Euro Medium Term Note Programme

Australia and New Zealand Banking Group Limited

This is a summary of the Euro Medium Term Note Programme. For further details please refer to the full documentation or contact us.

Issuer	Australia and New Zealand Banking Group Limited
Programme Size	US$60,000,000,000
Listing	Listed notes and unlisted notes may be issued
Form of Instruments	Notes may be issued in either bearer form or registered form, represented by a Global Note
Currencies	Subject to all relevant laws, regulations and directives, as the Issuer and relevant Dealer agree
Status	Notes may be issued as unsubordinated notes or as subordinated notes
Issue Price	Notes may be issued at their principal amount or at a discount or premium to their principal amount
Maturities	Subject to compliance with all relevant laws, regulations and directives, the Notes will have a minimum maturity of one month (in the case of unsubordinated notes) or five years (in the case of subordinated notes)
Governing Law	English law, except that the subordination, conversion and write-off provisions applicable to Subordinated Notes will be governed by, and construed in accordance with, the laws of the State of Victoria and the Commonwealth of Australia
Clearing System	Euroclear, Clearstream, Luxembourg and such other clearing system as may be agreed between the Issuer and relevant Dealer
Ratings	Issuer's long-term debt ratings apply
Dealers	ANZ Barclays BNP Paribas BofA Securities Citigroup Crédit Agricole CIB Daiwa Capital Markets Europe Deutsche Bank Goldman Sachs International HSBC J.P. Morgan Morgan Stanley NatWest Markets RBC Capital Markets Société Générale Corporate & Investment Banking UBS Investment Bank
Fiscal, Paying and Transfer Agent	Deutsche Bank AG, London Branch

