If you have seen an ANZ credit card offer in market and want to know more, you’ve come to the right place. Whether it’s a balance transfer, reward points or a low annual fee you are after, we may have something to suit your needs.

Balance transfer offer

0% p.a. on balances transferred from non-ANZ cards for the first 12 months then unpaid balance reverts to the standard annual percentage interest rate on balance transfers1.

Annual fee offer

First year annual account fee waiver2.

Bonus Rewards Points offer

Get bonus Rewards Points on your first eligible purchase3.

Bonus Qantas Points offer

Get bonus Qantas Points on your first eligible purchase4.

View offers for existing cardholders

View ANZ terms, conditions, fees and charges

1. Offer only available to applicants who apply for the balance transfer by 30 June 2014. Offer available in respect of balances transferred from non-ANZ accounts only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. For credit card applicants the balance transfer must be requested at the time of applying for, or activating, the credit card. For credit card applicants, the Promotional Plan annual percentage interest rate expires 12 months after the date the credit card application is approved, and any amounts forming part of the relevant Promotional Plan balance at that time will be allocated to the standard balance transfers balance of the credit card account. The standard annual percentage interest rate is loading product data(View current rates) on purchases and standard balance transfers and loading product data(View current rates) on cash advances for ANZ Low Rate and ANZ Low Rate Platinum as at loading product data(View current rates) and is subject to change. The standard annual percentage interest rate is loading product data(View current rates) on purchases and standard balance transfers and loading product data(View current rates) on cash advances for ANZ First and ANZ Platinum as at loading product data(View current rates) and is subject to change. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy). Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use.

2. The ANZ Platinum annual account fee ("Annual Fee") will be waived in the first year. In each subsequent year, if you make eligible purchases of $20,000 or more annually using your ANZ Platinum account your next annual fee will be waived. Eligible purchases must be made in the year prior to your next fee date. Your fee date is the date that your account is assessed for charging an annual fee. If your account has not previously been charged an annual fee then for the purpose of determining your eligibility for the waiver, your fee date is the first date that your account is assessed for charging an annual fee. Eligible purchases includes purchases made using your account, but excludes balance transfers, cash advances, interest, fees, transactions reversed and purchase refunds. If you do not make at least $20,000 of eligible purchases in the year prior to your fee date the annual fee will be charged to your account. If you are a member of the Sphere Rewards Program your Rewards Program services fee will continue to apply regardless of your annual eligible purchases spend.

3. Offer available to new and approved applicants who apply for a new ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black credit card account by 30 June 2014. Not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The bonus Reward Points offer applies only once per new ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black credit card account. Your application must be approved and you must activate the card and make your first eligible purchase (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within thirty days of approval to receive the bonus Reward Points, which will be credited to your account within three months of your first eligible purchase. If you transfer or cancel your new ANZ Rewards, ANZ Rewards Platinum and ANZ Rewards Black credit card account before the introductory bonus Reward Points are processed to your account, you may become ineligible for these bonus Reward Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

4. Offer available to new and approved applicants who apply for a new ANZ Frequent Flyer and ANZ Frequent Flyer Platinum credit card accounts by 30 June 2014. Not available in conjunction with other offers, packages or promotions or when you transfer or close an existing ANZ credit card. The bonus Qantas Points offer applies only once per new ANZ Frequent Flyer or ANZ Frequent Flyer Platinum credit card account. Your application must be approved and you must activate the card and make your first eligible purchase (excluding fess, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within thirty days of approval to receive the bonus Qantas Points, which will be credited to your account within three months of your first eligible purchase. If you transfer or cancel your new ANZ Frequent Flyer or ANZ Frequent Flyer Platinum credit card account before the introductory bonus Qantas Points are processed to your account, you may become ineligible for these bonus Qantas Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.