Choose the right ANZ business credit card for your business
Are you looking for a business credit card with added value?
Discover ANZ Business One Visa. We have three credit cards for you to choose from, each with its own distinct benefits.
For more information, please call 1800 111 134 between 8am and 6pm (AEST) Monday to Friday.
Reward your business
ANZ Business One Visa Rewards Options - A business credit card that rewards your business for making day to day purchases.
- Earn unlimited rewards1 with one point for every $1 spent on purchases.
- Up to 40 days interest free2 credit on purchases.
55 days interest free
Is cash flow a challenge for your business? The ANZ Business One Visa Interest Free Days card gives you more time to pay.
- Up to 55 days interest free2 credit on purchases.
- Smooth out cash flow ebbs and flows.
- Find out more about ANZ Business One Visa Interest Free Days.
Low interest rate
Control your business costs with a card that offers a low ongoing interest rate with the ANZ Business One Visa Low Rate.
- Low ongoing interest rate of (View current rates)3 on purchases.
- No annual fee on an annual spend of more than $20,0004.
- Find out more about ANZ Business One Visa Low Rate.
Looking for a charge card solution?
Don't want to apply online? It's easy, simply call us on 1800 111 134 or speak to an ANZ Small Business Specialist.
Terms and conditions available on application. Fees and charges apply.
1. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business One Rewards Options - Program Terms and Conditions (PDF 800kB) (please call 1800 111 134, 8am to 8pm AEST, Monday to Friday for a copy). Purchases exclude cash and cash equivalent transactions.
2. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Business One Visa Terms and Conditions.
3. The standard variable interest rate is (View current rates) on purchases and (View current rates) on cash advances for ANZ Business One Visa Low Rate. These rates are current as at (View current rates) and are subject to change.
4. An annual card fee of $150 and annual additional cardholder fee of $30 applies if minimum spend is not reached.
Why choose an ANZ business credit card?
ANZ Business One Visa is a credit card designed especially for small business. It is used to purchase goods and services related to your business. Purchases and payments can be made online and over the phone.
With ANZ’s business credit card, you can personalise the design of your card with Design My Card. This unique feature offered by ANZ allows you to advertise your business every time you spend and get your business talked about.
An ANZ business credit card is different to your personal card
- The card is mainly used for business purchases
- Your business name will be displayed on the card
- Additional cards can be issued to employees and can be set up with spend limits to control employee spend
- You have access to detailed cardholder reporting
The benefits of using an ANZ business credit card include
- Simplify paperwork by consolidating all your business spending onto one account
- Save time in reconciling your accounts by separating your business and personal expenses
- Manage cash flow ups and downs with access to funds
- Control your employee spending by setting spend controls
- Simplify your paperwork as you will receive one monthly statement with a consolidated list of all business purchases and payments
- Convenience to make payments and purchases online and over the phone
Use your ANZ business credit card for all your business purchasing needs such as paying for
- Rent and utility bills
- Office stationery and equipment
- Paying suppliers
- Business travel
- Taxi fares
- Business entertainment such as lunches or catering
You can also use you business credit card instead of petty cash.
The ANZ Business One Visa card offers a multitude of additional benefits including
- Access to ANZ Internet and Phone Banking
- ATM and EFTPOS access
- Cash advances
- Direct debit functionality
- Ability to link to other ANZ accounts
- Electronic statements
- ANZ Falcon security
- PIN and chip enabled for added security
- Worldwide emergency replacement if card is lost or stolen
- The card can be used in over 600,000 Visa outlets in Australia and over 24 million Visa outlets worldwide
- Dedicated customer service centre
- ANZ Visa payWave
For more information, please call 1800 111 134 between 8am and 6pm AEST, Monday to Friday.
As an ANZ Business One Visa customer you can design your own business credit card - for free! Design My Card is an optional feature that allows you to advertise your business every time you spend and get your business talked about.
- Create your own unique design using your business logo or favourite image1.
- Cost effective advertising made easy.
- Available with any of the four ANZ Business One Visa cards.
If you are a new ANZ Business One Visa customer, or already have a card with us, simply select apply now to get started.
Design your own card
- Design your own card by simply loading your favourite business image
1. Subject to Image Guidelines and Terms and Conditions.
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