Changes to ANZ rates, fees and agreements

Changes to Terms and Conditions 

Published 24 August 2026 

We’re making changes to the Savings & Transaction Products Terms & Conditions. These changes will come into effect on 23 September 2026.  

The changes are being made to enhance clarity, for consistency and to improve the way the products, services, rights and obligations are described.   

Here’s  a summary of the changes

• Updating the section that outlines what products and services are covered by the Savings & Transaction Products Terms & Conditions. We’ve also provided more detail on how these terms and conditions work together with other terms and conditions documents. 
• Removing references to products and services we no longer offer. The Fees and Charges Customer Banking Services will also be updated to reflect this change. 
• Updating the Transaction limits on ANZ Access Cards so they remain current. 
• Updating the terms and conditions to reflect that ANZ no longer issues printed statements by post. 
• Updating the section relating to unclaimed monies. 

The following documents will be updated to reflect these changes and will be available on our website and in our branch from 23 September 2026.   

• ANZ Savings & Transaction Products Terms & Conditions 
• Fees and Charges - Customer Banking Services 

If you have any questions, please contact us on +678 26355 or visit the ANZ branch. 

Changes to ANZ interest rates

We’re reducing the interest rate on ANZ Secured Personal Loans, effective 22 July 2026.

We’ve summarised the change below.

ANZ Personal Loans

These changes will be reflected on our Interest rates page from 22 July 2026.

All interest rates are subject to change. Interest rate changes apply to local currency loans only. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply. 

If you have any questions, please do not hesitate to contact us on +678 26355 or visit an ANZ branch.