Home loansFriday, 15 May 202615/05/2026 7:08:19 AMhttps://www.anz.com.au/personal/home-loans/ANZ Standard Variable RateComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Variable RatePrincipal and Interest8.64% p.a.Variable RatePrincipal and Interest - Comparison Rate8.64% p.a.Variable RateInterest Only9.19% p.a.Variable RateInterest Only - Comparison Rate8.90% p.a.ANZ Fixed Home Loan (LVR > 80) - Breakfree Package (NOT IN USE)TermComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. T&Cs, fees & charges apply. Principal and Interest4.74% p.a.1 yearPrincipal and Interest - Comparison Rate4.93% p.a.1 yearInterest Only5.34% p.a.1 yearInterest Only - Comparison Rate4.98% p.a.1 yearPrincipal and Interest5.54% p.a.2 yearsPrincipal and Interest - Comparison Rate5.06% p.a.2 yearsInterest Only5.94% p.a.2 yearsInterest Only - Comparison Rate5.13% p.a.2 yearsPrincipal and Interest5.94% p.a.3 yearsPrincipal and Interest - Comparison Rate5.22% p.a.3 yearsInterest Only6.34% p.a.3 yearsInterest Only - Comparison Rate5.32% p.a.3 yearsPrincipal and Interest6.04% p.a.4 yearsPrincipal and Interest - Comparison Rate5.33% p.a.4 yearsInterest Only6.64% p.a.4 yearsInterest Only - Comparison Rate5.54% p.a.4 yearsPrincipal and Interest6.14% p.a.5 yearsPrincipal and Interest - Comparison Rate5.46% p.a.5 yearsInterest Only6.84% p.a.5 yearsInterest Only - Comparison Rate5.74% p.a.5 yearsPrincipal and Interest7.54% p.a.7 yearsPrincipal and Interest - Comparison Rate6.44% p.a.7 yearsInterest Only7.54% p.a.7 yearsInterest Only - Comparison Rate6.38% p.a.7 yearsPrincipal and Interest7.54% p.a.10 yearsPrincipal and Interest - Comparison Rate6.85% p.a.10 yearsInterest Only7.54% p.a.10 yearsInterest Only - Comparison Rate6.77% p.a.10 yearsANZ Fixed Home Loan - Index RatesTermComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Principal and Interest6.79% p.a.1 yearPrincipal and Interest - Comparison Rate8.43% p.a.1 yearInterest Only7.29% p.a.1 yearInterest Only - Comparison Rate8.49% p.a.1 yearPrincipal and Interest6.84% p.a.2 yearsPrincipal and Interest - Comparison Rate8.26% p.a.2 yearsInterest Only7.29% p.a.2 yearsInterest Only - Comparison Rate8.36% p.a.2 yearsPrincipal and Interest6.99% p.a.3 yearsPrincipal and Interest - Comparison Rate8.14% p.a.3 yearsInterest Only7.44% p.a.3 yearsInterest Only - Comparison Rate8.28% p.a.3 yearsPrincipal and Interest6.99% p.a.4 yearsPrincipal and Interest - Comparison Rate8.01% p.a.4 yearsInterest Only7.44% p.a.4 yearsInterest Only - Comparison Rate8.19% p.a.4 yearsPrincipal and Interest7.04% p.a.5 yearsPrincipal and Interest - Comparison Rate7.91% p.a.5 yearsInterest Only7.44% p.a.5 yearsInterest Only - Comparison Rate8.10% p.a.5 yearsPrincipal and Interest7.69% p.a.7 yearsPrincipal and Interest - Comparison Rate8.08% p.a.7 yearsInterest OnlyNot Available7 yearsInterest Only - Comparison RateNot Available7 yearsPrincipal and Interest7.69% p.a.10 yearsPrincipal and Interest - Comparison Rate7.94% p.a.10 yearsInterest OnlyNot Available10 yearsInterest Only - Comparison RateNot Available10 yearsComparison rates are calculated on the basis of secured loan of $150,000 over a 25 year term. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Index RatePrincipal and Interest7.99% p.a.Index RatePrincipal and Interest - Comparison Rate7.99% p.a.Index RateInterest Only8.19% p.a.Index RateInterest Only - Comparison Rate8.08% p.a.LVR 0 ≤ 60%Principal and Interest6.39% p.a.LVR 0 ≤ 60%Principal and Interest - Comparison Rate6.39% p.a.LVR 0 ≤ 60%Interest Only7.63% p.a.LVR 0 ≤ 60%Interest Only - Comparison Rate6.94% p.a.LVR 60.01 ≤ 70%Principal and Interest6.44% p.a.LVR 60.01 ≤ 70%Principal and Interest - Comparison Rate6.44% p.a.LVR 60.01 ≤ 70%Interest Only7.63% p.a.LVR 60.01 ≤ 70%Interest Only - Comparison Rate6.96% p.a.LVR 70.01 ≤ 80%Principal and Interest6.54% p.a.LVR 70.01 ≤ 80%Principal and Interest - Comparison Rate6.54% p.a.LVR 70.01 ≤ 80%Interest Only7.63% p.a.LVR 70.01 ≤ 80%Interest Only - Comparison Rate7.02% p.a.LVR 80.01 ≤ 90%Principal and Interest7.09% p.a.LVR 80.01 ≤ 90%Principal and Interest - Comparison Rate7.09% p.a.LVR 80.01 ≤ 90%Interest Only7.63% p.a.LVR 80.01 ≤ 90%Interest Only - Comparison Rate7.33% p.a.LVR >90%Principal and Interest7.64% p.a.LVR >90%Principal and Interest - Comparison Rate7.64% p.a.LVR >90%Interest Only7.63% p.a.LVR >90%Interest Only - Comparison Rate7.64% p.a.AmountANZ Breakfree Package is no longer offered for sale. Annual package fee of $395 will be waived if it falls due from 12 February 2022 as the ANZ Breakfree Package will be discontinued on or about 10 September 2022 and Breakfree benefits will cease to apply.Variable Rate Discount0.50% p.a.Total ANZ Mortgage Lending $150,000-$249,999Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $150,000-$249,999Variable Rate Discount0.60% p.a.Total ANZ Mortgage Lending $250,000-$699,999Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $250,000-$699,999Variable Rate Discount0.70% p.a.Total ANZ Mortgage Lending $700,000+Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $700,000+Variable Rate Discount1.40% p.a.LVR 80% and under - P&IFixed Rate Discount0.20% p.a.LVR 80% and under - P&IVariable Rate Discount1.40% p.a.LVR 80% and under -I/OFixed Rate Discount0.20% p.a.LVR 80% and under -I/OVariable Rate Discount1.20% p.a.LVR over 80% - P&IFixed Rate Discount0.15% p.a.LVR over 80% - P&IVariable Rate Discount1.20% p.a.LVR over 80% - I/OFixed Rate Discount0.15% p.a.LVR over 80% - I/OAmountPrincipal and Interest4.89% p.a.$150,000 - $249,999Principal and Interest - Comparison Rate4.90% p.a.$150,000 - $249,999Interest Only5.44% p.a.$150,000 - $249,999Interest Only - Comparison Rate5.12% p.a.$150,000 - $249,999Principal and Interest4.79% p.a.$250,000 - $699,999Principal and Interest - Comparison Rate4.80% p.a.$250,000 - $699,999Interest Only5.34% p.a.$250,000 - $699,999Interest Only - Comparison Rate5.02% p.a.$250,000 - $699,999Principal and Interest4.69% p.a.$700,000+Principal and Interest - Comparison Rate4.70% p.a.$700,000+Interest Only5.24% p.a.$700,000+Interest Only - Comparison Rate4.92% p.a.$700,000+Principal and Interest4.74% p.a.LVR 80% and underPrincipal and Interest - Comparison Rate4.75% p.a.LVR 80% and underInterest Only5.29% p.a.LVR 80% and underInterest Only - Comparison Rate4.97% p.a.LVR 80% and underPrincipal and Interest4.94% p.a.LVR over 80%Principal and Interest - Comparison Rate4.95% p.a.LVR over 80%Interest Only5.49% p.a.LVR over 80%Interest Only - Comparison Rate5.17% p.a.LVR over 80%AmountPrincipal and Interest4.59% p.a.$250,000 - $499,999 (LVR 80% or less)Principal and Interest - Comparison Rate4.60% p.a.$250,000 - $499,999 (LVR 80% or less)Interest Only5.14% p.a.$250,000 - $499,999 (LVR 80% or less)Interest Only - Comparison Rate4.82% p.a.$250,000 - $499,999 (LVR 80% or less)Principal and Interest4.64% p.a.$250,000 - $499,999 (LVR > 80%)Principal and Interest - Comparison Rate4.65% p.a.$250,000 - $499,999 (LVR > 80%)Interest Only5.19% p.a.$250,000 - $499,999 (LVR > 80%)Interest Only - Comparison Rate4.87% p.a.$250,000 - $499,999 (LVR > 80%)Principal and Interest4.49% p.a.$500,000+ (LVR 80% or less)Principal and Interest - Comparison Rate4.50% p.a.$500,000+ (LVR 80% or less)Interest Only5.04% p.a.$500,000+ (LVR 80% or less)Interest Only - Comparison Rate4.72% p.a.$500,000+ (LVR 80% or less)Principal and Interest4.54% p.a.$500,000+ (LVR > 80%)Principal and Interest - Comparison Rate4.55% p.a.$500,000+ (LVR > 80%)Interest Only5.09% p.a.$500,000+ (LVR > 80%)Interest Only - Comparison Rate4.77% p.a.$500,000+ (LVR > 80%)Principal and Interest4.69% p.a.Fixed 1yr <80% LVR >70%Principal and Interest - Comparison Rate4.74% p.a.Fixed 1yr <80% LVR >70%Interest Only5.29% p.a.Fixed 1yr <80% LVR >70%Interest Only - Comparison Rate4.80% p.a.Fixed 1yr <80% LVR >70%Principal and Interest4.69% p.a.Fixed 1yr <70% LVRPrincipal and Interest - Comparison Rate4.74% p.a.Fixed 1yr <70% LVRInterest Only5.29% p.a.Fixed 1yr <70% LVRInterest Only - Comparison Rate4.80% p.a.Fixed 1yr <70% LVRPrincipal and Interest5.49% p.a.Fixed 2yr <80% LVR >70%Principal and Interest - Comparison Rate4.89% p.a.Fixed 2yr <80% LVR >70%Interest Only5.89% p.a.Fixed 2yr <80% LVR >70%Interest Only - Comparison Rate4.96% p.a.Fixed 2yr <80% LVR >70%Principal and Interest5.49% p.a.Fixed 2yr <70% LVRPrincipal and Interest - Comparison Rate4.89% p.a.Fixed 2yr <70% LVRInterest Only5.89% p.a.Fixed 2yr <70% LVRInterest Only - Comparison Rate4.96% p.a.Fixed 2yr <70% LVRPrincipal and Interest5.89% p.a.Fixed 3yr <80% LVR >70%Principal and Interest - Comparison Rate5.06% p.a.Fixed 3yr <80% LVR >70%Interest Only6.29% p.a.Fixed 3yr <80% LVR >70%Interest Only - Comparison Rate5.16% p.a.Fixed 3yr <80% LVR >70%Principal and Interest5.89% p.a.Fixed 3yr <70% LVRPrincipal and Interest - Comparison Rate5.06% p.a.Fixed 3yr <70% LVRInterest Only6.29% p.a.Fixed 3yr <70% LVRInterest Only - Comparison Rate5.16% p.a.Fixed 3yr <70% LVRPrincipal and Interest5.99% p.a.Fixed 4yr <80% LVR >70%Principal and Interest - Comparison Rate5.19% p.a.Fixed 4yr <80% LVR >70%Interest Only6.59% p.a.Fixed 4yr <80% LVR >70%Interest Only - Comparison Rate5.38% p.a.Fixed 4yr <80% LVR >70%Principal and Interest5.99% p.a.Fixed 4yr <70% LVRPrincipal and Interest - Comparison Rate5.19% p.a.Fixed 4yr <70% LVRInterest Only6.59% p.a.Fixed 4yr <70% LVRInterest Only - Comparison Rate5.38% p.a.Fixed 4yr <70% LVRPrincipal and Interest6.09% p.a.Fixed 5yr <80% LVR >70%Principal and Interest - Comparison Rate5.32% p.a.Fixed 5yr <80% LVR >70%Interest Only6.79% p.a.Fixed 5yr <80% LVR >70%Interest Only - Comparison Rate5.60% p.a.Fixed 5yr <80% LVR >70%Principal and Interest6.09% p.a.Fixed 5yr <70% LVRPrincipal and Interest - Comparison Rate5.32% p.a.Fixed 5yr <70% LVRInterest Only6.79% p.a.Fixed 5yr <70% LVRInterest Only - Comparison Rate5.60% p.a.Fixed 5yr <70% LVRPrincipal and Interest7.49% p.a.Fixed 7yr <80% LVR >70%Principal and Interest - Comparison Rate6.32% p.a.Fixed 7yr <80% LVR >70%Interest Only7.49% p.a.Fixed 7yr <80% LVR >70%Interest Only - Comparison Rate6.26% p.a.Fixed 7yr <80% LVR >70%Principal and Interest7.49% p.a.Fixed 7yr <70% LVRPrincipal and Interest - Comparison Rate6.32% p.a.Fixed 7yr <70% LVRInterest Only7.49% p.a.Fixed 7yr <70% LVRInterest Only - Comparison Rate6.26% p.a.Fixed 7yr <70% LVRPrincipal and Interest7.49% p.a.Fixed 10yr <80% LVR >70%Principal and Interest - Comparison Rate6.76% p.a.Fixed 10yr <80% LVR >70%Interest Only7.49% p.a.Fixed 10yr <80% LVR >70%Interest Only - Comparison Rate6.67% p.a.Fixed 10yr <80% LVR >70%Principal and Interest7.49% p.a.Fixed 10yr <70% LVRPrincipal and Interest - Comparison Rate6.76% p.a.Fixed 10yr <70% LVRInterest Only7.49% p.a.Fixed 10yr <70% LVRInterest Only - Comparison Rate6.67% p.a.Fixed 10yr <70% LVRComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Variable RatePrincipal and Interest8.64% p.a.Variable RatePrincipal and Interest - Comparison Rate8.64% p.a.Variable RateInterest Only9.19% p.a.Variable RateInterest Only - Comparison Rate8.90% p.a.ANZ Money Saver (No longer offered)This product is no longer available for sale. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms and conditions, fees and charges apply.Variable RateInterest Rate8.64% p.a.Variable RateComparison Rate8.04% p.a.Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms and conditions available on application. Fees and charges apply.Variable RateInterest Rate8.64% p.a.Variable RateComparison Rate8.64% p.a.TermPrincipal and Interest4.84% p.a.Fixed 1yr <80% LVR >70%Principal and Interest - Comparison Rate6.01% p.a.Fixed 1yr <80% LVR >70%Interest Only5.44% p.a.Fixed 1yr <80% LVR >70%Interest Only - Comparison Rate6.07% p.a.Fixed 1yr <80% LVR >70%Principal and Interest4.84% p.a.Fixed 1yr <70% LVRPrincipal and Interest - Comparison Rate6.01% p.a.Fixed 1yr <70% LVRInterest Only5.44% p.a.Fixed 1yr <70% LVRInterest Only - Comparison Rate6.07% p.a.Fixed 1yr <70% LVRPrincipal and Interest5.64% p.a.Fixed 2yr <80% LVR >70%Principal and Interest - Comparison Rate6.05% p.a.Fixed 2yr <80% LVR >70%Interest Only6.04% p.a.Fixed 2yr <80% LVR >70%Interest Only - Comparison Rate6.13% p.a.Fixed 2yr <80% LVR >70%Principal and Interest5.64% p.a.Fixed 2yr <70% LVRPrincipal and Interest - Comparison Rate6.05% p.a.Fixed 2yr <70% LVRInterest Only6.04% p.a.Fixed 2yr <70% LVRInterest Only - Comparison Rate6.13% p.a.Fixed 2yr <70% LVRPrincipal and Interest6.04% p.a.Fixed 3yr <80% LVR >70%Principal and Interest - Comparison Rate6.12% p.a.Fixed 3yr <80% LVR >70%Interest Only6.44% p.a.Fixed 3yr <80% LVR >70%Interest Only - Comparison Rate6.23% p.a.Fixed 3yr <80% LVR >70%Principal and Interest6.04% p.a.Fixed 3yr <70% LVRPrincipal and Interest - Comparison Rate6.12% p.a.Fixed 3yr <70% LVRInterest Only6.44% p.a.Fixed 3yr <70% LVRInterest Only - Comparison Rate6.23% p.a.Fixed 3yr <70% LVRPrincipal and Interest6.14% p.a.Fixed 4yr <80% LVR >70%Principal and Interest - Comparison Rate6.14% p.a.Fixed 4yr <80% LVR >70%Interest Only6.74% p.a.Fixed 4yr <80% LVR >70%Interest Only - Comparison Rate6.36% p.a.Fixed 4yr <80% LVR >70%Principal and Interest6.14% p.a.Fixed 4yr <70% LVRPrincipal and Interest - Comparison Rate6.14% p.a.Fixed 4yr <70% LVRInterest Only6.74% p.a.Fixed 4yr <70% LVRInterest Only - Comparison Rate6.36% p.a.Fixed 4yr <70% LVRPrincipal and Interest6.24% p.a.Fixed 5yr <80% LVR >70%Principal and Interest - Comparison Rate6.19% p.a.Fixed 5yr <80% LVR >70%Interest Only6.94% p.a.Fixed 5yr <80% LVR >70%Interest Only - Comparison Rate6.49% p.a.Fixed 5yr <80% LVR >70%Principal and Interest6.24% p.a.Fixed 5yr <70% LVRPrincipal and Interest - Comparison Rate6.19% p.a.Fixed 5yr <70% LVRInterest Only6.94% p.a.Fixed 5yr <70% LVRInterest Only - Comparison Rate6.49% p.a.Fixed 5yr <70% LVRPrincipal and Interest7.64% p.a.Fixed 7yr <80% LVR >70%Principal and Interest - Comparison Rate7.02% p.a.Fixed 7yr <80% LVR >70%Interest Only7.64% p.a.Fixed 7yr <80% LVR >70%Interest Only - Comparison Rate6.98% p.a.Fixed 7yr <80% LVR >70%Principal and Interest7.64% p.a.Fixed 7yr <70% LVRPrincipal and Interest - Comparison Rate7.02% p.a.Fixed 7yr <70% LVRInterest Only7.64% p.a.Fixed 7yr <70% LVRInterest Only - Comparison Rate6.98% p.a.Fixed 7yr <70% LVRPrincipal and Interest7.64% p.a.Fixed 10yr <80% LVR >70%Principal and Interest - Comparison Rate7.25% p.a.Fixed 10yr <80% LVR >70%Interest Only7.64% p.a.Fixed 10yr <80% LVR >70%Interest Only - Comparison Rate7.20% p.a.Fixed 10yr <80% LVR >70%Principal and Interest7.64% p.a.Fixed 10yr <70% LVRPrincipal and Interest - Comparison Rate7.25% p.a.Fixed 10yr <70% LVRInterest Only7.64% p.a.Fixed 10yr <70% LVRInterest Only - Comparison Rate7.20% p.a.Fixed 10yr <70% LVRAmountVariable Rate Discount1.40% p.a.LVR 80% and under - P&IFixed Rate Discount0.45% p.a.LVR 80% and under - P&IVariable Rate Discount1.40% p.a.LVR 80% and under - I/OFixed Rate Discount0.45% p.a.LVR 80% and under - I/OVariable Rate Discount1.20% p.a.LVR over 80% - P&IFixed Rate Discount0.00% p.a.LVR over 80% - P&IVariable Rate Discount1.20% p.a.LVR over 80% - I/OFixed Rate Discount0.00% p.a.LVR over 80% - I/OAmountPrincipal and Interest7.24% p.a.LVR 80% and underPrincipal and Interest - Comparison Rate7.24% p.a.LVR 80% and underInterest Only7.79% p.a.LVR 80% and underInterest Only - Comparison Rate7.49% p.a.LVR 80% and underPrincipal and Interest7.44% p.a.LVR over 80%Principal and Interest - Comparison Rate7.44% p.a.LVR over 80%Interest Only7.99% p.a.LVR over 80%Interest Only - Comparison Rate7.69% p.a.LVR over 80%TermPrincipal and Interest6.34% p.a.Fixed 1yr LVR <80%Principal and Interest - Comparison Rate7.15% p.a.Fixed 1yr LVR <80%Interest Only6.84% p.a.Fixed 1yr LVR <80%Interest Only - Comparison Rate7.20% p.a.Fixed 1yr LVR <80%Principal and Interest6.39% p.a.Fixed 2yr LVR <80%Principal and Interest - Comparison Rate7.07% p.a.Fixed 2yr LVR <80%Interest Only6.84% p.a.Fixed 2yr LVR <80%Interest Only - Comparison Rate7.16% p.a.Fixed 2yr LVR <80%Principal and Interest6.54% p.a.Fixed 3yr LVR <80%Principal and Interest - Comparison Rate7.04% p.a.Fixed 3yr LVR <80%Interest Only6.99% p.a.Fixed 3yr LVR <80%Interest Only - Comparison Rate7.17% p.a.Fixed 3yr LVR <80%Principal and Interest6.54% p.a.Fixed 4yr LVR <80%Principal and Interest - Comparison Rate6.98% p.a.Fixed 4yr LVR <80%Interest Only6.99% p.a.Fixed 4yr LVR <80%Interest Only - Comparison Rate7.15% p.a.Fixed 4yr LVR <80%Principal and Interest6.59% p.a.Fixed 5yr LVR <80%Principal and Interest - Comparison Rate6.95% p.a.Fixed 5yr LVR <80%Interest Only6.99% p.a.Fixed 5yr LVR <80%Interest Only - Comparison Rate7.13% p.a.Fixed 5yr LVR <80%Principal and Interest7.24% p.a.Fixed 7yr LVR <80%Principal and Interest - Comparison Rate7.24% p.a.Fixed 7yr LVR <80%Interest OnlyNot AvailableFixed 7yr LVR <80%Interest Only - Comparison RateNot AvailableFixed 7yr LVR <80%Principal and Interest7.24% p.a.Fixed 10yr LVR <80%Principal and Interest - Comparison Rate7.24% p.a.Fixed 10yr LVR <80%Interest OnlyNot AvailableFixed 10yr LVR <80%Interest Only - Comparison RateNot AvailableFixed 10yr LVR <80%TermPrincipal and Interest6.79% p.a.1 yearPrincipal and Interest - Comparison Rate7.37% p.a.1 yearInterest Only7.29% p.a.1 yearInterest Only - Comparison Rate7.43% p.a.1 yearPrincipal and Interest6.84% p.a.2 yearsPrincipal and Interest - Comparison Rate7.32% p.a.2 yearsInterest Only7.29% p.a.2 yearsInterest Only - Comparison Rate7.41% p.a.2 yearsPrincipal and Interest6.99% p.a.3 yearsPrincipal and Interest - Comparison Rate7.31% p.a.3 yearsInterest Only7.44% p.a.3 yearsInterest Only - Comparison Rate7.44% p.a.3 yearsPrincipal and Interest6.99% p.a.4 yearsPrincipal and Interest - Comparison Rate7.27% p.a.4 yearsInterest Only7.44% p.a.4 yearsInterest Only - Comparison Rate7.44% p.a.4 yearsPrincipal and Interest7.04% p.a.5 yearsPrincipal and Interest - Comparison Rate7.26% p.a.5 yearsInterest Only7.44% p.a.5 yearsInterest Only - Comparison Rate7.44% p.a.5 yearsPrincipal and Interest7.69% p.a.7 yearsPrincipal and Interest - Comparison Rate7.59% p.a.7 yearsInterest OnlyNot Available7 yearsInterest Only - Comparison RateNot Available7 yearsPrincipal and Interest7.69% p.a.10 yearsPrincipal and Interest - Comparison Rate7.63% p.a.10 yearsInterest OnlyNot Available10 yearsInterest Only - Comparison RateNot Available10 years

