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Changes to ANZ rates, fees and agreements

Changes to ANZ terms and conditions

ANZ Internet Banking Terms and Conditions and ANZ Pacific App Terms and Conditions

We are combining the ANZ Internet Banking Terms and Conditions and the ANZ Pacific App Terms and Conditions into one document, to be known as the ANZ Electronic Banking Conditions. We are also making some changes to those terms and conditions which apply when you use ANZ Internet Banking and the ANZ Pacific App.

 

ANZ Consumer Lending Products Terms and Conditions and ANZ Savings and Transaction Products Terms and Conditions

We are:

  • updating the definition of Bank Mail; and
  • adding a reference to the ANZ Electronic Banking Conditions,

in the ANZ Consumer Lending Products Terms and Conditions and the ANZ Savings and Transaction Products Terms and Conditions.

 

The new ANZ Electronic Banking Conditions and the updated ANZ Consumer Lending Products Terms and Conditions and ANZ Savings and Transaction Products Terms and Conditions will each take effect from 1 December 2022.

Updated copies of these terms and conditions will be available online from 1 December 2022.

If you have any questions, please do not hesitate to contact us.

Changes to ANZ interest rates

We’re reducing the interest rates on the following new ANZ Term Deposits, effective Monday 3 October 2022.

See below for a summary of the changes.

 

ANZ Term Deposits:

Term

New rate

Change

1 to less than 3 months 0.10% p.a. -0.15% p.a.
3 to less than 6 months 0.10% p.a. -0.15% p.a.
6 to less than 9 months 0.10% p.a. -0.15% p.a.
9 to less than 12 months 0.20% p.a. -0.15% p.a.
12 to less than 18 months 0.30% p.a. -0.20% p.a.
18 to less than 24 months 0.30% p.a. -0.20% p.a.
24 to less than 36 months 0.30% p.a. -0.20% p.a.
36 to less than 48 months 0.30% p.a. -0.20% p.a.
48 to less than 60 months 0.30% p.a. -0.20% p.a.
60 months 0.30% p.a. -0.20% p.a.

 

These changes will be reflected on our website (anz.com/fiji) from 3 October 2022. All interest rates are subject to change after the fixed term. Interest rate reductions apply to new local currency Term Deposits only. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply. If you have any questions, please do not hesitate to contact us.

Changes to ANZ fees and charges

From 15 September 2022, we’ll be making some changes relating to the commitment fees payable in relation to Fully Drawn Advances Facilities for Commercial and Business customers.

We’ll be agreeing the relevant fees with the impacted Commercial and Business customers after that date. These changes do not however apply to Personal customers. 

An updated copy of the Disclosure of Fees and Charges Brochure – Lending and Credit Cards, will be available on the fees and charges page, from 15 September 2022.

Further information is available from any ANZ branch or you can contact us on 132 411 (local), +679 321 3000 (overseas).

Changes to ANZ rates, fees and agreements

ANZ interest rate change

We’re reducing the interest rates on the following ANZ home loan and residential investment property loan fixed rates effective 1 September 2022.

See below for a summary of the changes.

ANZ Home Loan and Residential Investment Property Loan, fixed rates

 

New rate

Change

ANZ Home Loan – 1 year fixed rate

4.15% p.a.

-0.24% p.a.

ANZ Residential Investment Property Loan – 1 year fixed rate

4.15% p.a.

-0.24% p.a.

ANZ Home Loan – 2 year fixed rate

4.95% p.a.

-0.50% p.a.

 

These changes will be reflected on our website (anz.com/fiji) from 1 September 2022. All interest rates are subject to change after the fixed period. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply. If you have any questions, please do not hesitate to contact us on 132 411 (local), +679 321 3000 (overseas), or visit an ANZ branch.

Changes to the ANZ General Banking Conditions

For customers in Fiji who use Transactive Global, we’re changing our current ANZ General Banking Conditions (dated 2014).  This includes changes being made to various schedules to those ANZ General Banking Conditions.

These changes will apply from 1 July 2022, subject to any specific agreed terms you may have negotiated with us. Please contact your Relationship Manager if you have any questions.

See the updated ANZ General Banking Conditions on the online forms page.

Changes to the ANZ Internet Banking Terms and Conditions and ANZ Pacific App Terms and Conditions

We are making some minor changes to the ANZ Internet Banking Terms and Conditions and the ANZ Pacific App Banking Terms and Conditions.

The updated terms and conditions will apply to all customers from 27 May 2022 and from this date will be available online at and in branch.

Further information is available from any ANZ branch or you can contact us on 132 411 (local), +679 321 3000 (overseas).

ANZ interest rate change

 

We’re reducing the interest rates on the following ANZ term deposits effective Monday 16 May 2022, and extending the special offer on 1 year fixed rate home loans until 31 August 2022.


See below for a summary of the changes.

