Why choose an ANZ International Money Transfer?
Whether it’s a gift to friends or family living abroad, much needed funds for a travelling child or payment for goods or services to an overseas seller, ANZ International Money Transfers offer a safe and easy way to send money overseas.
You can do it through a variety of channels. The funds are simply transferred electronically from your ANZ account to the overseas account, usually within 2 working days.
Moreover, with ANZ you can send the local currency for over 60* countries and major currencies such as US Dollars or Euros to most other countries. And unlike other methods of sending money overseas, an ANZ International Money Transfer is backed by the security of our ANZ Internet Banking Guarantee.
In order to send an ANZ International Money Transfer, you must be an ANZ customer. We will need you to give us the following information for us to send the payment:
- Full name, address and account number for the person you want to send the money to
- Currency and amount that you want to send
- Name, branch number and address or SWIFT BIC (Bank Identifier Code) of the receiver’s bank
- IBAN (for payments to Europe and the UK).
ANZ International Money Transfers can be purchased through one of the following ways:
Once registered for ANZ Internet Banking, you may purchase online via 'International Services' in the 'Payments' menu of ANZ Internet Banking - using any eligible ANZ transaction account or by using an ANZ credit card (additional fees and charges may apply if using an ANZ Credit Card for an International Money Transfer).
To register for ANZ Internet Banking, you'll need a Customer Registration Number (CRN) and Telecode. If you do not have a CRN and Telecode, please call 13 33 50 (international callers dial +61 3 9683 8833) 24 hours, 7 days a week.
- Your ANZ Internet Banking Pay Anyone limit will apply
- For more information, refer to the Instructions for sending money overseas (PDF 48kB).
Purchase via ANZ Phone Banking by calling 1800 352 535 (free call) in Australia and +61 3 9683 9999 (if calling from overseas), 8.00am to 7.30pm AEST, Monday to Friday (excluding national holidays) - using any eligible ANZ transaction account or by using an ANZ credit card (additional fees and charges may apply if using an ANZ Credit Card for an International Money Transfer).
- To obtain your ANZ Phone Banking registration information, simply call 13 13 14 and a Customer Service Consultant will be happy to assist you in getting started
- Customers may be subject to different monetary limits and sending restrictions.
Visit your local branch to purchase - using your ANZ transaction account or ANZ credit card.
ANZ can also assist you in receiving payments from overseas in Australian dollars or a foreign currency.
In general, the most secure and convenient way for someone to send you funds from overseas is through an international money transfer. To receive one, you need to provide the sender with your ANZ branch name and address, account name, full account number, and the ANZ SWIFT code ANZBAU3M.
You can also deposit international bank cheques or international drafts that you have received (either in Australian Dollars or foreign currency) into your ANZ account. Please note that this process may take longer if the overseas cheque or draft is in a foreign currency, as they need to be returned to the country of origin for clearing.
For further assistance, you can contact ANZ's dedicated International Payments Support Centre on 1800 681 683 (free call) or, if outside Australia, on + 61 3 8646 8923 (call costs apply).
|Transaction||Charges||How to access|
|Sending an IMT via ANZ branch or Foreign Exchange Centre||$32||Locate an ANZ Branch or
Foreign Exchange Centre
|Sending an IMT via ANZ Internet Banking||$18||Login or Register|
|Sending an IMT via ANZ Phone Banking||$32||Call 1800 352 535 (free call) in Australia and
+61 3 9683 9999 (if calling from overseas),
8.00am to 7.30pm AEST, Monday to Friday
(excluding national holidays)
Please note that an international money transfer sent via an overseas bank may be subject to commissions, fees and other charges applied by that bank. These commissions, fees or charges will generally be deducted by the overseas bank from the funds paid to the receiver.
Please refer to ANZ Personal Banking General Fees and Charges (PDF 116kB) for more information on fees and charges.
When will the payment be received?
The time it takes for the payment to be received largely depends on how long it takes the receiver’s bank to credit the account. Typically, if ANZ is provided with the correct information and does not need to contact you to confirm your instructions or your identity, the funds transferred overseas by ANZ will usually reach the receiver’s account within 2 working days. It can take longer depending on the country and bank that you are sending the money to.
What is a SWIFT/BIC (Bank Identifier Code)?
A SWIFT/BIC code is the unique identification code of a particular bank. SWIFT/BIC codes are used when transferring money internationally between banks. ANZ’s SWIFT/BIC code is ANZBAU3M.
How do I obtain a SWIFT/BIC code?
The receiver’s bank can provide the appropriate SWIFT/BIC code in order to enable an International Money Transfer to reach the overseas account.
Who can I contact if the receiver says that the money has not reached their account?
An international money transfer usually takes 2 working days. There may be delays depending on the destination country and the bank. If you wish to enquire about a payment, please call us on 1800 681 683 (free call) or on +61 3 9277 2499 (if you're outside Australia).
Will they receive the full amount of money sent?
An international money transfer sent via an overseas bank may be subject to commissions, fees and other charges applied by that bank. These commissions, fees or charges will generally be deducted by the overseas bank from the funds paid to the receiver.
What is an IBAN (International Bank Account Number)?
An IBAN is an International Bank Account standard adopted by most European countries and many other countries, especially in the Middle East and in the Caribbean. IBANs start with a two (2) letter country code and contain between fifteen (15) and thirty-four (34) letters and numbers. The IBAN should be presented as a continuous string of alphanumeric characters i.e. GB29NWBK60161331926819 is an example IBAN for the UK.
What is a Branch Number?
A Branch Number is used to identify an individual branch of a financial institution. For the following countries, instead of a SWIFT/BIC code, you may provide a Branch number which is also known as NCC (National Clearing Code), routing number or Bank Code:
- South Africa
- United Kingdom
- United States of America.
What are anti-money laundering and counter-terrorism financing laws (AML/CTF)?
These laws require ANZ and other financial institutions to have processes in place to help prevent and detect money laundering and terrorist financing activities. The processes include monitoring and reporting on international money transfers to governmental authorities.
For further assistance, you can contact ANZ's dedicated International Payments Support Centre on 1800 681 683 (free call) or, if outside Australia, on + 61 3 8646 8923 (call costs apply). Contact hours are Weekdays 8am – 7pm (AEST/AEDT).
*Correct as at February 2015. Using ANZ Internet Banking you can send money to over 99 countries around the world. Not all currencies available at ANZ branches, Foreign Exchange Centres, ANZ Internet Banking or ANZ Phone Banking.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.