Equity Loans - Interest rates and reference ratesFriday, 15 May 202615/05/2026 7:33:26 AMhttps://www.anz.com.au/personal/home-loans/equity-manager/ANZ Equity Manager (No longer offered)This product is no longer available for sale.Terms and conditions available on application. Fees and charges apply.ANZ Equity ManagerInterest Rate10.26% p.a.ANZ Equity Manager (>80%) (NOT IN USE)Interest Rate0.00% p.a.ANZ Equity Manager (<=80%) (NOT IN USE)Interest Rate0.00% p.a.AmountThis home loan package is available on: - ANZ Standard Variable Rate Home and Residential Investment Loans; - ANZ Fixed Rate Home and Residential Investment Loans. Terms and conditions available on application. Fees and charges apply.Variable Rate Discount0.50% p.a.Total ANZ Mortgage Lending $150,000-$249,999Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $150,000-$249,999Variable Rate Discount0.60% p.a.Total ANZ Mortgage Lending $250,000-$699,999Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $250,000-$699,999Variable Rate Discount0.70% p.a.Total ANZ Mortgage Lending $700,000+Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $700,000+Variable Rate Discount1.40% p.a.LVR 80% and under, TML $150,000 and OverVariable Rate Discount1.20% p.a.LVR over 80%, TML $150,000 and OverAmountInterest Rate6.01% p.a.$150,000 - $249,999Interest Rate5.91% p.a.$250,000 - $699,999Interest Rate5.81% p.a.$700,000+Interest Rate6.36% p.a.LVR 80% and under - I/O, TML $150,000 and OverInterest Rate6.56% p.a.LVR over 80% - I/O, TML $150,000 and OverAmountInterest Rate5.71% p.a.$250,000 - $499,999 (LVR 80% or less)Interest Rate5.76% p.a.$250,000 - $499,999 (LVR > 80%)Interest Rate5.61% p.a.$500,000+ (LVR 80% or less)Interest Rate5.66% p.a.$500,000+ (LVR > 80%)ANZ Home Equity Loan (No Longer offered)This product is no longer available for sale. Terms and conditions available on application. Fees and charges apply.Variable RateInterest Rate10.34% p.a.Daily balanceCredit interest rateInterest Rate0.00% p.a.$1 - $49,999Credit interest rateInterest Rate0.01% p.a.$50,000 - $99,999Credit interest rateInterest Rate0.10% p.a.$100,000+Credit interest rateDebit interest rate9.51% p.a.Debit interest rate

