate tiers and implementing a flat fee for each approval.

Approved loan amount Current fee New fee
$499.99 or less $75.00 $175.00 per approval
$500.00 to $1,999.99 $125.00 $175.00 per approval
$2,000.00 to $19,999.99 $250.00 $175.00 per approval
$20,000.00 to $49,999.99 $500.00 $175.00 per approval
$50,000.00 and over 1% of approved loan amount $175.00 per approval

 

Current methodology Current approved overdraft amount tiers Current fee New methodology New approved overdraft amount tiers New fee
Charged on highest of Limit Amount throughout month, charged monthly $4,999.99 or less $10.00 Charged on highest Limit Amount throughout month, charged monthly All limits 0.03% of limit amount (minimum $10.00)
  $5000.00 to $14,999.99 $20.00      
  $2000.00 to $19,999.99 $25.00      
  $20,000.00 to $999,999.99 $300.00 or 0.12% of limit amount (whichever is lowest)      
  $1,000,000.00 and over 0.03% of limit amount      

 

Please note the Business overdraft line fee will be renamed to ‘Overdraft management fee’.

Document handling fees

  Current fee New fee
Printing fee – bank statements $5.00 per statement $5.00 per page
Printing fee – other documents $2.00 per page $5.00 per page
Photocopying fee $1.00 per page $5.00 per page

 

Please note this fee will be renamed to ‘Printing fee’ in the fee brochure.

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