ANZ Term Deposits:

Term

New rate

Change

1 to less than 3 months 0.25% p.a. No change
3 to less than 6 months 0.25% p.a. -0.25% p.a.
6 to less than 9 months 0.25% p.a. -0.50% p.a.
9 to less than 12 months 0.35% p.a. -0.65% p.a.
12 to less than 18 months 0.50% p.a. -0.75% p.a.
18 to less than 24 months 0.50% p.a. -0.75% p.a.
24 to less than 36 months 0.50% p.a. -0.75% p.a.
36 to less than 48 months 0.50% p.a. -0.75% p.a.
48 to less than 60 months 0.50% p.a. -0.75% p.a.
60 months 0.50% p.a. -0.75% p.a.

 

ANZ Home Loan and Residential Investment Property Loan, special 1 year fixed rate (only available until 31 August 2022):

 

Special promotion rate

Promotion end date

ANZ Home Loan - 1 year fixed rate 4.39% p.a. 31 August 2022
ANZ Residential Investment Property Loan - 1 year fixed rate 4.39% p.a. 31 August 2022

 

These changes will be reflected on our website (anz.com/fiji) from 16 May 2022. All interest rates are subject to change. Interest rate reductions apply to local currency deposits and accounts only. All interest rates are advised on a per annum basis (p.a.). ANZ terms and conditions and fees apply. If you have any questions, please do not hesitate to contact us on 132 411 (local), +679 321 3000 (overseas), or visit an ANZ branch.

ANZ interest rate change

We’re reducing the interest rates on the following ANZ deposits and accounts effective Monday 1 April 2022, and extending the special offer on 1 year fixed rate home loans until 31 May 2022.

See below for a summary of the changes.

ANZ Pacific Savings Account:

 

New rate

Change

Base interest rate 0.05% p.a. No change
Bonus interest rate 0.45% p.a. -0.25% p.a.

 

*Bonus interest is earned when you make no withdrawals and deposit $10 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of $10.

 

ANZ Priority Cash Management:

Amount

New rate

Change

$0-$24,999.99 0.05% p.a. No change
$25,000-$49,999.99 0.15% p.a. -0.10% p.a.
$50,000-$99,999.99 0.25% p.a. -0.25% p.a.
$100,000+ 0.45% p.a. -0.25% p.a.

 

These changes will be reflected on our website (anz.com/fiji) from 1 April 2022. All interest rates are subject to change. Interest rate reductions apply to local currency deposits and accounts only. All interest rates are advised on a per annum basis (p.a.). ANZ terms and conditions and fees apply. If you have any questions, please do not hesitate to contact us on 132 411 (local), +679 321 3000 (overseas), or visit an ANZ branch.

Changes to ANZ fees and charges

We’re making changes to some of our fees and charges, effective 1 March 2022.

We’ve summarised the changes below.

In the past we’ve charged the ATM withdrawal fee at the end of the month, based on the number of ATM withdrawals done in the month. For some accounts ATM withdrawals are included within the Activity fee. After 1 March 2022, all ATM fees will no longer be aggregated and will be charged at the time of the transaction.

The ATM charges for the following accounts will no longer be included in the Activity fee, but will instead be charged as an ATM fee at the time of the transaction:

  • Personal Cheque Account 
  • Business Cheque Account
  • Foreign Currency Current Account
  • Business Cash Management Account

The ATM fees for the following accounts will be charged at the time of the transaction rather than at the end of the month:

  • Access Everyday Account
  • Priority Cash Management Account
  • Pacific Savings Account

In addition, changes to other products have been set out below.

Fee description

Current fee FJD

New fee FJD

Visa Debit Card monthly service fee $3.00 Free
Visa Debit Card emergency replacement fee* $15.00 No longer applicable

*The Visa Debit Card replacement fee still applies

 

Pacific Savings Account

Current fee FJD

New

Minimum operating balance $10.00 0

 

The updated brochures - Disclosure of Fees and Charges – Customer Banking Services; ANZ International Services Fees and Charges Brochure; and Disclosure of Fees and Charges Brochure – Lending and Credit Cards - will be available online from 1 March 2022.

Updating of the ANZ Pacific POS Merchant Services Terms and Conditions

Due to the expiry of the Mastercard Value Add Service (VAS) server on 3 September 2021, we are updating the ANZ Pacific POS Merchant Services Terms and Conditions.

The updated ANZ Pacific POS Merchant Services Terms and Conditions will come into effect on 3 September 2021.

The updated ANZ Pacific POS Merchant Services Terms and Conditions are available online.

ANZ Disclosure - Incorrect Personal Loan Monthly Loan Administration Charges refund

ANZ wishes to advise its customers that refunds are available for incorrect Personal Loan Monthly Loan Administration Charges charged for the 2011 – 2016 period.

Contact us to find out if you are entitled to a refund. An ANZ representative will be able to confirm if you are entitled to a refund.

To claim a refund, claimant(s) will need to comply with ANZ’s Customer Identification Checklist (PDF 1079kB). The average refund amount is approximately $10.00.

If you have any questions, please do not hesitate to contact us on 132 411 (local), +679 321 3000 (overseas), or visit an ANZ branch.

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