Residential investment loans - Interest rates and reference ratesFriday, 15 May 202615/05/2026 7:28:26 AMhttps://www.anz.com.au/personal/home-loans/investment-property/Only available for investments.ANZ Standard Variable RateComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Variable RatePrincipal and Interest9.24% p.a.Variable RatePrincipal and Interest - Comparison Rate9.24% p.a.Variable RateInterest Only9.49% p.a.Variable RateInterest Only - Comparison Rate9.36% p.a.ANZ Fixed Residential Investment Loan (LVR >80) - Breakfree Package (NOT IN USE)TermComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. T&Cs, fees & charges apply. Principal and Interest5.14% p.a.1 yearPrincipal and Interest - Comparison Rate5.51% p.a.1 yearInterest Only5.34% p.a.1 yearInterest Only - Comparison Rate5.53% p.a.1 yearPrincipal and Interest5.74% p.a.2 yearsPrincipal and Interest - Comparison Rate5.58% p.a.2 yearsInterest Only5.84% p.a.2 yearsInterest Only - Comparison Rate5.60% p.a.2 yearsPrincipal and Interest6.14% p.a.3 yearsPrincipal and Interest - Comparison Rate5.71% p.a.3 yearsInterest Only6.24% p.a.3 yearsInterest Only - Comparison Rate5.74% p.a.3 yearsPrincipal and Interest6.24% p.a.4 yearsPrincipal and Interest - Comparison Rate5.80% p.a.4 yearsInterest Only6.44% p.a.4 yearsInterest Only - Comparison Rate5.86% p.a.4 yearsPrincipal and Interest6.34% p.a.5 yearsPrincipal and Interest - Comparison Rate5.89% p.a.5 yearsInterest Only6.54% p.a.5 yearsInterest Only - Comparison Rate5.97% p.a.5 yearsPrincipal and Interest7.54% p.a.7 yearsPrincipal and Interest - Comparison Rate6.70% p.a.7 yearsInterest Only7.54% p.a.7 yearsInterest Only - Comparison Rate6.66% p.a.7 yearsPrincipal and Interest7.54% p.a.10 yearsPrincipal and Interest - Comparison Rate7.01% p.a.10 yearsInterest Only7.54% p.a.10 yearsInterest Only - Comparison Rate6.95% p.a.10 yearsANZ Fixed Residential Investment Loan - Index RatesTermComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Principal and Interest6.94% p.a.1 yearPrincipal and Interest - Comparison Rate8.98% p.a.1 yearInterest Only6.89% p.a.1 yearInterest Only - Comparison Rate8.97% p.a.1 yearPrincipal and Interest6.94% p.a.2 yearsPrincipal and Interest - Comparison Rate8.74% p.a.2 yearsInterest Only7.09% p.a.2 yearsInterest Only - Comparison Rate8.78% p.a.2 yearsPrincipal and Interest7.04% p.a.3 yearsPrincipal and Interest - Comparison Rate8.56% p.a.3 yearsInterest Only7.19% p.a.3 yearsInterest Only - Comparison Rate8.62% p.a.3 yearsPrincipal and Interest7.09% p.a.4 yearsPrincipal and Interest - Comparison Rate8.40% p.a.4 yearsInterest Only7.24% p.a.4 yearsInterest Only - Comparison Rate8.48% p.a.4 yearsPrincipal and Interest7.14% p.a.5 yearsPrincipal and Interest - Comparison Rate8.27% p.a.5 yearsInterest Only7.19% p.a.5 yearsInterest Only - Comparison Rate8.31% p.a.5 yearsPrincipal and Interest7.69% p.a.7 yearsPrincipal and Interest - Comparison Rate8.32% p.a.7 yearsInterest Only7.69% p.a.7 yearsInterest Only - Comparison Rate8.35% p.a.7 yearsPrincipal and Interest7.69% p.a.10 yearsPrincipal and Interest - Comparison Rate8.09% p.a.10 yearsInterest Only7.69% p.a.10 yearsInterest Only - Comparison Rate8.13% p.a.10 yearsANZ Breakfree Package (NOT IN USE)AmountANZ Breakfree Package is no longer offered for sale. Annual package fee of $395 will be waived if it falls due from 12 February 2022 as the ANZ Breakfree Package will be discontinued on or about 10 September 2022 and Breakfree benefits will cease to apply.Variable Rate Discount0.50% p.a.Total ANZ Mortgage Lending $150,000-$249,999Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $150,000-$249,999Variable Rate Discount0.60% p.a.Total ANZ Mortgage Lending $250,000-$699,999Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $250,000-$699,999Variable Rate Discount0.70% p.a.Total ANZ Mortgage Lending $700,000+Fixed Rate Discount0.15% p.a.Total ANZ Mortgage Lending $700,000+Variable Rate Discount1.40% p.a.LVR 80% and under - P&IFixed Rate Discount0.20% p.a.LVR 80% and under - P&IVariable Rate Discount1.40% p.a.LVR 80% and under -I/OFixed Rate Discount0.20% p.a.LVR 80% and under -I/OVariable Rate Discount1.20% p.a.LVR over 80% - P&IFixed Rate Discount0.15% p.a.LVR over 80% - P&IVariable Rate Discount1.20% p.a.LVR over 80% - I/OFixed Rate Discount0.15% p.a.LVR over 80% - I/OBreakfree Discounted interest rates (NOT IN USE)AmountPrincipal and Interest4.99% p.a.$150,000 - $249,999Principal and Interest - Comparison Rate5.00% p.a.$150,000 - $249,999Interest Only5.24% p.a.$150,000 - $249,999Interest Only - Comparison Rate5.10% p.a.$150,000 - $249,999Principal and Interest4.89% p.a.$250,000 - $699,999Principal and Interest - Comparison Rate4.90% p.a.$250,000 - $699,999Interest Only5.14% p.a.$250,000 - $699,999Interest Only - Comparison Rate5.00% p.a.$250,000 - $699,999Principal and Interest4.79% p.a.$700,000+Principal and Interest - Comparison Rate4.80% p.a.$700,000+Interest Only5.04% p.a.$700,000+Interest Only - Comparison Rate4.90% p.a.$700,000+Principal and Interest5.34% p.a.LVR 80% and underPrincipal and Interest - Comparison Rate5.35% p.a.LVR 80% and underInterest Only5.59% p.a.LVR 80% and underInterest Only - Comparison Rate5.45% p.a.LVR 80% and underPrincipal and Interest5.54% p.a.LVR over 80%Principal and Interest - Comparison Rate5.55% p.a.LVR over 80%Interest Only5.79% p.a.LVR over 80%Interest Only - Comparison Rate5.65% p.a.LVR over 80%Breakfree Discounted Special Interest Rates (NOT IN USE)AmountPrincipal and Interest4.69% p.a.$250,000 - $499,999 (LVR 80% or less)Principal and Interest - Comparison Rate4.70% p.a.$250,000 - $499,999 (LVR 80% or less)Interest Only4.94% p.a.$250,000 - $499,999 (LVR 80% or less)Interest Only - Comparison Rate4.80% p.a.$250,000 - $499,999 (LVR 80% or less)Principal and Interest4.74% p.a.$250,000 - $499,999 (LVR > 80%)Principal and Interest - Comparison Rate4.75% p.a.$250,000 - $499,999 (LVR > 80%)Interest Only4.99% p.a.$250,000 - $499,999 (LVR > 80%)Interest Only - Comparison Rate4.85% p.a.$250,000 - $499,999 (LVR > 80%)Principal and Interest4.59% p.a.$500,000+ (LVR 80% or less)Principal and Interest - Comparison Rate4.60% p.a.$500,000+ (LVR 80% or less)Interest Only4.84% p.a.$500,000+ (LVR 80% or less)Interest Only - Comparison Rate4.70% p.a.$500,000+ (LVR 80% or less)Principal and Interest4.64% p.a.$500,000+ (LVR > 80%)Principal and Interest - Comparison Rate4.65% p.a.$500,000+ (LVR > 80%)Interest Only4.89% p.a.$500,000+ (LVR > 80%)Interest Only - Comparison Rate4.75% p.a.$500,000+ (LVR > 80%)Principal and Interest5.09% p.a.Fixed 1yr <80% LVR >70%Principal and Interest - Comparison Rate5.32% p.a.Fixed 1yr <80% LVR >70%Interest Only5.29% p.a.Fixed 1yr <80% LVR >70%Interest Only - Comparison Rate5.34% p.a.Fixed 1yr <80% LVR >70%Principal and Interest5.09% p.a.Fixed 1yr <70% LVRPrincipal and Interest - Comparison Rate5.32% p.a.Fixed 1yr <70% LVRInterest Only5.29% p.a.Fixed 1yr <70% LVRInterest Only - Comparison Rate5.34% p.a.Fixed 1yr <70% LVRPrincipal and Interest5.69% p.a.Fixed 2yr <80% LVR >70%Principal and Interest - Comparison Rate5.41% p.a.Fixed 2yr <80% LVR >70%Interest Only5.79% p.a.Fixed 2yr <80% LVR >70%Interest Only - Comparison Rate5.43% p.a.Fixed 2yr <80% LVR >70%Principal and Interest5.69% p.a.Fixed 2yr <70% LVRPrincipal and Interest - Comparison Rate5.41% p.a.Fixed 2yr <70% LVRInterest Only5.79% p.a.Fixed 2yr <70% LVRInterest Only - Comparison Rate5.43% p.a.Fixed 2yr <70% LVRPrincipal and Interest6.09% p.a.Fixed 3yr <80% LVR >70%Principal and Interest - Comparison Rate5.55% p.a.Fixed 3yr <80% LVR >70%Interest Only6.19% p.a.Fixed 3yr <80% LVR >70%Interest Only - Comparison Rate5.58% p.a.Fixed 3yr <80% LVR >70%Principal and Interest6.09% p.a.Fixed 3yr <70% LVRPrincipal and Interest - Comparison Rate5.55% p.a.Fixed 3yr <70% LVRInterest Only6.19% p.a.Fixed 3yr <70% LVRInterest Only - Comparison Rate5.58% p.a.Fixed 3yr <70% LVRPrincipal and Interest6.19% p.a.Fixed 4yr <80% LVR >70%Principal and Interest - Comparison Rate5.65% p.a.Fixed 4yr <80% LVR >70%Interest Only6.39% p.a.Fixed 4yr <80% LVR >70%Interest Only - Comparison Rate5.71% p.a.Fixed 4yr <80% LVR >70%Principal and Interest6.19% p.a.Fixed 4yr <70% LVRPrincipal and Interest - Comparison Rate5.65% p.a.Fixed 4yr <70% LVRInterest Only6.39% p.a.Fixed 4yr <70% LVRInterest Only - Comparison Rate5.71% p.a.Fixed 4yr <70% LVRPrincipal and Interest6.29% p.a.Fixed 5yr <80% LVR >70%Principal and Interest - Comparison Rate5.76% p.a.Fixed 5yr <80% LVR >70%Interest Only6.49% p.a.Fixed 5yr <80% LVR >70%Interest Only - Comparison Rate5.83% p.a.Fixed 5yr <80% LVR >70%Principal and Interest6.29% p.a.Fixed 5yr <70% LVRPrincipal and Interest - Comparison Rate5.76% p.a.Fixed 5yr <70% LVRInterest Only6.49% p.a.Fixed 5yr <70% LVRInterest Only - Comparison Rate5.83% p.a.Fixed 5yr <70% LVRPrincipal and Interest7.49% p.a.Fixed 7yr <80% LVR >70%Principal and Interest - Comparison Rate6.58% p.a.Fixed 7yr <80% LVR >70%Interest Only7.49% p.a.Fixed 7yr <80% LVR >70%Interest Only - Comparison Rate6.54% p.a.Fixed 7yr <80% LVR >70%Principal and Interest7.49% p.a.Fixed 7yr <70% LVRPrincipal and Interest - Comparison Rate6.58% p.a.Fixed 7yr <70% LVRInterest Only7.49% p.a.Fixed 7yr <70% LVRInterest Only - Comparison Rate6.54% p.a.Fixed 7yr <70% LVRPrincipal and Interest7.49% p.a.Fixed 10yr <80% LVR >70%Principal and Interest - Comparison Rate6.92% p.a.Fixed 10yr <80% LVR >70%Interest Only7.49% p.a.Fixed 10yr <80% LVR >70%Interest Only - Comparison Rate6.85% p.a.Fixed 10yr <80% LVR >70%Principal and Interest7.49% p.a.Fixed 10yr <70% LVRPrincipal and Interest - Comparison Rate6.92% p.a.Fixed 10yr <70% LVRInterest Only7.49% p.a.Fixed 10yr <70% LVRInterest Only - Comparison Rate6.85% p.a.Fixed 10yr <70% LVRComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. b> For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527 Variable RatePrincipal and Interest9.24% p.a.Variable RatePrincipal and Interest - Comparison Rate9.24% p.a.Variable RateInterest Only9.49% p.a.Variable RateInterest Only - Comparison Rate9.36% p.a.ANZ Money Saver (No longer offered)This product is no longer available for sale. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms and conditions, fees and charges apply.Variable RateInterest Rate8.89% p.a.Variable RateComparison Rate8.89% p.a.Comparison rates calculated on secured loan of $150000 over 25 yr term with monthly repayments. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Index RatePrincipal and Interest7.99% p.a.Index RatePrincipal and Interest - Comparison Rate7.99% p.a.Index RateInterest Only7.98% p.a.Index RateInterest Only - Comparison Rate7.99% p.a.LVR 0 ≤ 60%Principal and Interest6.64% p.a.LVR 0 ≤ 60%Principal and Interest - Comparison Rate6.64% p.a.LVR 0 ≤ 60%Interest Only7.04% p.a.LVR 0 ≤ 60%Interest Only - Comparison Rate6.82% p.a.LVR 60.01 ≤ 70%Principal and Interest6.69% p.a.LVR 60.01 ≤ 70%Principal and Interest - Comparison Rate6.69% p.a.LVR 60.01 ≤ 70%Interest Only7.09% p.a.LVR 60.01 ≤ 70%Interest Only - Comparison Rate6.87% p.a.LVR 70.01 ≤ 80%Principal and Interest6.79% p.a.LVR 70.01 ≤ 80%Principal and Interest - Comparison Rate6.79% p.a.LVR 70.01 ≤ 80%Interest Only7.19% p.a.LVR 70.01 ≤ 80%Interest Only - Comparison Rate6.97% p.a.LVR 80.01 ≤ 90%Principal and Interest7.49% p.a.LVR 80.01 ≤ 90%Principal and Interest - Comparison Rate7.49% p.a.LVR 80.01 ≤ 90%Interest Only7.79% p.a.LVR 80.01 ≤ 90%Interest Only - Comparison Rate7.63% p.a.LVR >90%Principal and Interest7.99% p.a.LVR >90%Principal and Interest - Comparison Rate7.99% p.a.LVR >90%Interest Only7.98% p.a.LVR >90%Interest Only - Comparison Rate7.99% p.a.TermRateThe Rates shown apply for interest paid yearly in advance. The Rates applicable for interest paid monthly, quarterly or semi - annually in advance are available on application at any ANZ Branch. