ANZ

The ANZ website contains the following categories:

Interest Rates

Interest Rates on ANZ Corporate & Business products current as at Friday, 25 July 2014.
Current Personal interest rates and Business interest rates are also available.

Click to expand or contractCorporate interest rate benchmarks

Find out more about Corporate interest rate benchmarks.

Click to expand or contractAustralian Dollar - ANZ Interest Rate Benchmarks
TypeInterest Rate
ANZ Corporate Transaction Rate (CTR)0.75% p.a.
ANZ Calculated Cash Rate (CCR)1.25% p.a.
ANZ Official Cash Rate (OCR)2.50% p.a.
ANZ Institutional Deposit Rate (IDR)2.45% p.a.
ANZ Corporate Deposit Rate (CDR)2.35% p.a.

Click to expand or contractForeign Currency Interest Rate Benchmarks - Official Cash Rate for each country
CountryInterest Rate
Federal Reserve Bank (USD)0.00 - 0.25% p.a. (USD Target Rate)
European Central Bank (EUR)0.00% p.a.
Bank of England (GBP)0.50% p.a.
Reserve Bank of New Zealand (NZD)2.50% p.a.
Bank of Canada (CAD)1.00% p.a.
Bank of Japan (JPY)0.10% p.a.
Hong Kong Monetary Authority (HKD)0.50% p.a.
South African Reserve Bank (ZAR)5.50% p.a.

These are the major Foreign Currency Interest Rate Benchmarks we use and are provided here for your convenience. We will endeavour to keep these updated, but cannot notify you of changes in these external rates in advance. The rates set by the external bodies are the rates which will apply to your accounts.

Click to expand or contractBusiness finance

Find out more about Business finance.

Click to expand or contractANZ Business Variable Rates
Rate
Business Saver Index7.16% p.a.
Business Mortgage Index7.66% p.a.
Business Advantage Secured Index7.66% p.a.
Business Credit Facility Index8.59% p.a.
Retail Index9.26% p.a.
Reference Rate9.34% p.a.
Fully Drawn Advance Variable Rate Index9.46% p.a.
Business Advantage Unsecured Index9.66% p.a.
Funding Index (BBSY reset > 63 days)1.02% p.a.
Funding Index (BBSY reset <= 63 days)1.10% p.a.

The ANZ Business Mortgage Loan and ANZ Business Saver Loan must be secured by residential property.

Click to expand or contractBusiness Mortgage Loan Fixed Rates
TermRate
1 year5.86% p.a.
2 years6.00% p.a.
3 years6.28% p.a.
4 years6.55% p.a.
5 years6.85% p.a.
7 years6.86% p.a.
10 years7.24% p.a.

The Rates shown apply for interest paid monthly in arrears. The Rates applicable for interest paid quarterly, semi-annually or anually and in advance are available on application at any ANZ Branch.

Click to expand or contractCommercial cards

Find out more about Commercial cards.

Click to expand or contractANZ Visa Purchasing & Corporate Cards
Cash AdvancesLate Payment Fee
17.99% p.a. (charged from date of transaction)3.00% of the outstanding closing balance (only charged if full payment is not received by the payment due date)

Late Payment Fee only charged if full payment is not received by the payment due date.

Click to expand or contractANZ Business One Interest Free Days
PurchasesCash Advances
17.74% p.a.19.24% p.a.

Click to expand or contractANZ Business One Low Rate
PurchasesCash Advances
13.76% p.a.15.91% p.a.

Click to expand or contractANZ Business One Cash Rewards
PurchasesCash Advances
18.99% p.a.20.34% p.a.

Click to expand or contractANZ Business One Rewards
PurchasesCash Advances
15.99% p.a.17.09% p.a.

Click to expand or contractANZ Business One Rewards Options
PurchasesCash Advances
18.99% p.a.20.34% p.a.

For a full schedule of Commercial Card fees, please refer to Small Business Fees and Charges.

Click to expand or contractCorporate overdraft base rates

Find out more about Corporate overdraft base rates.

Click to expand or contractANZ Prime Rate
Interest Rate
CAD3.00% p.a.
CHF0.50% p.a.
EUR0.15% p.a.
GBP0.50% p.a.
HKD5.25% p.a.
JPY1.475% p.a.
NZD4.50% p.a.
SGD5.00% p.a.
USD3.25% p.a.

JPY rounded to 2 decimal points.

Terms and Conditions available on application. Fees and charges apply.

Didn't find what you were looking for? Check out our Personal interest rates or Business interest rates.

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