50,000 Reward Points when you spend $5,000 on purchases in the first 3 months and no annual fee for the first year.8
Two ANZ Rewards Platinum cards. One account. Simply more rewarding
Keep it simple with one shared account, one total annual fee, one monthly account statement and one credit limit for both ANZ Rewards Platinum credit cards.
- When you use your ANZ Rewards Platinum credit card to pay for everyday purchases, you could have access to a great range of useful Platinum benefits such as:
- Overseas travel and medical insurance3 provided by QBE Insurance. You could save up to $800 on overseas travel and medical insurance (eligibility criteria apply)4 plus
- Purchase Security Insurance5 and Extended Warranty5
Redeem for hundreds of different rewards
ANZ Rewards Platinum offers a selection of rewards including travel options, entertainment, gift cards, shopping vouchers, merchandise and much more.
You could automatically receive select rewards when you have accumulated sufficient Reward Points. For example, you could choose to receive a $100 Myer Gift Card as soon as you have enough Reward Points to redeem for that reward.
With the addition of an ANZ Rewards Platinum American Express® credit card, you could earn Reward Points1 even faster than before on this account.
Exclusive access to the Gift with Purchase program
ANZ Gift with Purchase gives you extra gift cards while you're still earning your existing ANZ Rewards Points. Register now to turn some of your favourite shops into gift shops. Best of all, its free. Register now.
Some of your favourite retailers are part of ANZ Gift with Purchase. From Myer to Caltex, and Toys 'R' Us to Bed, Bath N Table. Find out more.
Take off sooner with ANZ Holiday Rewards®
ANZ Holiday Rewards lets you use your Reward Points1 to travel on any available seat, on any flight, with almost any airline, and to almost any destination in the world at any time. If you don’t have enough points to cover the costs then you can simply pay the balance.
All it takes is a phone call to our experienced travel advisors and you can arrange your whole trip, including international and domestic flights, accommodation and car hire.
To find out more, call 1300 367 763 to speak to one of our travel advisors.
For more information and to explore hundreds of different ANZ Rewards credit card reward options, visit ANZ Rewards.
Interest rate on cash advances
Interest free period6on purchases
Up to 55 days
Minimum credit limit
Total annual account fee9
- Worldwide emergency credit card replacement for your ANZ Rewards Platinum cards.
- Exclusive access to our Gift with Purchase program
- Access to Personal Concierge7 and Visa Platinum privileges with ANZ Rewards Platinum Visa.
- Flexibility to add up to 9 additional ANZ Rewards Platinum credit cardholders8 to your account.
- As an ANZ Rewards Platinum account holder, you have access to a range of optional services including:
- Earn Reward Points from everyday credit card purchases1.
|ANZ Rewards Platinum||Earn rate||Spend value on eligible purchases|
|ANZ Rewards Platinum
American Express card
|3 Reward Points||$1|
|ANZ Rewards Visa
|1.5 Reward Points||$1|
- Overseas travel and medical insurance3 provided by QBE Insurance. You could save up to $800 on overseas travel and medical insurance (eligibility criteria apply)4.
- Rental excess cover at no additional charge3.
- Choose from a wide range of credit card rewards:
- shopping vouchers and gift cards
- merchandise and gifts
- Frequent flyer points, travel and accommodation
- ANZ Holiday Rewards lets you use your Reward Points1 to travel on any available seat, on any flight, with almost any airline, and to almost any destination in the world at any time.
- 90-day Purchase Security Insurance5 - insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ Rewards Platinum account.
- Extended Warranty5 - Double the manufacturer's expressed Australian warranty on goods by up to 12 months when the entire purchase is charged to your ANZ Rewards Platinum credit card account.
- Commission free traveller's cheques when you purchase through an ANZ branch in Australia.
- Reward Points1 can be earned on purchases anywhere American Express cards or Visa credit cards are accepted around the world.
- Exclusive offers with American Express SelectsTM.