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Interest Rate5.14% p.a.1 yearInterest Rate with BreakfreeInterest Rate5.51% p.a.1 yearComparison Rate with BreakfreeInterest Rate5.29% p.a.1 yearInterest Rate without BreakfreeInterest Rate7.04% p.a.1 yearComparison Rate without BreakfreeInterest Rate5.64% p.a.2 yearsInterest Rate with BreakfreeInterest Rate5.56% p.a.2 yearsComparison Rate with BreakfreeInterest Rate5.79% p.a.2 yearsInterest Rate without BreakfreeInterest Rate6.96% p.a.2 yearsComparison Rate without BreakfreeInterest Rate6.04% p.a.3 yearsInterest Rate with BreakfreeInterest Rate5.68% p.a.3 yearsComparison Rate with BreakfreeInterest Rate6.19% p.a.3 yearsInterest Rate without BreakfreeInterest Rate6.94% p.a.3 yearsComparison Rate without BreakfreeInterest Rate6.24% p.a.4 yearsInterest Rate with BreakfreeInterest Rate5.79% p.a.4 yearsComparison Rate with BreakfreeInterest Rate6.39% p.a.4 yearsInterest Rate without BreakfreeInterest Rate6.94% p.a.4 yearsComparison Rate without BreakfreeInterest Rate6.34% p.a.5 yearsInterest Rate with BreakfreeInterest Rate5.88% p.a.5 yearsComparison Rate with BreakfreeInterest Rate6.49% p.a.5 yearsInterest Rate without BreakfreeInterest Rate6.92% p.a.5 yearsComparison Rate without BreakfreeInterest Rate7.34% p.a.7 yearsInterest Rate with BreakfreeInterest Rate6.54% p.a.7 yearsComparison Rate with BreakfreeInterest Rate7.49% p.a.7 yearsInterest Rate without BreakfreeInterest Rate7.38% p.a.7 yearsComparison Rate without BreakfreeInterest Rate7.34% p.a.10 yearsInterest Rate with BreakfreeInterest Rate6.80% p.a.10 yearsComparison Rate with BreakfreeInterest Rate7.49% p.a.10 yearsInterest Rate without BreakfreeInterest Rate7.42% p.a.10 yearsComparison Rate without BreakfreeFixed LVR Special Interest Rate (non-Breakfree) (NOT IN USE)TermPrincipal and Interest5.24% p.a.Fixed 1yr <80% LVR >70%Principal and Interest - Comparison Rate6.59% p.a.Fixed 1yr <80% LVR >70%Interest Only5.44% p.a.Fixed 1yr <80% LVR >70%Interest Only - Comparison Rate6.61% p.a.Fixed 1yr <80% LVR >70%Principal and Interest5.24% p.a.Fixed 1yr <70% LVRPrincipal and Interest - Comparison Rate6.59% p.a.Fixed 1yr <70% LVRInterest Only5.44% p.a.Fixed 1yr <70% LVRInterest Only - Comparison Rate6.61% p.a.Fixed 1yr <70% LVRPrincipal and Interest5.84% p.a.Fixed 2yr <80% LVR >70%Principal and Interest - Comparison Rate6.57% p.a.Fixed 2yr <80% LVR >70%Interest Only5.94% p.a.Fixed 2yr <80% LVR >70%Interest Only - Comparison Rate6.59% p.a.Fixed 2yr <80% LVR >70%Principal and Interest5.84% p.a.Fixed 2yr <70% LVRPrincipal and Interest - Comparison Rate6.57% p.a.Fixed 2yr <70% LVRInterest Only5.94% p.a.Fixed 2yr <70% LVRInterest Only - Comparison Rate6.59% p.a.Fixed 2yr <70% LVRPrincipal and Interest6.24% p.a.Fixed 3yr <80% LVR >70%Principal and Interest - Comparison Rate6.60% p.a.Fixed 3yr <80% LVR >70%Interest Only6.34% p.a.Fixed 3yr <80% LVR >70%Interest Only - Comparison Rate6.63% p.a.Fixed 3yr <80% LVR >70%Principal and Interest6.24% p.a.Fixed 3yr <70% LVRPrincipal and Interest - Comparison Rate6.60% p.a.Fixed 3yr <70% LVRInterest Only6.34% p.a.Fixed 3yr <70% LVRInterest Only - Comparison Rate6.63% p.a.Fixed 3yr <70% LVRPrincipal and Interest6.34% p.a.Fixed 4yr <80% LVR >70%Principal and Interest - Comparison Rate6.60% p.a.Fixed 4yr <80% LVR >70%Interest Only6.54% p.a.Fixed 4yr <80% LVR >70%Interest Only - Comparison Rate6.67% p.a.Fixed 4yr <80% LVR >70%Principal and Interest6.34% p.a.Fixed 4yr <70% LVRPrincipal and Interest - Comparison Rate6.60% p.a.Fixed 4yr <70% LVRInterest Only6.54% p.a.Fixed 4yr <70% LVRInterest Only - Comparison Rate6.67% p.a.Fixed 4yr <70% LVRPrincipal and Interest6.44% p.a.Fixed 5yr <80% LVR >70%Principal and Interest - Comparison Rate6.61% p.a.Fixed 5yr <80% LVR >70%Interest Only6.64% p.a.Fixed 5yr <80% LVR >70%Interest Only - Comparison Rate6.70% p.a.Fixed 5yr <80% LVR >70%Principal and Interest6.44% p.a.Fixed 5yr <70% LVRPrincipal and Interest - Comparison Rate6.61% p.a.Fixed 5yr <70% LVRInterest Only6.64% p.a.Fixed 5yr <70% LVRInterest Only - Comparison Rate6.70% p.a.Fixed 5yr <70% LVRPrincipal and Interest7.64% p.a.Fixed 7yr <80% LVR >70%Principal and Interest - Comparison Rate7.27% p.a.Fixed 7yr <80% LVR >70%Interest Only7.64% p.a.Fixed 7yr <80% LVR >70%Interest Only - Comparison Rate7.25% p.a.Fixed 7yr <80% LVR >70%Principal and Interest7.64% p.a.Fixed 7yr <70% LVRPrincipal and Interest - Comparison Rate7.27% p.a.Fixed 7yr <70% LVRInterest Only7.64% p.a.Fixed 7yr <70% LVRInterest Only - Comparison Rate7.25% p.a.Fixed 7yr <70% LVRPrincipal and Interest7.64% p.a.Fixed 10yr <80% LVR >70%Principal and Interest - Comparison Rate7.41% p.a.Fixed 10yr <80% LVR >70%Interest Only7.64% p.a.Fixed 10yr <80% LVR >70%Interest Only - Comparison Rate7.38% p.a.Fixed 10yr <80% LVR >70%Principal and Interest7.64% p.a.Fixed 10yr <70% LVRPrincipal and Interest - Comparison Rate7.41% p.a.Fixed 10yr <70% LVRInterest Only7.64% p.a.Fixed 10yr <70% LVRInterest Only - Comparison Rate7.38% p.a.Fixed 10yr <70% LVRANZ Interest in Advance - Yearly (LVR <=80%) (NOT IN USE)TermRateInterest Rate5.09% p.a.1 yearInterest Rate with BreakfreeInterest Rate5.32% p.a.1 yearComparison Rate with BreakfreeInterest Rate5.24% p.a.1 yearInterest Rate without BreakfreeInterest Rate6.59% p.a.1 yearComparison Rate without BreakfreeInterest Rate5.59% p.a.2 yearsInterest Rate with BreakfreeInterest Rate5.39% p.a.2 yearsComparison Rate with BreakfreeInterest Rate5.74% p.a.2 yearsInterest Rate without BreakfreeInterest Rate6.55% p.a.2 yearsComparison Rate without BreakfreeInterest Rate5.99% p.a.3 yearsInterest Rate with BreakfreeInterest Rate5.52% p.a.3 yearsComparison Rate with BreakfreeInterest Rate6.14% p.a.3 yearsInterest Rate without BreakfreeInterest Rate6.58% p.a.3 yearsComparison Rate without BreakfreeInterest Rate6.19% p.a.4 yearsInterest Rate with BreakfreeInterest Rate5.64% p.a.4 yearsComparison Rate with BreakfreeInterest Rate6.34% p.a.4 yearsInterest Rate without BreakfreeInterest Rate6.60% p.a.4 yearsComparison Rate without BreakfreeInterest Rate6.29% p.a.5 yearsInterest Rate with BreakfreeInterest Rate5.74% p.a.5 yearsComparison Rate with BreakfreeInterest Rate6.44% p.a.5 yearsInterest Rate without BreakfreeInterest Rate6.62% p.a.5 yearsComparison Rate without BreakfreeInterest Rate7.29% p.a.7 yearsInterest Rate with BreakfreeInterest Rate6.42% p.a.7 yearsComparison Rate with BreakfreeInterest Rate7.44% p.a.7 yearsInterest Rate without BreakfreeInterest Rate7.14% p.a.7 yearsComparison Rate without BreakfreeInterest Rate7.29% p.a.10 yearsInterest Rate with BreakfreeInterest Rate6.71% p.a.10 yearsComparison Rate with BreakfreeInterest Rate7.44% p.a.10 yearsInterest Rate without BreakfreeInterest Rate7.24% p.a.10 yearsComparison Rate without BreakfreeTermPrincipal and Interest6.94% p.a.1 yearPrincipal and Interest - Comparison Rate7.92% p.a.1 yearInterest Only6.89% p.a.1 yearInterest Only - Comparison Rate7.92% p.a.1 yearPrincipal and Interest6.94% p.a.2 yearsPrincipal and Interest - Comparison Rate7.81% p.a.2 yearsInterest Only7.09% p.a.2 yearsInterest Only - Comparison Rate7.85% p.a.2 yearsPrincipal and Interest7.04% p.a.3 yearsPrincipal and Interest - Comparison Rate7.74% p.a.3 yearsInterest Only7.19% p.a.3 yearsInterest Only - Comparison Rate7.79% p.a.3 yearsPrincipal and Interest7.09% p.a.4 yearsPrincipal and Interest - Comparison Rate7.68% p.a.4 yearsInterest Only7.24% p.a.4 yearsInterest Only - Comparison Rate7.74% p.a.4 yearsPrincipal and Interest7.14% p.a.5 yearsPrincipal and Interest - Comparison Rate7.63% p.a.5 yearsInterest Only7.19% p.a.5 yearsInterest Only - Comparison Rate7.67% p.a.5 yearsPrincipal and Interest7.69% p.a.7 yearsPrincipal and Interest - Comparison Rate7.84% p.a.7 yearsInterest Only7.69% p.a.7 yearsInterest Only - Comparison Rate7.84% p.a.7 yearsPrincipal and Interest7.69% p.a.10 yearsPrincipal and Interest - Comparison Rate7.78% p.a.10 yearsInterest Only7.69% p.a.10 yearsInterest Only - Comparison Rate7.79% p.a.10 yearsTermPrincipal and Interest6.49% p.a.Fixed 1yr LVR <80%Principal and Interest - Comparison Rate7.70% p.a.Fixed 1yr LVR <80%Interest Only6.44% p.a.Fixed 1yr LVR <80%Interest Only - Comparison Rate7.69% p.a.Fixed 1yr LVR <80%Principal and Interest6.49% p.a.Fixed 2yr LVR <80%Principal and Interest - Comparison Rate7.56% p.a.Fixed 2yr LVR <80%Interest Only6.64% p.a.Fixed 2yr LVR <80%Interest Only - Comparison Rate7.60% p.a.Fixed 2yr LVR <80%Principal and Interest6.59% p.a.Fixed 3yr LVR <80%Principal and Interest - Comparison Rate7.47% p.a.Fixed 3yr LVR <80%Interest Only6.74% p.a.Fixed 3yr LVR <80%Interest Only - Comparison Rate7.52% p.a.Fixed 3yr LVR <80%Principal and Interest6.64% p.a.Fixed 4yr LVR <80%Principal and Interest - Comparison Rate7.39% p.a.Fixed 4yr LVR <80%Interest Only6.79% p.a.Fixed 4yr LVR <80%Interest Only - Comparison Rate7.46% p.a.Fixed 4yr LVR <80%Principal and Interest6.69% p.a.Fixed 5yr LVR <80%Principal and Interest - Comparison Rate7.32% p.a.Fixed 5yr LVR <80%Interest Only6.74% p.a.Fixed 5yr LVR <80%Interest Only - Comparison Rate7.36% p.a.Fixed 5yr LVR <80%Principal and Interest7.24% p.a.Fixed 7yr LVR <80%Principal and Interest - Comparison Rate7.49% p.a.Fixed 7yr LVR <80%Interest Only7.24% p.a.Fixed 7yr LVR <80%Interest Only - Comparison Rate7.50% p.a.Fixed 7yr LVR <80%Principal and Interest7.24% p.a.Fixed 10yr LVR <80%Principal and Interest - Comparison Rate7.40% p.a.Fixed 10yr LVR <80%Interest Only7.24% p.a.Fixed 10yr LVR <80%Interest Only - Comparison Rate7.42% p.a.Fixed 10yr LVR <80%TermTermInterest Rate6.69% p.a.1 yearInterest RateInterest Rate7.90% p.a.1 yearComparison RateInterest Rate6.89% p.a.2 yearsInterest RateInterest Rate7.81% p.a.2 yearsComparison RateInterest Rate6.99% p.a.3 yearsInterest RateInterest Rate7.73% p.a.3 yearsComparison RateInterest Rate7.04% p.a.4 yearsInterest RateInterest Rate7.67% p.a.4 yearsComparison RateInterest Rate6.99% p.a.5 yearsInterest RateInterest Rate7.58% p.a.5 yearsComparison RateInterest Rate7.49% p.a.7 yearsInterest RateInterest Rate7.73% p.a.7 yearsComparison RateInterest Rate7.49% p.a.10 yearsInterest RateInterest Rate7.65% p.a.10 yearsComparison RateTermTermInterest Rate6.24% p.a.1 year LVR <80%Interest Rate LVR <80%Interest Rate7.67% p.a.1 year LVR <80%Comparison Rate LVR <80%Interest Rate6.44% p.a.2 years LVR <80%Interest Rate LVR <80%Interest Rate7.56% p.a.2 years LVR <80%Comparison Rate LVR <80%Interest Rate6.54% p.a.3 years LVR <80%Interest Rate LVR <80%Interest Rate7.47% p.a.3 years LVR <80%Comparison Rate LVR <80%Interest Rate6.59% p.a.4 years LVR <80%Interest Rate LVR <80%Interest Rate7.38% p.a.4 years LVR <80%Comparison Rate LVR <80%Interest Rate6.54% p.a.5 years LVR <80%Interest Rate LVR <80%Interest Rate7.28% p.a.5 years LVR <80%Comparison Rate LVR <80%Interest Rate7.04% p.a.7 years LVR <80%Interest Rate LVR <80%Interest Rate7.39% p.a.7 years LVR <80%Comparison Rate LVR <80%Interest Rate7.04% p.a.10 years LVR <80%Interest Rate LVR <80%Interest Rate7.28% p.a.10 years LVR <80%Comparison Rate LVR <80%AmountVariable Rate Discount1.40% p.a.LVR 80% and under - P&IFixed Rate Discount0.45% p.a.LVR 80% and under - P&IVariable Rate Discount1.40% p.a.LVR 80% and under - I/OFixed Rate Discount0.45% p.a.LVR 80% and under - I/OVariable Rate Discount1.20% p.a.LVR over 80% - P&IFixed Rate Discount0.00% p.a.LVR over 80% - P&IVariable Rate Discount1.20% p.a.LVR over 80% - I/OFixed Rate Discount0.00% p.a.LVR over 80% - I/OAmountPrincipal and Interest7.84% p.a.LVR 80% and underPrincipal and Interest - Comparison Rate7.84% p.a.LVR 80% and underInterest Only8.09% p.a.LVR 80% and underInterest Only - Comparison Rate7.96% p.a.LVR 80% and underPrincipal and Interest8.04% p.a.LVR over 80%Principal and Interest - Comparison Rate8.04% p.a.LVR over 80%Interest Only8.29% p.a.LVR over 80%Interest Only - Comparison Rate8.16% p.a.LVR over 80%ANZ Interest in Advance Loan - Index RatesTermTermComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527. Interest Rate6.69% p.a.1 YearInterest RateInterest Rate8.95% p.a.1 YearComparison RateInterest Rate6.89% p.a.2 YearsInterest RateInterest Rate8.74% p.a.2 YearsComparison RateInterest Rate6.99% p.a.3 YearsInterest RateInterest Rate8.56% p.a.3 YearsComparison RateInterest Rate7.04% p.a.4 YearsInterest RateInterest Rate8.40% p.a.4 YearsComparison RateInterest Rate6.99% p.a.5 YearsInterest RateInterest Rate8.23% p.a.5 YearsComparison RateInterest Rate7.49% p.a.7 YearsInterest RateInterest Rate8.24% p.a.7 YearsComparison RateInterest Rate7.49% p.a.10 YearsInterest RateInterest Rate8.00% p.a.10 YearsComparison Rate

