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Changes to ANZ rates, fees and agreements

Changes to ANZ fees and charges

We’re making changes to some of our fees and charges for personal, business and commercial customers. These changes will come into effect from 4 September 2023.

The main reason behind those changes is to simplify the way our fees and charges work, or to reduce or remove them entirely.

We have summarised the changes below.

Reducing the fees for certain lending services, for example fees for switching products to make it cheaper for customers to make changes to their existing loans;
Changing fee calculations so customers are charged less, or less often, when they are in arrears for their term loans or business overdrafts;
Simplifying retail loan approval fees, so that all of our customers are charged the same fee for all loan amounts, and are not charged more for higher loan amounts;
Simplifying business and commercial loan approval fees to reduce complexity;
Describing some of our fees and how they are charged more clearly;
In some cases combining similar fees to reduce complexity; and
Removing fees for certain services.

Further detail of these changes can be found on our fee changes page. If you have any questions, please do not hesitate to contact us on 132 411 (local), or +679 321 3000 (overseas) or visit an ANZ branch.

The following documents will be updated to reflect these changes.

ANZ Consumer Lending Products Terms and Conditions, and
Disclosure of Fees and Charges Lending and Credit Cards.

Updated copies of these documents will be available from 4 September 2023 on our fees and charges page or our product terms and conditions page and in our branches upon request.

Changes to the ANZ Pacific POS Merchant Services Terms and Conditions

Effective from 1 July 2023

We’re updating the ANZ Pacific POS Merchant Services Terms and Conditions to include specific terms and conditions for merchant-initiated recurring transactions. These changes will be effective from 1 July 2023.

For any information on merchant-initiated recurring transactions, please contact our ANZ Digital Channels team on FijiEBS@anz.com.

The updated ANZ Pacific POS Merchant Services Terms and Conditions will be available on our product terms and conditions page from 1 July 2023.

Changes to ANZ interest rates

We’re reducing the interest rates on Pacific Savings Accounts, Priority Cash Management Accounts and Term Deposits, effective 1 July 2023.

We’ve summarised the changes below.

Pacific Savings Account


	Current interest rate	New interest rate
Bonus rate	0.45% p.a.	0.15% p.a.

All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.

Priority Cash Management Account


Amount	Current interest rate	New interest rate
$25,000-$49,999.99	0.15% p.a.	0.10% p.a.
$50,000-$99,999.99	0.25% p.a.	0.15% p.a.
$100,000+	0.45% p.a.	0.20% p.a

All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.

Term Deposits


Term	Current interest rate	New interest rate
1 to less than 3 months	0.10% p.a.	0.05% p.a.
3 to less than 6 months	0.10% p.a.	0.05% p.a.
6 to less than 9 months	0.10% p.a.	0.05% p.a.
9 to less than 12 months	0.20% p.a.	0.15% p.a.
12 to less than 18 months	0.30% p.a.	0.25% p.a.
18 to less than 24 months	0.30% p.a.	0.25% p.a.
24 to less than 36 months	0.30% p.a.	0.25% p.a.
36 to less than 48 months	0.30% p.a.	0.25% p.a.
48 to less than 60 months	0.30% p.a.	0.25% p.a.
60 months	0.30% p.a.	0.25% p.a.

All interest rates are subject to change after the fixed term. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.

These changes will be reflected on our interest rates page from 1 July 2023.

If you have any questions, please do not hesitate to contact us on +679 321 3000 or visit an ANZ branch.