Important information All applications for credit are subject to ANZ's normal credit approval criteria. Product terms and conditions are available on application. Eligibility criteria applies to the Breakfree Package. Fees and charges apply.
This is an estimate and is provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. To apply for an ANZ Home Loan you must complete an application.
The calculator excludes any Breakfree Package annual fees and Lenders Mortgage Insurance.
If a Variable Rate Loan is selected, the interest rate (and monthly repayments) will be subject to change throughout the term of the Loan.
Results are based on amortised scheduled repayments and, once any discount or fixed rate period expires, the current variable rate or the Breakfree variable rate (as appropriate) is applied for the remainder of the loan term (unless another fixed rate period is taken).
Early repayment costs may apply if you repay your loan early during a fixed interest rate period.
The calculator does not include ANZ Equity Manager account.
ANZ will not store the information provided in this calculator.
Interest rates are current in accordance with rates shown on anz.com and are subject to change.
Comparison Rate is for a loan of $150,000 over 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate applies only to the example or examples given and includes any ANZ Breakfree Package fee and standard discounts and fee waivers under ANZ Breakfree. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment costs, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available at any ANZ branch or online.
The fine print
Interest rate Discounted interest rates apply to loans taken out under the ANZ Breakfree Package. Monthly repayments and interest payable may be higher or lower depending on your total mortgage lending.
Loan terms ANZ Home Loans are available for periods between 1 and 30 years.
Loan amounts ANZ Home Loans (excluding Breakfree) are available for a minimum of $20,000. Minimum lending of $150,000 applies to the Breakfree package. This calculator has been set to a maximum of $9,900,000 but you can apply for a higher amount.
Repayment periods For the purposes of the calculator, months are of equal length of approximately 30 days. One year is assumed to contain exactly 52 weeks or 26 fortnights or 365 days.