Personal loans and overdraftsFriday, 15 May 202615/05/2026 6:36:08 AMhttps://www.anz.com.au/personal/personal-loans/Important: Rate as at Monday, 26 June 2017 and subject to change. Comparison rate is based on a $30,000 Personal Loan for a 5 year term. This rate is applicable for unsecured loans only. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Variable Rate (V3)Interest Rate13.99% p.a.Variable Rate (V3)Comparison Rate14.62% p.a.FROMInterest Rate7.49% p.a.FROMComparison Rate8.18% p.a.Variable Rate (V4)Interest Rate10.99% p.a.Variable Rate (V4)Comparison Rate11.65% p.a.Variable Rate (V2)Interest Rate17.99% p.a.Variable Rate (V2)Comparison Rate18.59% p.a.TOInterest Rate19.99% p.a.TOComparison Rate20.58% p.a.Important: Rate as at Monday, 26 June 2017 and subject to change. Comparison rate is based on a $30,000 Personal Loan for a 5 year term. This rate is applicable for unsecured loans only. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Fixed Rate (F3)Interest Rate13.99% p.a.Fixed Rate (F3)Comparison Rate14.62% p.a.FROMInterest Rate7.49% p.a.FROMComparison Rate8.18% p.a.Fixed Rate (F4)Interest Rate10.99% p.a.Fixed Rate (F4)Comparison Rate11.65% p.a.Fixed Rate (F2)Interest Rate17.99% p.a.Fixed Rate (F2)Comparison Rate18.59% p.a.TOInterest Rate19.99% p.a.TOComparison Rate20.58% p.a.ANZ's normal credit criteria apply to each application. Applicants need to be at least 18 years of age and demonstrate capacity to afford to repay. Terms and conditions are available on application. Fees and charges apply.Interest Rate16.20% p.a.(ANZ Retail Index Rate + 4%)Terms and conditions are available on application. Fees and charges apply.Interest Rate20.35% p.a.(ANZ Retail Index Rate + 8.15%)Terms and conditions available on application. Fees and charges apply.Personal Lending Index RateInterest Rate17.54% p.a.Balance Transfer Lending Index RateInterest Rate15.77% p.a.Terms and conditions available on application. Fees and charges apply.Interest Rate12.20% p.a.

