ANZ Balance Visa rewards you for reducing your credit card balance

One Reward Point for every $1 you repay to your balance1

ANZ Balance Visa rewards you for every $1 you repay to your balance1. That includes repayments on your regular credit card spending, interest and fees on your ANZ Balance Visa and balance transfers from non-ANZ credit cards to your ANZ Balance Visa. You even earn Reward Points for repayments on cash advances and cash equivalent transactions, such as purchasing travellers cheques.

Transfer your balances

If you have credit or store cards with other financial institutions, transfer your balances to your ANZ Balance Visa and you can earn Reward Points on your repayments2. Find out more about transferring your balances.

Earn More Rewards Points

Unlike some other credit card rewards programs, there is no limit to the number of Reward Points you can earn with ANZ Balance Visa. The more you repay, the more Reward Points you earn. It's that simple.

No Reward Points expiry

Your Reward Points will not expire as long as your ANZ Balance Visa account remains open. You can redeem them as they accumulate, or you can save them up to give yourself a special treat.

Redeem your Reward Points

When you're ready to redeem your ANZ Balance Visa Reward Points, you can choose from cashback3, shopping vouchers and gift cards. You can even choose how you redeem your Reward Points. You can choose an easy auto-redemption option where you can pre-select your reward and it will be automatically delivered once you have earned sufficient Reward Points, or choose to save up your Reward Points and redeem them anytime you like.

For more details on redeeming Reward Points and auto-redemption options, go to the redeem rewards section on ANZ Balance Visa Rewards site.

More information

Keep up to date with the latest news and changes with your reward program:

Terms and conditions available on application. Fees and charges apply.

1. Reward points accrue in accordance with the ANZ Balance Visa Rewards Program terms and conditions (PDF 280kB) (call ANZ on 13 22 73 for a copy). Reward points are not earned on cashback transactions to your account.

2. Not applicable when you transfer or close an existing ANZ credit card. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers. Call 1800 007 511 for details. Balance transfers to an ANZ Balance Visa account will be subject to a 1% fee on the amount transferred. This fee will not apply to balance transfers requested at the time of credit card application.

3. When you redeem your reward points for cashback, credit of your nominated value will be allocated to your ANZ Balance Visa account within 10 business days. Cashback rewards are not transferable, cannot be cancelled once issued and do not accrue reward points.

Annual additional cardholder fee and rewards program services fee applies per additional card.

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