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Interest rates

The following information is current from 6 August 2020 and is subject to change.

Personal Savings Account 

Pacific Savings Account

Base interest rate Bonus interest rate* Total interest rate
0.05% p.a. 0.70% p.a. 0.75% p.a.

 

* Bonus interest is earned when you make no withdrawals and deposit $10 or more (not including credit interest) on or before the last business day of the month, and have a minimum balance of $10.

Priority Cash Management

Account Interest rate
$0-$24,999.99 0.05% p.a.
$25,000-$49,999.99 0.25% p.a.
$50,000-$99,999.99 0.50% p.a.
$100,000+ 0.70% p.a.

Rural Everyday

Account Interest rate
$0- $249.99 0.00% p.a.
$250 - $1,999.99 0.05% p.a.
$2,000+ 0.05% p.a.

Rural Savings Account

Account Interest rate
$0+ 1.00% p.a.

Foreign Currency High Performance Passbook Account

Currency Account Interest rate
AUD, USD, GBP, NZD & EUR $0 - $4,999.99 0.00% p.a.
$5,000.00+ 0.25% p.a.
JYP $0+ 0.00% p.a.

Term deposits

Term Interest rate ($500 - $100,000)
1 to less than 3 months 1.00% p.a.
3 to less than 6 months 1.00% p.a.
6 to less than 9 months 1.50% p.a.
9 to less than 12 months 1.75% p.a.
12 to less than 18 months 2.25% p.a.
18 to less than 24 months 2.25% p.a.
24 to less than 36 months 2.25% p.a.
36 to less than 48 months 2.25% p.a.
48 to less than 60 months 2.25% p.a.
60 months 2.25% p.a.


Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits in excess of $100,000 or outside of the above terms, please contact us.


All interest rates are subject to change. ANZ terms and conditions and fees apply. For further information, please talk to one of our branch staff.

Credit cards

ANZ lending criteria, terms, conditions and fees apply.

Type Interest rate
Visa Classic 20.50% p.a.
Visa Business 20.50% p.a.

Home loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Variable rate 6.49% p.a.
1 year fixed rate 4.99% p.a.
2 year fixed rate 5.45% p.a.
Residential investment property loan – variable rate 7.00% p.a.
Residential investment property loan – 1 year fixed rate 4.99% p.a.


* An additional margin may be applied after a credit risk assessment has been completed on a loan application.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Secured 10.50% p.a.
Unsecured 16.50% p.a.
Car loan 8.45% p.a.

Other consumer loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type Interest rate*
Rural bank micro loan – unsecured 14.50% p.a.

Small Loan (unsecured)^

21.40% p.a.
Quarterly Base Lending Rate (December 2019)**
2.05% p.a.

* An additional margin may be applied after a credit risk assessment has been completed on a loan application. 
** Source: Reserve Bank of Fiji. 
^ For existing ANZ Small Loan customers.
See our Fees and Charges  for all Fiji products and services.
All interest rates are on a per annum basis. All dollar amounts are in Fijians Dollars (FJD).
© Australia and New Zealand Banking Group Limited, Fiji Branch
The provision of products and services is subject to the laws and regulations of Fiji and ANZ's banking licence in Fiji.