Thursday, 8 April 20218/04/2021 10:16:06 PMhttp://www.anz.com/personal/personal-loans/car-loan/This rate is only available if you apply online. You may receive a different rate if you apply for a secured car loan in other ANZ channels such as an ANZ branch or over the phone. Interest rate is subject to change. This comparison rate is based on a $30,000 Secured Car Loan over a term of 5 years on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms and conditions available on application. Fees and charges apply.Fixed rateInterest Rate7.30% p.a.Fixed rateComparison Rate8.15% p.a.Fixed rateInterest Rate4.49% p.a.Fixed rateInterest Rate8.95% p.a.Fixed rateInterest Rate4.49% p.a.Fixed rateInterest Rate5.15% p.a.Fixed rateComparison Rate5.15% p.a.Fixed rateInterest Rate8.95% p.a.Fixed rateComparison Rate8.95% p.a.Fixed rate fromInterest Rate7.40% p.a.Fixed rate fromComparison Rate8.25% p.a.

Friday, 15 May 202615/05/2026 12:01:06 AMhttp://www.anz.com/personal/accounts/Terms and conditions, eligibility criteria and fees and charges apply.Amount* From 16 June 2024, interest will no longer be earnt on balances over $50,000 in an ANZ Access Advantage account.* Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Interest Rate0.00% p.a.$1 - $49,999Interest Rate0.00% p.a.$50,000 - $99,999Interest Rate0.00% p.a.$100,000 plusInterest is not paid on the ANZ Extras package account.Interest Rate0.00% p.a.AmountAny advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">ANZ Saving and Transaction Products Terms and Conditions (PDF 588kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Product No Longer for Sale.Interest Rate0.00% p.a.$1 - $49,999Interest Rate0.01% p.a.$50,000 - $99,999Interest Rate0.02% p.a.$100,000 plusAmountBonus rate is subject to eligibility criteria, and the period in which interest may be earned is different to the qualifying period. Refer to ANZ Saving & Transaction Products Terms and Conditions for details including what is included in your balance, how interest is calculated and how we work out if you earn and qualify for bonus interest. Interest rates are variable and subject to change. For details of your current rates contact ANZ on 13 13 14 Important Information Any advice does not take into account your personal needs and financial circumstances. Consider whether appropriate for you. ANZ recommends you read the Terms and Conditions and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Base Rate0.01% p.a.$1 - $499Bonus Rate3.74% p.a.$1 - $499Total3.75% p.a.$1 - $499Base Rate0.01% p.a.$500 - $2,999Bonus Rate3.74% p.a.$500 - $2,999Total3.75% p.a.$500 - $2,999Base Rate0.01% p.a.$3,000-$4,999Bonus Rate3.74% p.a.$3,000-$4,999Total3.75% p.a.$3,000-$4,999Base Rate0.01% p.a.$5,000-$9,999Bonus Rate3.74% p.a.$5,000-$9,999Total3.75% p.a.$5,000-$9,999Base Rate0.01% p.a.$10,000-$19,999Bonus Rate3.74% p.a.$10,000-$19,999Total3.75% p.a.$10,000-$19,999Base Rate0.01% p.a.$20,000-$49,999Bonus Rate3.74% p.a.$20,000-$49,999Total3.75% p.a.$20,000-$49,999Base Rate0.01% p.a.$50,000-$99,999Bonus Rate3.74% p.a.$50,000-$99,999Total3.75% p.a.$50,000-$99,999Base Rate0.01% p.a.$100,000 plusBonus Rate3.74% p.a.$100,000 plusTotal3.75% p.a.$100,000 plusAmountThe ANZ Progress Saver account pays bonus interest in addition to the current base interest when you make a single deposit of $10 or more per month and make no withdrawals or debits in that same month. Month commences on account opening date. Package bonus rate applies to ANZ Progress Saver accounts attached to the ANZ Breakfree*, ANZ Everyday Banking*, ANZ Staff* packages. *ANZ Breakfree package, ANZ Everyday Banking package and ANZ Staff package are not available to new customers.Base Rate0.01% p.a.$1 - $499Bonus Rate4.09% p.a.$1 - $499Total4.10% p.a.$1 - $499Base Rate0.01% p.a.$500 - $2,999Bonus Rate4.09% p.a.$500 - $2,999Total4.10% p.a.$500 - $2,999Base Rate0.01% p.a.$3,000-$4,999Bonus Rate4.09% p.a.$3,000-$4,999Total4.10% p.a.$3,000-$4,999Base Rate0.01% p.a.$5,000-$9,999Bonus Rate4.09% p.a.$5,000-$9,999Total4.10% p.a.$5,000-$9,999Base Rate0.01% p.a.$10,000-$19,999Bonus Rate4.09% p.a.$10,000-$19,999Total4.10% p.a.$10,000-$19,999Base Rate0.01% p.a.$20,000-$49,999Bonus Rate4.09% p.a.$20,000-$49,999Total4.10% p.a.$20,000-$49,999Base Rate0.01% p.a.$50,000-$99,999Bonus Rate4.09% p.a.$50,000-$99,999Total4.10% p.a.$50,000-$99,999Base Rate0.01% p.a.$100,000 plusBonus Rate4.09% p.a.$100,000 plusTotal4.10% p.a.$100,000 plusAmountANZ@Work program bonus rate is not available to new customers. Bonus rate is subject to eligibility criteria. You will be eligible to receive the bonus rate for a particular month if the set minimum deposit (currently AUD$10) and no withdrawals, fees or charges are processed to your account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Certain eligible accounts may receive higher bonus rates than those displayed. Important Information Any advice does not take into account your personal needs and financial circumstances. Consider whether appropriate for you. ANZ recommends you read the Terms and Conditions and the <a target="_blank" href=https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf>Financial Services Guide (PDF 512kB)</a> available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Base Rate0.01% p.a.$1 - $499Bonus Rate3.79% p.a.$1 - $499Total3.80% p.a.$1 - $499Base Rate0.01% p.a.$500 - $2,999Bonus Rate3.79% p.a.$500 - $2,999Total3.80% p.a.$500 - $2,999Base Rate0.01% p.a.$3,000-$4,999Bonus Rate3.79% p.a.$3,000-$4,999Total3.80% p.a.$3,000-$4,999Base Rate0.01% p.a.$5,000-$9,999Bonus Rate3.79% p.a.$5,000-$9,999Total3.80% p.a.$5,000-$9,999Base Rate0.01% p.a.$10,000-$19,999Bonus Rate3.79% p.a.$10,000-$19,999Total3.80% p.a.$10,000-$19,999Base Rate0.01% p.a.$20,000-$49,999Bonus Rate3.79% p.a.$20,000-$49,999Total3.80% p.a.$20,000-$49,999Base Rate0.01% p.a.$50,000-$99,999Bonus Rate3.79% p.a.$50,000-$99,999Total3.80% p.a.$50,000-$99,999Base Rate0.01% p.a.$100,000 plusBonus Rate3.79% p.a.$100,000 plusTotal3.80% p.a.$100,000 plusAmountInterest Rate0.00% p.a.$0Interest Rate0.00% p.a.$1-$9,999Interest Rate0.00% p.a.$10,000 - $19,999Interest Rate0.00% p.a.$20,000 - $49,999Interest Rate0.00% p.a.$50,000 - $99,999Interest Rate0.00% p.a.$100,000 - $249,999Interest Rate0.01% p.a.$250,000 - $499,999Interest Rate0.01% p.a.$500,000 - $999,999Interest Rate0.05% p.a.$1,000,000 - $2,999,999Interest Rate0.05% p.a.$3,000,000 - $4,999,999Interest Rate0.05% p.a.$5,000,000 plusAny advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Interest Rate1.35% p.a.Important Information ANZ V2 PLUS is only available through approved ANZ intermediaries. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is right for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB),</a> available at anz.com or by calling 13 13 14, before deciding to acquire, or continue a product. * The interest rate displayed is a Base Rate. The interest rate for individual customer accounts may include a margin in addition to the Base Rate. Please check your most recent statement or contact the V2 PLUS Service Centre on 1800 282 345 for details.ANZ V2 PLUS retail (No longer for sale)Interest Rate0.01% p.a.ANZ V2 PLUS Intermediary *Interest Rate4.10% p.a.AmountAny advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Interest Rate0.00% p.a.$0 - $9,999Interest Rate0.05% p.a.$10,000 - $24,999Interest Rate0.05% p.a.$25,000 - $49,999Interest Rate0.05% p.a.$50,000 - $99,999Interest Rate0.05% p.a.$100,000 - $249,999Interest Rate0.05% p.a.$250,000 - $499,999Interest Rate0.15% p.a.$500,000 - $4,999,999Interest Rate0.15% p.a.$5,000,000 plusThe ANZ Prime Cash Management Account can only be opened through your participating investment manager. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Variable RateInterest Rate0.55% p.a.TermRates are not available in conjunction with any other bonus or special interest rate offer. The Interest rates shown are for ANZ Term Deposit investments of between $5,000 to $1,999,999. To obtain interest rates for investments of $2,000,000 or more, call 1800 008 177 from 8am to 8pm Monday to Friday. If you make an early withdrawal, a $30 administration fee and an interest reduction will apply in respect of the money withdrawn early. At the end of the term, if you have not told us what you want us to do with your funds, we will reinvest them in a new ANZ Term Deposit for the same term but at the interest rate applicable at the time of reinvestment. This interest rate may be lower than the interest rate on your maturing ANZ Term Deposit. You can contact us on maturity of your ANZ Term Deposit to confirm interest rates that will apply upon reinvestment. ANZ recommends you read the Terms and Conditions and the Financial Services Guide before acquiring the product.Interest at Maturity0.05% p.a.1 to less than 2 monthsMonthly Interestblank1 to less than 2 monthsQuarterly Interestblank1 to less than 2 monthsHalf Yearly Interestblank1 to less than 2 monthsAnnual Interestblank1 to less than 2 monthsInterest at Maturity0.05% p.a.2 to less than 3 monthsMonthly Interest0.05% p.a.2 to less than 3 monthsInterest at Maturity0.05% p.a.3 to less than 4 monthsMonthly Interest0.05% p.a.3 to less than 4 monthsInterest at Maturity0.05% p.a.4 to less than 5 monthsMonthly Interest0.05% p.a.4 to less than 5 monthsQuarterly Interest0.05% p.a.4 to less than 5 monthsInterest at Maturity0.05% p.a.5 to less than 6 monthsMonthly Interest0.05% p.a.5 to less than 6 monthsQuarterly Interest0.05% p.a.5 to less than 6 monthsInterest at Maturity0.10% p.a.6 to less than 7 monthsMonthly Interest0.10% p.a.6 to less than 7 monthsQuarterly Interest0.10% p.a.6 to less than 7 monthsInterest at Maturity0.10% p.a.7 to less than 8 monthsMonthly Interest0.10% p.a.7 to less than 8 monthsQuarterly Interest0.10% p.a.7 to less than 8 monthsHalf Yearly Interest0.10% p.a.7 to less than 8 monthsInterest at Maturity0.10% p.a.8 to less than 9 monthsMonthly Interest0.10% p.a.8 to less than 9 monthsQuarterly Interest0.10% p.a.8 to less than 9 monthsHalf Yearly Interest0.10% p.a.8 to less than 9 monthsInterest at Maturity0.10% p.a.9 to less than 10 monthsMonthly Interest0.10% p.a.9 to less than 10 monthsQuarterly Interest0.10% p.a.9 to less than 10 monthsHalf Yearly Interest0.10% p.a.9 to less than 10 monthsInterest at Maturity0.10% p.a.10 to less than 11 monthsMonthly Interest0.10% p.a.10 to less than 11 monthsQuarterly Interest0.10% p.a.10 to less than 11 monthsHalf Yearly Interest0.10% p.a.10 to less than 11 monthsAnnual Interestblank10 to less than 11 monthsInterest at Maturity0.10% p.a.11 to less than 12 monthsMonthly Interest0.10% p.a.11 to less than 12 monthsQuarterly Interest0.10% p.a.11 to less than 12 monthsHalf Yearly Interest0.10% p.a.11 to less than 12 monthsAnnual Interestblank11 to less than 12 monthsMonthly Interest0.15% p.a.12 to less than 24 monthsQuarterly Interest0.15% p.a.12 to less than 24 monthsHalf Yearly Interest0.15% p.a.12 to less than 24 monthsAnnual Interest0.15% p.a.12 to less than 24 monthsMonthly Interest0.15% p.a.18 < 24 months* (NOT IN USE)Quarterly Interest0.15% p.a.18 < 24 months* (NOT IN USE)Half Yearly Interest0.15% p.a.18 < 24 months* (NOT IN USE)Annual Interest0.15% p.a.18 < 24 months* (NOT IN USE)Monthly Interest0.15% p.a.24 to less than 36 monthsQuarterly Interest0.15% p.a.24 to less than 36 monthsHalf Yearly Interest0.15% p.a.24 to less than 36 monthsAnnual Interest0.15% p.a.24 to less than 36 monthsMonthly Interest0.15% p.a.36 to less than 48 monthsQuarterly Interest0.15% p.a.36 to less than 48 monthsHalf Yearly Interest0.15% p.a.36 to less than 48 monthsAnnual Interest0.15% p.a.36 to less than 48 monthsMonthly Interest0.15% p.a.48 to less than or equal to 60 monthsQuarterly Interest0.15% p.a.48 to less than or equal to 60 monthsHalf Yearly Interest0.15% p.a.48 to less than or equal to 60 monthsAnnual Interest0.15% p.a.48 to less than or equal to 60 monthsMonthly Interest0.15% p.a.60 months* (NOT IN USE)Quarterly Interest0.15% p.a.60 months* (NOT IN USE)Half Yearly Interest0.15% p.a.60 months* (NOT IN USE)Annual Interest0.15% p.a.60 months* (NOT IN USE)Interest at Maturity0.05% p.a.7 days to less than 1 monthTermsRates are not available in conjunction with any other bonus or special interest rate offer. The interest rates shown are for Advance Notice Term Deposit investments of between $5,000 to $1,999,999. To obtain rates for investments of $2,000,000 or more, please call 1800 008 177 between 8am and 8pm Monday to Friday. To make an early withdrawal from an ANZ Advance Notice Term Deposit account, you must provide 31 days notice to ANZ and a $30 administration fee and an interest reduction will apply in respect of the funds withdrawn early. The interest rate applicable upon reinvestment may be lower than the interest rate on your maturing term deposit. You can contact us on maturity of your ANZ Advance Notice to confirm interest rates that will apply upon reinvestment. ANZ recommends you read the Terms and Conditions and the Financial Services Guide before acquiring the product.Interest at Maturity1.40% p.a.1 to less than 2 monthsMonthly Interestblank1 to less than 2 monthsQuarterly Interestblank1 to less than 2 monthsHalf Yearly Interestblank1 to less than 2 monthsAnnual Interestblank1 to less than 2 monthsInterest at Maturity1.65% p.a.2 to less than 3 monthsMonthly Interest1.65% p.a.2 to less than 3 monthsInterest at Maturity3.35% p.a.3 to less than 4 monthsMonthly Interest3.34% p.a.3 to less than 4 monthsInterest at Maturity3.40% p.a.4 to less than 5 monthsMonthly Interest3.39% p.a.4 to less than 5 monthsQuarterly Interest3.40% p.a.4 to less than 5 monthsInterest at Maturity5.00% p.a.5 to less than 6 monthsMonthly Interest4.96% p.a.5 to less than 6 monthsQuarterly Interest4.98% p.a.5 to less than 6 monthsInterest at Maturity3.50% p.a.6 to less than 7 monthsMonthly Interest3.47% p.a.6 to less than 7 monthsQuarterly Interest3.48% p.a.6 to less than 7 monthsInterest at Maturity3.55% p.a.7 to less than 8 monthsMonthly Interest3.52% p.a.7 to less than 8 monthsQuarterly Interest3.53% p.a.7 to less than 8 monthsHalf Yearly Interest3.54% p.a.7 to less than 8 monthsInterest at Maturity3.60% p.a.8 to less than 9 monthsMonthly Interest3.56% p.a.8 to less than 9 monthsQuarterly Interest3.57% p.a.8 to less than 9 monthsHalf Yearly Interest3.59% p.a.8 to less than 9 monthsInterest at Maturity3.65% p.a.9 to less than 10 monthsMonthly Interest3.61% p.a.9 to less than 10 monthsQuarterly Interest3.62% p.a.9 to less than 10 monthsHalf Yearly Interest3.63% p.a.9 to less than 10 monthsInterest at Maturity3.70% p.a.10 to less than 11 monthsMonthly Interest3.65% p.a.10 to less than 11 monthsQuarterly Interest3.66% p.a.10 to less than 11 monthsHalf Yearly Interest3.68% p.a.10 to less than 11 monthsInterest at Maturity3.75% p.a.11 to less than 12 monthsMonthly Interest3.69% p.a.11 to less than 12 monthsQuarterly Interest3.70% p.a.11 to less than 12 monthsHalf Yearly Interest3.72% p.a.11 to less than 12 monthsMonthly Interest5.13% p.a.12 to less than 24 monthsQuarterly Interest5.15% p.a.12 to less than 24 monthsHalf Yearly Interest5.18% p.a.12 to less than 24 monthsAnnual Interest5.25% p.a.12 to less than 24 monthsMonthly Interest5.13% p.a.18 < 24 months* (NOT IN USE)Quarterly Interest5.15% p.a.18 < 24 months* (NOT IN USE)Half Yearly Interest5.18% p.a.18 < 24 months* (NOT IN USE)Annual Interest5.25% p.a.18 < 24 months* (NOT IN USE)Monthly Interest4.89% p.a.24 to less than 36 monthsQuarterly Interest4.91% p.a.24 to less than 36 monthsHalf Yearly Interest4.94% p.a.24 to less than 36 monthsAnnual Interest5.00% p.a.24 to less than 36 monthsMonthly Interest4.51% p.a.36 to less than 48 monthsQuarterly Interest4.52% p.a.36 to less than 48 monthsHalf Yearly Interest4.55% p.a.36 to less than 48 monthsAnnual Interest4.60% p.a.36 to less than 48 monthsMonthly Interest3.93% p.a.48 to less than or equal to 60 monthsQuarterly Interest3.94% p.a.48 to less than or equal to 60 monthsHalf Yearly Interest3.96% p.a.48 to less than or equal to 60 monthsAnnual Interest4.00% p.a.48 to less than or equal to 60 monthsMonthly Interest3.93% p.a.60 months* (NOT IN USE)Quarterly Interest3.94% p.a.60 months* (NOT IN USE)Half Yearly Interest3.96% p.a.60 months* (NOT IN USE)Annual Interest4.00% p.a.60 months* (NOT IN USE)Interest at Maturity1.25% p.a.7 days to less than 1 monthAmountInterest is banded and paid every three months. Please refer to the ANZ Saving & Transaction Products Terms and Conditions for further details. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Interest Rate0.05% p.a.Balances below $10,000Interest Rate1.90% p.a.Balances from $10,000 to below $50,000Interest Rate2.50% p.a.Balances from $50,000AmountInterest is banded and paid every three months. Please refer to the ANZ Saving & Transaction Products Terms and Conditions for further details. This product is no longer available to new business. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product.Interest Rate0.05% p.a.Balances below $10,000Interest Rate1.90% p.a.Balances from $10,000 to below $50,000Interest Rate2.50% p.a.Balances from $50,000AmountInterest Rate0.50% p.a.$1 - $20,000Interest Rate2.00% p.a.$20,000 plusAmountInterest Rate0.50% p.a.$1 - $20,000Interest Rate2.00% p.a.$20,001 plusAmountInterest Rate0.50% p.a.$1 - $20,000Interest Rate2.00% p.a.$20,001 plusAmountThe interest rate is tiered. This means that the balance of your account on each day determines the interest rate that applies to the whole balance of your account on that day. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions and the Financial Services Guide which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Please refer to ANZ Personal Banking Account Fees and Charges for fees and charges that apply. Interest Rate1.00% p.a.$0 - $9,999Interest Rate2.30% p.a.$10,000+Important Information The ANZ V2+Broking account is only available to the holder or beneficiary of a CMC Markets Trading Account which is operated through an adviser appointed by the holder or beneficiary of the CMC Markets Trading Account. For all enquiries regarding ANZ V2+Broking please call 1800 282 345 or contact your relationship manager. Consider if this product is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/savings-transaction-products-tcs.pdf">Terms and Conditions</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide</a> which are available at anz.com before acquiring this product.Interest Rate4.10% p.a.

