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Interest rates

The following information is current from 10 April 2026 and is subject to change.

Pacific Savings account

Amount	Interest rate*
$0 - $99.99	0.00% p.a.
$100+	0.20% p.a.

*Interest is earned when you have an end of day account balance of $100 or more. The account balance used on non-business days is the account balance for the previous business day.

Priority Cash Management account

Amount	Interest rate*
$0-$4,999.99	0.20% p.a.
$5,000-$9,999.99	0.20% p.a.
$10,000-$14,999.99	0.20% p.a.
$15,000+	0.20% p.a.

*Interest is calculated based on your end of day account balance. The account balance used on non-business days is the account balance for the previous business day.

Note: This product is no longer available to new customers.

Term deposits

Term	Interest rate ($3,000 - $100,000)
1 month (30 - 89 days)*	0.05% p.a.
3 months (90 - 179 days)	0.35% p.a.
6 months (180 - 364 days)	0.45% p.a.
12 months (365 - 729 days)	0.50% p.a.
24 months (730+ days)*	0.50% p.a.

Term deposit interest rates are available for Retail Banking customers. For interest rates on term deposits in excess of $100,000 or outside of the above terms, please contact us.

All interest rates are subject to change. ANZ terms and conditions and fees apply. For further information, please talk to one of our branch staff.

*Note: This product is no longer available to new customers.

Home loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate
Variable rate	6.99% p.a.

Personal loans

ANZ lending criteria, terms, conditions and fees apply. You should seek confirmation of interest rates from ANZ before taking out any loan.

Type	Interest rate
Secured	12.40% p.a.
Unsecured	13.40% p.a.

Important information

Ask at any ANZ branch for our Fees and Charges for all Tonga products and services.

All interest rates are on a per annum basis. All dollar amounts are in Tongan Pa’anga (TOP).

The provision of products and services is subject to the laws and regulations of Tonga and ANZ's banking licence in Tonga.