We can help you bank from home
Changes to ANZ rates, fees and agreements
Changes to the ANZ Pacific POS Merchant Services Terms and Conditions
Effective from 1 July 2023
We’re updating the ANZ Pacific POS Merchant Services Terms and Conditions to include specific terms and conditions for merchant-initiated recurring transactions. These changes will be effective from 1 July 2023.
For any information on merchant-initiated recurring transactions, please contact our ANZ Digital Channels team on DCM-CookIslands@anz.com.
The updated ANZ Pacific POS Merchant Services Terms and Conditions will be available on our product terms and conditions page from 1 July 2023.
Changes to ANZ fees and charges
We’re making changes to our outward telegraphic transfer fees, effective 1 June 2023.
We’ve summarised the changes below. In addition to the fee changes the revised ANZ Fees and Charges, Customer Banking Services, Cook Islands brochure will specify fees by channel and reflect the terms used to describe telegraphic transfers in each channel.
Current fee brochure |
Current fee NZD |
Revised fee brochure |
Channel |
New fee NZD |
|---|---|---|---|---|
| Telegraphic Transfers to New Zealand financial institutions | $27.00 | Telegraphic Transfers | At branch | $32.00 |
| Telegraphic Transfers to other overseas financial institutions | $37.00 | Telegraphic Transfers | At branch | $32.00 |
| Telegraphic Transfers to New Zealand financial institutions via Internet Banking | $18.00 | International Transfers | ANZ Internet Banking ANZ Pacific App |
$8.00 |
| Cross Border Funds Transfer | ANZ Transactive Global | $8.00 | ||
| Telegraphic Transfers to other overseas financial institutions via Internet Banking | $28.00 | International Transfers | ANZ Internet Banking ANZ Pacific App |
$8.00 |
| Cross Border Funds Transfer | ANZ Transactive Global | $8.00 | ||
| Bank of South Pacific Cook Islands | $15.00 | Telegraphic Transfers | At branch | $32.00 |
| International Transfers | ANZ Internet Banking ANZ Pacific App |
$8.00 | ||
| Cross Border Funds Transfer | ANZ Transactive Global | $8.00 |
We are making these changes so that your cost of making outward telegraphic transfers are lower when you use an ANZ digital solution, than when you make the same transfer at an ANZ branch, regardless of the nature of the beneficiary you pay to and currency you wish to pay in.
An updated copy of the ANZ Fees and Charges, Customer Banking Services, Cook Islands brochure will be available from 1 June 2023.
Changes to the ANZ interest rates
We’re changing the interest rates on ANZ Term Deposits, ANZ Priority Cash Management Accounts and ANZ Pacific Savings Accounts, effective 1 April 2023.
See below for a summary of the changes.
ANZ Term Deposits ($5,000-$250,000)
|
Current interest rate |
New interest rate |
1 month |
0.90% p.a. |
0.90% p.a. |
3 months |
1.60% p.a. |
1.80% p.a. |
6 months |
1.90% p.a. |
2.10% p.a. |
9 months |
2.00% p.a. |
2.50% p.a. |
12 months |
2.15% p.a. |
2.65% p.a. |
ANZ Priority Cash Management Accounts
|
Current interest rate |
New interest rate |
$0-$4,999.99 |
0.05% p.a. |
0.05% p.a. |
$5,000-$9,999.99 |
0.05% p.a. |
0.05% p.a. |
$10,000-$19,999.99 |
0.20% p.a. |
0.20% p.a. |
$20,000+ |
0.20% p.a. |
0.50% p.a. |
ANZ Pacific Savings Accounts
|
Current interest rate |
New interest rate |
Base interest rate |
0.10% p.a. |
0.10% p.a. |
Bonus interest rate |
0.60% p.a. |
0.90% p.a. |
These changes will be reflected on our interest rates page from 1 April 2023.
All Term Deposit interest rates are subject to change after the fixed term. Interest rate changes apply to local currency deposits and accounts only. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.
If you have any questions, please do not hesitate to contact us on +682 21 750 or visit an ANZ branch.
Updating of the ANZ Pacific POS Merchant Services Terms and Conditions
We’re making some changes to the ANZ Pacific POS Merchant Services Terms and Conditions, effective 16 January 2023.
The changes include:
- Cards issued by JCB no longer being able to be used at ATMs and POS terminals supplied by ANZ;
- ANZ no longer offering goMoney; and
- the introduction of ANZ eGate in Kiribati, Solomon Islands, Tonga and Vanuatu.
The updated ANZ Pacific POS Merchant Services Terms and Conditions will be available online from 16 January 2023.
Changes to ANZ terms and conditions
ANZ Internet Banking Terms and Conditions and ANZ Pacific App Terms and Conditions
We are combining the ANZ Internet Banking Terms and Conditions and the ANZ Pacific App Terms and Conditions into one document, to be known as the Electronic Banking Conditions. We are also making some changes to those terms and conditions which apply when you use ANZ Internet Banking and the ANZ Pacific App.
ANZ Consumer Lending Products Terms and Conditions and the ANZ Savings and Transaction Products Terms and Conditions
We are:
- updating the definition of Bank Mail; and
- adding a reference to the ANZ Electronic Banking Conditions,
in both the ANZ Consumer Lending Products Terms and Conditions and the ANZ Savings and Transaction Products Terms and Conditions.
The new ANZ Electronic Banking Conditions and the updated ANZ Consumer Lending Products Terms and Conditions and ANZ Savings and Transaction Products Terms and Conditions will each take effect from 1 December 2022.
Updated copies of these terms and conditions will be available online from 1 December 2022.
If you have any questions, please do not hesitate to contact us.
Changes to the ANZ interest rates
We’re increasing the interest rates on the following new ANZ Term Deposits, effective 1 September 2022.
See below for a summary of the changes.
ANZ Term Deposits:
Term |
New rate |
Change |
1 month |
0.90% p.a. |
+0.40% p.a. |
3 months |
1.60% p.a. |
+0.40% p.a. |
6 months |
1.90% p.a. |
+0.40% p.a. |
9 months |
2.00% p.a. |
+0.20% p.a. |
12 months |
2.15% p.a. |
+0.65% p.a. |
These changes will be reflected on our website (anz.com/cookislands) from 1 September 2022. All interest rates are subject to change after the fixed term. Interest rate increases apply to new local currency Term Deposits only. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply. If you have any questions, please do not hesitate to contact us on +682 21 750 or visit an ANZ branch.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.