Thursday, 22 February 202422/02/2024 7:19:34 AMhttp://www.anz.com/personal/credit-cards/Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the <a target="_blank" href="/documents/AU/aboutANZ/FinancialServicesGuide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product current as atPurchases13.74% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases11.49% p.a.Balance Transfer21.74% p.a.Cash Advances21.74% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases13.99% p.a.Balance Transfer21.74% p.a.Cash Advances21.74% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.All applications for credit are subject to ANZ's credit assessment criteria.Purchases20.99% p.a.Balance Transfer21.99% p.a.Cash Advances21.99% p.a.Purchases17.89% p.a.Balance Transfer17.89% p.a.Cash Advances17.89% p.a.Purchases15.64% p.a.Balance Transfer15.64% p.a.Cash Advances15.64% p.a.Purchases14.14% p.a.Balance Transfer14.14% p.a.Cash Advances14.14% p.a.Purchases19.14% p.a.Balance Transfer20.99% p.a.Cash Advances20.99% p.a.Purchases17.64% p.a.Balance Transfer17.64% p.a.Cash Advances17.64% p.a.Purchases18.50% p.a.Balance Transfer18.50% p.a.Cash Advances18.50% p.a.Interest Rate19.39% p.a.

Margin loansFriday, 31 March 202331/03/2023 3:33:22 PMhttp://www.anz.com/personal/investments-advice/investment-loans/investment-lending/This information forms part of the Product Disclosure Statement "<a href='/personal/investments-advice/products-services/investment-lending/apply-investment-lending'>ANZ Share Investment Loan Product Disclosure Statement</a>".AmountInterest rates are subject to change without notice. Fixed interest rates shown are for a term of 6-12 months. If you opt to pay in arrears, interest will be charged at 0.25% p.a higher than if you prepay interest. Interest Rate9.20% p.a.$20,000 - $249,999Interest Rate9.15% p.a.$250,000-$499,999Interest Rate9.10% p.a.$500,000+Variable RateInterest Rate9.23% p.a.

Friday, 15 May 202615/05/2026 9:06:31 AMhttp://www.anz.com/corporate/products-services/transaction-services/deposits-liquidity-management/TypeTerms and conditions available on application. Fees and charges apply.Interest Rate0.00% p.a.ANZ Calculated Cash Rate (CCR)Interest Rate4.35% p.a.ANZ Official Cash Rate (OCR)Interest Rate12.28% p.a.ANZ Reference RateCurrencyInterest Rate0.00% p.a.EURInterest Rate0.00% p.a.JPYInterest Rate0.00% p.a.CHFInterest Rate0.00% p.a.DKKInterest Rate0.00% p.a.CNYInterest Rate0.00% p.a.HKDInterest Rate0.00% p.a.SGDBank of England (GBP)Interest Rate3.75% p.a.Reserve Bank of New Zealand (NZD)Interest Rate2.25% p.a.Federal Reserve Bank (USD)Interest Rate3.50 - 3.75% p.a.FJDInterest Rate0.000% p.a.AEDInterest Rate0.000% p.a.CADInterest Rate0.000% p.a.CHFInterest Rate0.000% p.a.CNYInterest Rate0.000% p.a.EURInterest Rate0.000% p.a.GBPInterest Rate0.50% p.a.HKDInterest Rate0.000% p.a.JPYInterest Rate0.000% p.a.NZDInterest Rate0.50% p.a.USDInterest Rate0.50% p.a.SGDInterest Rate0.000% p.a.DKKInterest Rate0.000% p.a.ZARInterest Rate0.000% p.a.NOKInterest Rate0.000% p.a.SEKInterest Rate0.000% p.a.

Friday, 15 May 202615/05/2026 12:05:03 AMhttp://www.anz.com/small-business/products-services/accounts/Terms and conditions available on application. Fees and charges apply.Interest Rate0.01% p.a.AmountThis product is no longer for sale. Terms and Conditions, Fees and charges apply.Interest Rate0.00% p.a.$0 - $4,999Interest Rate0.01% p.a.$5,000 - $9,999Interest Rate0.01% p.a.$10,000 - $19,999Interest Rate0.01% p.a.$20,000 - $49,999Interest Rate0.01% p.a.$50,000 - $99,999Interest Rate0.01% p.a.$100,000 - $249,999Interest Rate0.01% p.a.$250,000 - $499,999Interest Rate0.01% p.a.$500,000 and overAmountThis product is no longer for sale. Terms and conditions available on application. Fees and charges apply.Nominal Rate0.00% p.a.$0 - $1,999Yield Rate0.00% p.a.$0 - $1,999Nominal Rate0.10% p.a.$2,000 - $4,999Yield Rate0.10% p.a.$2,000 - $4,999Nominal Rate0.10% p.a.$5,000 - $19,999Yield Rate0.10% p.a.$5,000 - $19,999Nominal Rate0.10% p.a.$20,000 - $49,999Yield Rate0.10% p.a.$20,000 - $49,999Nominal Rate0.10% p.a.$50,000 and overYield Rate0.10% p.a.$50,000 and overAmountWhat is tiered interest? This means that the balance of your account on each day determines the interest rate that applies to the whole balance of your account on that day. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/support/business/terms-conditions/">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.Interest Rate0.00% p.a.$0 - $4,999Interest Rate0.45% p.a.$5,000 - $24,999Interest Rate0.65% p.a.$25,000 - $249,999Interest Rate1.05% p.a.$250,000 - $499,999Interest Rate1.25% p.a.$500,000 plusInterest Rate0.0% p.a.0-10AmountThis product is no longer for sale. Terms and conditions available on application. Fees and charges apply.Nominal Rate0.00% p.a.$0 - $19,999Yield Rate0.00% p.a.$0 - $19,999Nominal Rate0.10% p.a.$20,000 - $99,999Yield Rate0.10% p.a.$20,000 - $99,999Nominal Rate0.15% p.a.$100,000 and overYield Rate0.15% p.a.$100,000 and overAmount Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/support/business/terms-conditions/">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.Interest Rate0.00% p.a.$0 - $4,999Yield Rate0.00% p.a.$0 - $4,999Interest Rate0.01% p.a.$5,000 and overYield Rate0.01% p.a.$5,000 and overCheque Account InterestInterest Rate0.00% p.a.Interest Rate0.10% p.a.