Information incorporated by reference	Unaudited consolidated financial statements of the Group in respect of the half-year ended 31 March 2025 Basel III Pillar 3 Disclosure as at 31 March 2025 (APS330 Public Disclosure) Basel III Pillar 3 Disclosure as at 31 December 2024 (APS 330 Public Disclosure) Basel III Pillar 3 Disclosure 2025 First Quarter Chart Pack for quarter ended 31 December 2024 Sections entitled "Liquidity", "Funding" and "Capital Management" as set out in the 2024 Annual Report of ANZBGL Basel III Pillar 3 Disclosure as at 30 September 2024 (APS 330 Public Disclosure) Audited consolidated financial statements of the Group in respect of the year ended 30 September 2024 Audited consolidated financial statements of the Group in respect of the year ended 30 September 2023
Information incorporated by reference (Non PR Notes only)	Unaudited consolidated financial statements of ANZGHL in respect of the half-year ended 31 March 2025 Audited consolidated financial statements of ANZGHL in respect of the year ended 30 September 2024
Information incorporated by reference: Terms and Conditions	For the purpose of any issues of Notes which are to be consolidated and form a single Series with an existing Tranche or Series of Notes: Pages 79 to 145 of the Base Prospectus dated 21 November 2023 (PR Notes) Pages 272 to 381 of the Base Prospectus dated 21 November 2023 (Non PR Notes) Pages 74 to 141 of the Base Prospectus dated 16 November 2022 (PR Notes) Pages 264 to 353 of the Base Prospectus dated 16 November 2022 (Non PR Notes) Pages 72 to 135 of the Base Prospectus dated 16 November 2021 (PR Notes) Pages 263 to 339 of the Base Prospectus dated 16 November 2021 (Non PR Notes) Pages 62 to 115 of the Base Prospectus dated 20 November 2020 (PR Notes) Pages 244 to 317 of the Base Prospectus dated 20 November 2020 (Non PR Notes) Sections entitled “Terms and Conditions of the Notes” (PR Notes) and “Terms and Conditions of the Non PR Notes” (Non PR Notes) on page 3 of the Supplementary Prospectus dated 5 March 2021 Pages 50 to 96 of the Base Prospectus dated 21 May 2019 (PD Notes) Pages 212 to 281 of the Base Prospectus dated 21 May 2019 (Non PD Notes) Pages 193 to 239 of the Base Prospectus dated 16 May 2013 (Non PD Notes) Pages 186 to 240 of the Base Prospectus dated 16 May 2014 (Non PD Notes) Pages 232 to 284 of the Base Prospectus dated 15 May 2015 (Non PD Notes) Pages 238 to 290 of the Base Prospectus dated 16 May 2016 (Non PD Notes) Pages 246 to 301 of the Base Prospectus dated 16 May 2017 (Non PD Notes) Pages 276 to 337 of the Base Prospectus dated 17 May 2018 (Non PD Notes) Pages 179 to 214 of the Base Prospectus dated 16 May 2017 (PD Notes) Pages 172 to 206 of the Base Prospectus dated 16 May 2016 (PD Notes) Pages 168 to 203 of the Base Prospectus dated 15 May 2015 (PD Notes) Pages 57 to 91 of the Base Prospectus dated 16 May 2014 (PD Notes) Pages 62 to 107 of the Base Prospectus dated 16 May 2013 (PD Notes) Pages 37 to 76 of the Base Prospectus dated 18 May 2012 Pages 36 to 75 of the Base Prospectus dated 25 May 2011 Pages 34 to 73 of the Base Prospectus dated 2 June 2010 Pages 38 to 78 of the Base Prospectus dated 21 July 2009 Pages 25 to 57 of the Base Prospectus dated 18 July 2008 Pages 24 to 56 of the Base Prospectus dated 25 September 2007 Pages 10 to 56 of the Supplementary Prospectus dated 23 March 2007 (supplementing and amending the Base Prospectus dated 25 September 2006 Pages 19 to 46 of the Base Prospectus dated 25 September 2006
Notice of Early Redemption	CNY 2,500,000,000 4.75 per cent. Fixed Rate Subordinated Notes due 30 January 2025 Click here to view the notice JPY 10,000,000,000 0.70 per cent. Fixed Rate Subordinated Notes due 21 July 2026 Click here to view the notice SGD 500,000,000 3.75 per cent. Fixed Rate Subordinated Notes due 23 March 2027 Click here to view the notice USD 550,000,000 Zero Coupon Callable Notes due 23 January 2047 Click here to view the notice USD 550,000,000 Zero Coupon Callable Notes due 23 January 2047 Click here to view the updated TPEx announcement AUD 200,000,000 4.75 per cent. Fixed Rate Subordinated Notes due 13 May 2027 Click here to view the notice JPY 10,000,000,000 0.952 per cent. Fixed Rate Subordinated Notes due 11 July 2028 Click here to view the notice EUR 1,000,000,000 1.125 per cent. Fixed Rate Subordinated Notes due 21 November 2029 Click here to view the notice
Other Notices	Notice of Change of ANZBGL London Branch address (PDF, 110 KB)

Title		Files
Prospectus		Base Prospectus and Information Memorandum dated 20 November 2024 (PDF, 3.7 MB)
Supplementary Prospectus		Supplementary Prospectus dated 9 December 2024 (PDF, 223 KB) Supplementary Prospectus dated 20 February 2025 (PDF, 58 KB) Supplementary Prospectus dated 4 April 2025 (PDF, 64 KB) Supplementary Prospectus dated 8 May 2025 (PDF, 59 KB)
Supplementary Information Memorandum		Supplementary Information Memorandum dated 28 November 2024 (PDF, 3.7 MB) Supplementary Information Memorandum dated 8 May 2025 (PDF, 101 KB)
Constitution		ANZBGL's Constitution

Important information

Your use of this Website is governed by the Disclaimer and Terms of Use set out on the entry page. By accessing this Website, you acknowledge and agree to the terms set out in that Disclaimer and Terms of Use.

Euro Medium Term Note Programme

Australia and New Zealand Banking Group Limited

Important information

Debt Investor Centre

Contact us

Email us

About us

Our other sites

Security

Contact

Connect with us

Download our new app