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Choice and Control
Need a business loan that's flexible? Our ANZ Business Loan lets you handpick solutions that helps build your business best. 

ANZ Business Loan features:

Secured or unsecured

Whether you want your finance secured or unsecured, at a fixed or variable rate of interest, or for commercial or investment purposes, we can help. 

Variable or fixed interest rate

We give you a choice of three interest rate types to suit your business. 

Flexible repayment options

Repayment options with a choice of principal and interest or interest only available.

Best for your business if

You want a capital boost with flexible repayment and interest rate options for loan amounts above $10,000. 

Product information

Loan amount
Minimum $10,000.

Unsecured or secured by various forms of security including residential*, commercial or rural property, business assets, or a combination of these.

Up to 15 years (variable rate) or up to 10 years (fixed rate).

Interest rates, fees and charges

View interest rates

Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

Interest types

Repayment options
Principal and interest or interest only (available up to a maximum term of five years) and a lump sum balloon payment up to 80% of loan amount at end of loan term.

Repayment terms - Variable rate

Repayment terms - Fixed rate

How to apply


Enquire online

Enquire now

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On the phone

Call 1800 602 761 or Request a free call back


* Residential property does not include property development or speculative residential construction.
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.


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