ANZ Secured Car Loans

Receive an answer on your loan in 3 business hours*.

Car with padlock image

Special online only rate

loading product data(View current rates)1 online fixed rate for an ANZ Secured Car Loan, comparison rate loading product data(View current rates)2

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This comparison rate is for a Secured Car Loan with an amount financed of $30,000 and a term of 5 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

ANZ Secured Car Loans makes buying a car easier

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A competitive interest rate because your car is used as security.
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Our fixed rate makes budgeting easy - no changes to your repayments for the term of the loan3.
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Apply online in 20 minutes and get an answer in 3 business hours*
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100% finance available to approved customers.

Estimate your monthly repayments

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Work out your budget with our Secured Car Loan Calculator. You may wish to bundle in your insurance, registration and on-road costs too!

 

Interest rates & fees
  • Fixed rate - loading product data(View current rates)1
  • Comparison rate - loading product data(View current rates)2
  • Loan establishment fee $350 - this is a fee payable once in relation to the approval/establishment of a loan by a lender. The fee usually relates to document search costs, valuations and loan processing.
  • Loan Administration Charge $5/month - Pro-rate for fortnightly and irregular payments.
Eligibility

To be eligible to apply:

  • the car must be less than seven years old.
  • you must be employed.
  • you must be at least 18 years old.
  • the amount being financed must be over $7,500.

All applications are subject to ANZ’s normal credit approval criteria.

How to apply

Phone
Call 1300 365 652, Monday to Friday, 8am to 9pm (AEST) or Saturday, 9am to 5pm (AEST).
Important information

Terms and conditions are available on application. Fees and charges apply. 

1. The online only rate is only available if you apply for an ANZ Secured Car Loan online. You may receive a different rate if you apply for a secured car loan in other ANZ channels such as an ANZ branch or over the phone. Interest rates are subject to change.

2. This comparison rate is for a Secured Car Loan with an amount financed of $30,000 and a term of 5 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3. Please refer to ANZ Secured Car Loans - what happens if you repay some or all of your loan early (PDF 44kB)

* All applications for credit are subject to ANZ's credit assessment criteria.

 

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