ANZ Low Rate Platinum

Lower interest rate. More benefits.

ANZ Low Rate Platinum Card

Current offer

0% p.a. on balances transferred from non-ANZ cards to a new card for the first 16 months then unpaid balance reverts to the standard annual percentage interest rate on balance transfers, currently loading product data(View current rates)1

Apply now
60 second response

You pay, you get

Rates and fees

$99 Total Annual Fee

loading product data(View current rates) interest rate on purchases2

loading product data(View current rates) interest rate on cash advances2

$6,000 minimum credit limit

 

Features and benefits

Feature 1
Complimentary overseas travel and medical insurance3
Feature 1
You could save up to $800 on overseas travel and medical insurance (eligibility criteria applies)4
Feature 1
Up to 55 interest-free days on purchases5
Feature 1

Shop with extra security and confidence

ANZ Falcon
  • With ANZ Falcon™ you get advanced, around-the-clock monitoring for suspicious transactions
  • You won't be liable for fraudulent transactions on your ANZ credit card account6 with ANZ’s Fraud Money Back Guarantee
  • Worldwide emergency credit card replacement

Complimentary insurance

Insurance umbrella
  • Overseas Travel and Medical Insurance3 provided by QBE Insurance. You could save up to $800 on overseas travel and medical insurance (eligibility criteria apply)4.
  • Extended Warranty7 - double the manufacturer's expressed Australian warranty on a range of personal goods by up to 12 months when the entire purchase is charged to your ANZ Low Rate Platinum card.
  • Best Price Guarantee Scheme7 - if you make a purchase on your ANZ Low Rate Platinum card and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days, you can claim back the difference.
  • 90-day Purchase Security Insurance7 - insurance against loss, theft or breakage over a range of new personal goods when the entire purchase is charged to your ANZ Low Rate Platinum card.
  • Interstate Flight Inconvenience Insurance7– peace of mind when you travel in Australia on holiday.
  • Rental Excess Cover3 - automatically covered by Rental Excess Cover when you hire a car from a major car rental company in Australia, at no extra cost.

 

Entertainment and lifestyle benefits
  • Complimentary access to special offers across dining, hotel and entertainment in Sydney with MasterCard Priceless Sydney and MasterCard Platinum Privileges
  • Complimentary Personal Concierge8 at your service 24 hours a day to manage anything from restaurant and taxi bookings through to party planning
  • Access to over 2000 special dining and hotel offers with eDine®
  • Great discounts, special offers and advice for wine lovers with ANZ Wine Club

Convenient ways to bank

Use our app to bank on your iPhone or Android. Anytime. Anywhere9.
For payments under $100, simply tap and go with your card wherever you see this symbol. No need to sign or enter a PIN.
Manage your credit card online, 24/7.

Additional Cardholders

Additional card holders
  • You can add up to nine additional cardholders

How to apply

60 second response
Apply nowVisit an ANZ branch
Call ANZ 133333
Call 13 33 33, Monday to Friday, 8am to 8pm (AEST/AEDT)

You don't need to be an ANZ customer to apply for an ANZ Low Rate Platinum credit card. Once approved, you may expect to receive your ANZ Low Rate Platinum credit card within five business days.

Eligibility
  • You are over 18 years of age
  • You have a good credit rating
  • You are a permanent Australian resident, earning a minimum annual income of $15,000 if applying for an ANZ Credit Card account. If you require a Platinum credit card account or you are a non-permanent Australian resident, you must earn a minimum annual income of $50,000

Important Information

Terms and conditions are available on application, Fees and charges apply. All applications for credit are subject to ANZ's credit assessment criteria.

View ANZ terms, conditions, fees and charges

1. Offer only available to new and approved applicants who apply for an ANZ First, ANZ Platinum, ANZ Low Rate or ANZ Low Rate Platinum credit card account with the balance transfer by 27 October 2014. Offer available in respect of balances transferred from non-ANZ credit or store cards only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. The balance transfer must be requested at the time of applying for, or activating, the credit card. The Promotional Plan annual percentage interest rate expires 16 months after the date the credit card application is approved, and any amounts forming part of the relevant Promotional Plan balance at that time will be allocated to the standard balance transfers balance of the credit card account. loading product data(View current rates) on purchases and standard balance transfers and loading product data(View current rates) on cash advances for ANZ Low Rate and ANZ Low Rate Platinum as at loading product data(View current rates) and is subject to change. The standard annual percentage interest rate is loading product data(View current rates) on purchases and standard balance transfers and loading product data(View current rates) on cash advances for ANZ First and ANZ Platinum as at loading product data(View current rates) and is subject to change. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy). Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use.

2. Standard annual percentage interest rate is loading product data(View current rates) on purchases and loading product data(View current rates) on cash advances as at loading product data(View current rates) and is subject to change.

3. The Overseas travel and medical insurance master policy, the Transport accident cover master policy and Rental excess cover master policy (the Master Policies) are issued by QBE Insurance Australia Limited ABN 78 003 191 035 AFSL 239545 to ANZ. Cover under the Master Policies is provided to eligible participating cardholders by operation of section 48 of the Insurance Contracts Act 1984 (Cth), The eligibility criteria which you must meet for each of the Master Policies is set out in the Premium Cards - insurances booklet PDF 356kB) - Part 1 QBE Product Disclosure Statement and policy wordings. When overseas, we recommend that you carry proof of that you have met the eligibility criteria. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the PDS before you make any decision to acquire it.

4. This estimate is based on a couple/family purchasing a standard international annual multi - trip policy underwritten by QBE without any customisation for pre-existing conditions or without taking into account any special conditions or requests as of 10 March 2014.

5. Interest free periods on the purchases do not apply if you do not pay your Closing Balance (or, if applicable, your 'Closing Balance' less Instalment Plan and Buy Now Pay later plan balances) shown on each statement of account in full by the applicable due date. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use (PDF 2.21MB).

6. Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

7. Extended Warranty Insurance, 90-day Purchase Security Insurance, Best Price Guarantee Scheme and Interstate Flight Inconvenience Insurance is underwritten by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Terms and conditions apply to the cover provided. For more information refer to the Premium Cards - insurances booklet (PDF 356kB) – Part 2 Zurich Policy Wordings.

8. Terms and conditions apply. Please refer to the ANZ Emergency Travel Service & Platinum Concierge Terms and Conditions (PDF 130kB) for further information.

9. ANZ goMoney™ for Android™ is only available in Google Play™. ANZ goMoney™ for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Temporary service disruptions may occur.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon™ is a trademark of Fair Isaac Corporation.

® eDine is a registered trademark of Australia and New Zealand Banking Group Limited.

 

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