Friday, 15 May 202615/05/2026 12:05:06 AMTermsInterest at Maturity1.50% p.a.1 to less than 2 monthsMonthly Interestblank% p.a.1 to less than 2 monthsQuarterly Interestblank% p.a.1 to less than 2 monthsHalf Yearly Interestblank% p.a.1 to less than 2 monthsAnnual Interestblank% p.a.1 to less than 2 monthsInterest at Maturity1.75% p.a.2 to less than 3 monthsMonthly Interest1.75% p.a.2 to less than 3 monthsInterest at Maturity3.50% p.a.3 to less than 4 monthsMonthly Interest3.49% p.a.3 to less than 4 monthsInterest at Maturity3.30% p.a.4 to less than 5 monthsMonthly Interest3.29% p.a.4 to less than 5 monthsQuarterly Interest3.30% p.a.4 to less than 5 monthsInterest at Maturity3.35% p.a.5 to less than 6 monthsMonthly Interest3.33% p.a.5 to less than 6 monthsQuarterly Interest3.34% p.a.5 to less than 6 monthsInterest at Maturity3.50% p.a.6 to less than 7 monthsMonthly Interest3.47% p.a.6 to less than 7 monthsQuarterly Interest3.48% p.a.6 to less than 7 monthsHalf Yearly Interest3.50% p.a.6 to less than 7 monthsInterest at Maturity3.55% p.a.7 to less than 9 monthsMonthly Interest3.52% p.a.7 to less than 9 monthsQuarterly Interest3.53% p.a.7 to less than 9 monthsHalf Yearly Interest3.54% p.a.7 to less than 9 monthsInterest at Maturity3.55% p.a.8 to less than 9 months (NOT IN USE)Monthly Interest3.52% p.a.8 to less than 9 months (NOT IN USE)Quarterly Interest3.53% p.a.8 to less than 9 months (NOT IN USE)Half Yearly Interest3.54% p.a.8 to less than 9 months (NOT IN USE)Interest at Maturity3.70% p.a.9 to less than 12 monthsMonthly Interest3.66% p.a.9 to less than 12 monthsQuarterly Interest3.67% p.a.9 to less than 12 monthsHalf Yearly Interest3.68% p.a.9 to less than 12 monthsInterest at Maturity3.45% p.a.10 to less than 11 months (NOT IN USE)Monthly Interest3.41% p.a.10 to less than 11 months (NOT IN USE)Quarterly Interest3.42% p.a.10 to less than 11 months (NOT IN USE)Half Yearly Interest3.44% p.a.10 to less than 11 months (NOT IN USE)Interest at Maturity3.45% p.a.11 to less than 12 months (NOT IN USE)Monthly Interest3.41% p.a.11 to less than 12 months (NOT IN USE)Quarterly Interest3.42% p.a.11 to less than 12 months (NOT IN USE)Half Yearly Interest3.44% p.a.11 to less than 12 months (NOT IN USE)Monthly Interest4.89% p.a.12 to less than 18 monthsQuarterly Interest4.91% p.a.12 to less than 18 monthsHalf Yearly Interest4.94% p.a.12 to less than 18 monthsAnnual Interest5.00% p.a.12 to less than 18 monthsMonthly Interest4.65% p.a.18 to less than 24 monthsQuarterly Interest4.67% p.a.18 to less than 24 monthsHalf Yearly Interest4.69% p.a.18 to less than 24 monthsAnnual Interest4.75% p.a.18 to less than 24 monthsMonthly Interest4.41% p.a.24 to less than 36 monthsQuarterly Interest4.43% p.a.24 to less than 36 monthsHalf Yearly Interest4.45% p.a.24 to less than 36 monthsAnnual Interest4.50% p.a.24 to less than 36 monthsMonthly Interest3.06% p.a.36 to less than 48 monthsQuarterly Interest3.06% p.a.36 to less than 48 monthsHalf Yearly Interest3.08% p.a.36 to less than 48 monthsAnnual Interest3.10% p.a.36 to less than 48 monthsMonthly Interest3.06% p.a.48 to less than or equal to 60 monthsQuarterly Interest3.06% p.a.48 to less than or equal to 60 monthsHalf Yearly Interest3.08% p.a.48 to less than or equal to 60 monthsAnnual Interest3.10% p.a.48 to less than or equal to 60 monthsMonthly Interest3.06% p.a.60 months (NOT IN USE)Quarterly Interest3.06% p.a.60 months (NOT IN USE)Half Yearly Interest3.08% p.a.60 months (NOT IN USE)Annual Interest3.10% p.a.60 months (NOT IN USE)

Thursday, 23 April 202623/04/2026 12:05:26 AMhttp://www.anz.com/small-business/agribusiness/investing-now-later/farm-management-deposits/Amount Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/support/business/terms-conditions/">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.Interest Rate1.25% p.a.$1,000 - $29,999Interest Rate1.25% p.a.$30,000 - $49,999Interest Rate1.25% p.a.$50,000 - $99,999Interest Rate1.25% p.a.$100,000-$199,999Interest Rate1.25% p.a.$200,000-$399,999Interest Rate1.25% p.a.$400,000-$800,000AmountTerm Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the <a target="_blank" href="https://www.anz.com.au/support/business/terms-conditions/">Terms and Conditions (PDF 444kB)</a> and the <a target="_blank" href="https://www.anz.com.au/content/dam/anzcomau/documents/pdf/financial_services_guide.pdf">Financial Services Guide (PDF 512kB)</a> which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.3.90% p.a.$1,000 - $29,9993 months < 6months4.50% p.a.$1,000 - $29,9996 months < 12 months4.90% p.a.$1,000 - $29,99912 months < 18 months4.70% p.a.$1,000 - $29,99918 months < 36 months4.50% p.a.$1,000 - $29,99936 months3.90% p.a.$30,000 - $49,9993 months < 6months4.50% p.a.$30,000 - $49,9996 months < 12 months4.90% p.a.$30,000 - $49,99912 months < 18 months4.70% p.a.$30,000 - $49,99918 months < 36 months4.50% p.a.$30,000 - $49,99936 months3.90% p.a.$50,000 - $99,9993 months < 6months4.50% p.a.$50,000 - $99,9996 months < 12 months4.90% p.a.$50,000 - $99,99912 months < 18 months4.70% p.a.$50,000 - $99,99918 months < 36 months4.50% p.a.$50,000 - $99,99936 months3.90% p.a.$100,000 - $199,9993 months < 6months4.50% p.a.$100,000 - $199,9996 months < 12 months4.90% p.a.$100,000 - $199,99912 months < 18 months4.70% p.a.$100,000 - $199,99918 months < 36 months4.50% p.a.$100,000 - $199,99936 months3.90% p.a.$200,000 - $399,9993 months < 6months4.50% p.a.$200,000 - $399,9996 months < 12 months4.90% p.a.$200,000 - $399,99912 months < 18 months4.70% p.a.$200,000 - $399,99918 months < 36 months4.50% p.a.$200,000 - $399,99936 months3.90% p.a.$400,000 - $800,0003 months < 6months4.50% p.a.$400,000 - $800,0006 months < 12 months4.90% p.a.$400,000 - $800,00012 months < 18 months4.70% p.a.$400,000 - $800,00018 months < 36 months4.50% p.a.$400,000 - $800,00036 months

Friday, 15 May 202615/05/2026 7:39:35 AMhttp://www.anz.com/small-business/products-services/finance-loans/ANZ Business Mortgage Loan Fixed RatesTermThe Rates shown apply for interest paid monthly in arrears. The Rates applicable for interest paid quarterly, semi-annually or anually and in advance are available on application at any ANZ Branch.Terms and conditions available on application. Fees and charges apply.Rate4.98% p.a.1 yearRate4.87% p.a.2 yearsRate5.02% p.a.3 yearsRate5.04% p.a.4 yearsRate5.18% p.a.5 yearsRate5.30% p.a.7 yearsRate5.59% p.a.10 yearsOnline Business Loan (Variable)Interest Rate12.74% p.a.Online Business Loan (Fixed)Interest Rate12.74% p.a.Online Business OverdraftInterest Rate16.20% p.a.The ANZ Business Mortgage Loan and ANZ Business Saver Loan must be secured by residential property. <a href='https://www.anz.com.au/business/help-support/terms-conditions/' target='_blank'>Terms and Conditions</a> and <a href=' https://www.anz.com.au/business/help-support/terms-conditions/' target='_blank'>Fees and charges</a> apply.Business Saver IndexRate10.10% p.a.Business Mortgage IndexRate10.60% p.a.Business Advantage Secured IndexRate10.60% p.a.Business Credit Facility IndexRate11.53% p.a.Retail IndexRate12.20% p.a.Reference RateRate12.28% p.a.Fully Drawn Advance Variable Rate IndexRate12.40% p.a.Business Advantage Unsecured IndexRate9.60% p.a.Funding Index (BBSY reset > 63 days)Rate1.26% p.a.Funding Index (BBSY reset <= 63 days)Rate1.41% p.a.SME Recovery Loan Scheme SI A-C (NOT IN USE)Rate3.24% p.a.SME Recovery Loan Scheme SI D-G (NOT IN USE)Rate6.99% p.a.Asset Finance Rapid ReplacementRate6.34% p.a.Business Loan Promo Variable RateRate6.59% p.a.Special Variable Interest RateRate2.59% p.a.

Thursday, 5 October 20235/10/2023 1:44:21 PMhttp://www.anz.com/small-business/products-services/credit-cards/Terms and conditions available on application. Fees and charges apply.Purchases20.24% p.a.Cash Advances21.74% p.a.Terms and conditions available on application. Fees and charges apply.Purchases20.24% p.a.Cash Advances21.74% p.a.Terms and conditions available on application. Fees and charges apply.Purchases20.24% p.a.Cash Advances21.74% p.a.Terms and conditions available on application. Fees and charges apply.Purchases17.74% p.a.Cash Advances19.24% p.a.Terms and conditions available on application. Fees and charges apply.Purchases12.99% p.a.Cash Advances14.49% p.a.Late Payment Fee only charged if full payment is not received by the payment due date. Terms and conditions available on application. Fees and charges apply.Cash Advances17.99% p.a.(charged from date of transaction)Late Payment Fee3.00% of the outstanding closing balance(only charged if full payment is not received by the payment due date)This product is no longer available for sale. Terms and conditions, fees and charges apply.Purchases18.99% p.a.Cash Advances20.34% p.a.

Thursday, 14 May 202614/05/2026 1:20:26 PMhttp://www.anz.com/corporate/products-services/transaction-services/deposits-liquidity-management/JPY rounded to 2 decimal points.Terms and conditions available on application. Fees and charges apply.EURInterest Rate3.74% p.a.GBPInterest Rate9.00% p.a.HKDInterest Rate5.00% p.a.JPYInterest Rate3.00% p.a.NZDInterest Rate5.30% p.a.SGDInterest Rate5.66% p.a.USDInterest Rate6.75% p.a.CADInterest Rate4.45% p.a.CNYInterest Rate4.35% p.a.

Friday, 12 August 201612/08/2016 7:52:58 AMhttp://www.onedirect.com.auVariable RateInterest Rate4.48% p.a.Variable RateComparison Rate4.48% p.a.

Wednesday, 25 March 202625/03/2026 5:17:54 PMRatePrincipal and Interest5.51% p.a.Base rate $1 - $499Principal and Interest6.51% p.a.Base rate $500 - $2,999Principal and Interest7.51% p.a.Base rate $3,000 - $4,999Principal and Interest8.51% p.a.Base rate $5,000 - $9,999Principal and Interest9.51% p.a.Base rate $10,000 - $19,999

CHG0702091 - Test Section 1Saturday, 1 March 20251/03/2025 10:36:50 PMCHG0702091 - Test Section 1CHG0702091 - Test Sub Section 1CHG0702091 - Test Rate 1Standard rate0.99% p.a.CHG0672342 - Test Sub Section 2CHG0672342 - Test Rate 1Nominal Rate0.14% p.a.Test Section 4CHG0714635 Rolled Back - Test Sub Section 4Interest Rate0.22% p.a.CHG0714635 Rolled Back - Test Rate 1Interest Rate0.14% p.a.CHG0714635 Rolled Back - Test Rate 2CHG0746686 Rolled Back - Test SubSection 5SuBSection 5Premium rate4.31% p.a.1 monthPremium rate4.33% p.a.2 monthsCHG0758839 - Test Sub-Section 6Test Sub-Section 6Interest Rate5.45% p.a.1 monthInterest Rate5.47% p.a.2 months