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To give you an idea of what an ANZ personal loan might look like, we’ve put together some useful calculators and tools to help you crunch your numbers.
Use our:
Tip: Using these calculators won't affect your credit score
Estimate how much you can borrow and your personalised interest rate, based on your income, expenses and credit status.
Estimate your regular repayments and your personalised interest rate based on your loan amount, term and credit status.
See which personal loan type suits you best by comparing fixed rate and variable rate, features and trade offs.
The borrowing calculator and repayments calculator provide estimates only and are based on the accuracy of the information provided. They do not constitute any quote, loan approval, agreement, offer or acceptance of credit by ANZ or advice.
To work out how much you can borrow, we'll ask you:
To work out your weekly/fortnightly/monthly repayments:
When you apply for a personal loan we’ll use your credit score to determine what interest rate we can offer you. The better your credit score, the better the interest rate.
If approved, your interest rate will be confirmed in your Letter of Offer.
Your credit score (also known as your credit rating) is based on your borrowing and repayment history. It also includes how often you’ve applied for credit.
We use the Equifax credit score to determine your personalised interest rate and we recommend that you obtain your credit score from Equifax or getcreditscore.com.au to get the most accurate idea of what interest rate you may receive. Fees and charges may apply.
All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.
The borrowing power calculators and repayments calculator provide estimates only and are based on the accuracy of the information provided. They do not constitute any quote, loan approval, agreement, offer or acceptance of credit by ANZ or advice. These calculators are provided for illustrative purposes only and do not take into account your personal and financial circumstances.