- Visa entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products.
How to apply:
It will take about 5 minutes to complete the online application and you’ll receive a response in 60 seconds!
Once approved, you may expect to receive your credit card within five business days. You don’t need to be an ANZ customer to apply for ANZ Rewards Platinum credit card.
ANZ credit card application requirements
- you are over 18 years of age
- you have a good credit rating
- you are a permanent Australian resident, earning a minimum annual income of $15,000 if applying for an ANZ credit card account (minimum $50,000 for a Platinum credit card and $75,000 for a Black credit card) or $50,000 in Australian Authorised Deposit-taking Institution (ADI) accounts
- you are a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum income annual income of $15,000 if applying for an ANZ credit card account (minimum $50,000 for a Platinum credit card and $75,000 for a Black credit card) or $50,000 in Australian Authorised Deposit-taking Institution (ADI) accounts
Terms and conditions are available on application. Fees and charges apply.
All applications for credit are subject to ANZ's credit assessment criteria.
1. Reward Points accrue in accordance with the ANZ Rewards – Rewards Program terms and conditions (PDF 76kB) (please call 13 13 14 for a copy). Purchases exclude cash, cash equivalent transactions and premiums paid for ANZ Credit Card Insurance. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.
3. The Overseas travel and medical insurance master policy, the Transport accident cover master policy and Rental excess cover master policy (the Master Policies) are issued by QBE Insurance Australia Limited ABN 78 003 191 035 AFSL 239545 to ANZ. Cover under the Master Policies is provided to eligible participating cardholders by operation of section 48 of the Insurance Contracts Act 1984 (Cth), The eligibility criteria which you must meet for each of the Master Policies is set out in the Premium Cards - insurances booklet (PDF 484kB) - Part 1 QBE Product Disclosure Statement and policy wordings. When overseas, we recommend that you carry proof of that you have met the eligibility criteria. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the PDS before you make any decision to acquire it.
4. This estimate is based on a couple/family purchasing a standard international annual multi - trip policy underwritten by QBE without any customisation for pre-existing conditions or without taking into account any special conditions or requests as of 10 March 2014.
5. Extended Warranty Insurance, 90-day Purchase Security Insurance, Best Price Guarantee Scheme and Interstate Flight Inconvenience Insurance is underwritten by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Terms and conditions apply to the cover provided. For more information refer to the Premium Cards - insurances booklet (PDF 484kB) – Part 2 Zurich Policy Wordings.
6. Interest free periods on the purchases do not apply if you do not pay your Closing Balance (or, if applicable, your 'Closing Balance' less Instalment Plan and Buy Now Pay later plan balances) shown on each statement of account in full by the applicable due date . Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.
7. Terms and conditions apply. Please refer to the ANZ Emergency Travel Service & Personal Concierge terms and conditions (PDF 92kB) for further information.
8. Offer available to new and approved applicants who apply for an ANZ Rewards Platinum credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $5,000 worth of eligible purchases (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within three months of approval to receive the bonus Reward Points. The bonus Reward Points will be credited to your ANZ account within two months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Platinum credit card account before the introductory bonus Reward Points are processed to your account, you may become ineligible for these bonus Reward Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Rewards Platinum a Total Annual Fee of $149 applies, which includes a $94 Annual Account Fee and a $55 Rewards Program Service Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at (View current rates) and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account.
9. After the first year for ANZ Rewards Platinum, a Total Annual Fee of $149 applies, which includes a $94 Annual Account Fee and a $55 Rewards Program Service Fee. For additional cardholders on ANZ Rewards Platinum an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at (View current rates) and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account.
American Express is a registered trademark of American Express. This card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon™ is a trademark of Fair Isaac Corporation.
® ANZ Holiday Rewards is a registered trademark of Australia and New Zealand Banking Group Limited, ABN 11 005 357 522. ANZ Holiday Rewards is provided by Pinpoint Travel Group Pty Ltd, Lic. No. 2TA002974.
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