As you work through your budget, you can see how much money is left over.
Great, your monthly budget is in surplus. Print
Looks like you have more expenses than income. Print
If you have made an error and/or want to edit, go back.
You have a monthly saving potential of $9,600. Whatever you are saving for, be it goal oriented or just for a rainy day – apply for a savings account that suits your needs.
With a starting balance and ongoing monthly deposit of and by opening:
Alternatively use our Savings calculator to estimate your potential savings.
You could consider examining your expenses and looking for ways to reduce the shortfall. See our Savings tips and/or talk to one of our financial planners.
This information is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. ANZ will not store the information provided in this calculator.
Indicative total amount at the end of the period assumes no withdrawals, debits, fees or charges are processed from the account.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product.
Interest rates used in this budget planner are current as at the point of calculation.
The budget planner works by adding up all of your expenses and deducting them from your net income. This tells you how much money you have or do not have available at the end of the specified time period. It tells you how much money you can afford to invest/save or how much shortfall you have.
Total monthly savings/shortfall is the amount that you have either saved or overspent at the send of the month. This is calculated using your salary and your expenditure.
Your 'other income' is income you earned other than from your primary income source. This can include earnings from rental properties.