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Make sure that extra money is there when you need it with our brand new ANZ Business Advantage Overdraft^. It offers you a revolving line of credit that you can access straight away, plus flexible interest payment options to suit. So, whatever your short-term finance needs, it’s easy to take control of your cash flow.

Benefits at a glance

Suitable for

Think about our ANZ Business Advantage Overdraft if you want to cover seasonal and working capital requirements for amounts above $2,000.

How to apply

Enquire online now   Enquire online now

Request a free call back  Request a free call back or call 1800 602 761

Contact a Small Business Specialist  Contact a Small Business Specialist

Product information

Loan amount
Minimum $2,000.

Can be unsecured or secured by various types of security, including residential**, commercial or rural property or business assets.

No minimum or maximum term.

Interest type
Variable interest rate.

Repayment terms
No fixed or minimum monthly repayment arrangements.

Easy access
ANZ Internet Banking*, ANZ Internet Banking for Business*, ANZ Phone Banking*, ATMs#, ANZ branches, or cheque book (optional).

Fees and charges
Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

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^ ANZ Business Overdraft can no longer be linked to an ANZ Business Advantage account (Existing ANZ Business Overdraft facilities are not affected). ANZ Business Advantage Overdraft can be linked to an ANZ Business Advantage account. Please refer to the ANZ Business Advantage page for more details.

* Temporary service interruptions may occur. Technical requirements apply.

# Non-ANZ ATM fees apply.

** Residential property does not include property development or speculative residential construction.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 76kB) before acquiring the product.

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