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Home loans

Whether you are looking to buy, build or renovate, we can help you achieve your home ownership goals.

Looking to buy or refinance your home?

Take advantage of our great, new interest rate of 6.79% p.a. on an ANZ Variable Rate Home Loandisclaimer.

Plus, if you take out an ANZ Variable Rate Home Loan by 31 October 2021 you’ll pay no Loan Approval Fee.

Variable rate home loans

An ANZ Home Loan on a variable rate offers the following:

  • Your interest rate can go up or down in line with the market
  • You can make extra repayments on your home loan any time you like.

Get started

We have the tools and experience to help you buy your home with confidence.

To start your application we’ll need some details from you, which can vary depending on your situation and if you’re a new or existing customer.

To help speed up your loan application, have the following to hand:

  • Valid identification (e.g. Driver’s Licence, Passport)
  • Proof of income
  • Details of what you own (assets), your debts (liabilities), income and expenses
  • If you are self-employed, bring along your financial statements.

Talk to us today about applying for an ANZ Home Loan.

Find a branch

Come into any branch

ANZ lending criteria, terms and conditions and fees apply.

This material is for information purposes only. Its content is intended to be of a general nature, and does not take into account your financial situation or goals. We recommend you seek independent advice which takes into account your individual circumstances if it would be helpful.

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To qualify for an ANZ Variable Rate Home Loan, customers are required to have a minimum of 30% equity, an ANZ transaction account with wage or salary directly credited and must not be subject to loan repayment relief arrangements with their existing lender. Lending criteria, terms and conditions and other fees apply. Interest rates and fees are subject to change.