Why pay a high interest if you don’t have to?
ANZ Business Low Rate gives your business two ways to save with:
- A lower ongoing interest rate.
- No annual fees with a minimum annual account spend of $20,0001.
It’s the ideal card to help you control business costs.
- Control cardholder spending. Set a monthly spend cap for each cardholder to match your budget. You can choose to restrict cash access on some or all cards depending on your requirements.
- Convenient ATM, ANZ internet and phone banking. Gain 24/7 access to your account over the internet and phone. Check your current balances and transaction details and make payments at a time that suits you.
- Tap and pay with your mobile phone. Apple Pay®, Android Pay™ and ANZ Mobile Pay let you use your compatible Apple or Android device to tap and pay with an eligible ANZ card, so you can continue to get the same great benefits and security. Load your eligible ANZ card^ today for a fast and easy way to pay using your phone.
- Widely accepted. Visa cards are accepted at tens of millions of locations around the world.
- Simple monthly statements. You get one simple monthly statement that summarises all fees, charges and payments with transactions conveniently sorted by cardholder.
- ANZ credit card security – ANZ FalconTM. ANZ Falcon security works around-the-clock to monitor your card for any suspicious transactions when you shop online, over the phone and overseas.
- Unauthorised Transactions Insurance. Unauthorised Transactions Insurance protects your business against fraudulent misuse for up to $37,500 per cardholder, and $200,000 per annum for the total card facility4.
- Cardholder Transit Accident Insurance. Cardholder Transit Accident Insurance pays up to $250,000 to the cardholder, their spouse and/or dependent children in the case of a covered accident occurring during a journey purchased with the card4.
- Design My Card. Transform your cards into something special by uploading your logo or favourite business image5 with Design My Card.
- ANZ Online Statements. Enjoy easy access anywhere, anytime in ANZ Internet Banking for Business.
- Data feeds. Simplify your accounting reconciliation with daily data feeds sent to major accounting software providers.
1. An annual card fee of $150 and annual additional cardholder fee of $30 applies if minimum spend is not reached.
3. All applications for credit are subject to ANZ's credit assessment criteria.
4. The Unauthorised Transactions Insurance and Transit Accident Insurance are part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to ANZ. Access to the benefit of cover is provided to eligible ANZ cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions apply which may be amended from time to time. The Terms and Conditions are contained within the ANZ Commercial Cards Terms and Conditions booklet (PDF 348kB).
5. Subject to Image Guidelines and Terms and Conditions.
6. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Business Visa Terms and Conditions.
TM ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 175.
Android is a trademark of Google, Inc.
Terms and conditions apply to the use of ANZ Apple Pay.
^Apple Pay and Android Pay support many ANZ Visa credit and debit cards and ANZ American Express cards, but currently not ANZ MasterCard®, ANZ Access cards and ANZ Corporate cards. Find out more about the full list of supported ANZ cards.
American Express is a registered trademark of American Express. ANZ American Express® cards are issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Terms and conditions apply to the use of ANZ Mobile Pay (PDF 124kB).
Apple Pay is not currently available at NAB, CommBank or Westpac.
Terms and conditions (PDF 216kB) apply to the use of Android Pay. Android, Android Pay and the Android Logo are trademarks of Google Inc.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.