An International Money Transfer (Telegraphic Transfer) is an electronic transfer of funds to an overseas account at another financial institution.
Please refer to the International Money Transfer Terms and Conditions (PDF 336kB) document for the International Money Transfer application form.
You'll need to provide the beneficiary's name, address and account number and the beneficiary bank details (including full branch address or the SWIFT BIC code).
For payments to Europe you will be required to provide an International Bank Account Number (IBAN). Please note, selected other countries (eg, the UK) may also require an IBAN.
There are three convenient ways to send your money overseas with an ANZ International Money Transfer.1. ANZ Internet Banking
International Money Transfers can be purchased online via the International Services tab on ANZ Internet Banking using your ANZ transaction account or ANZ credit card.
For more information, please refer to Internet Banking - transferring funds overseas FAQs2. ANZ Phone Banking
International Money Transfers can be purchased using an ANZ transaction account or ANZ credit card via ANZ Phone Banking.
To do this, you will need:
To obtain your registration information, simply call
International Money Transfers can be purchased using an ANZ transaction account or ANZ credit card at all ANZ branches and Foreign Exchange Centres.
It varies. All costs can be found on the ANZ Personal Banking General Fees and Charges (PDF 116kB) document.
Again this varies - but usually the transfer should reach the other person's bank within 2 - 4 working days. It may take longer for that bank to transfer the money into their bank account.
Please note, while we will endeavour to get the other person's money to them as soon as possible, public/bank holidays may delay the delivery of funds and this is beyond our control.
An IBAN is an International Bank Account standard adopted across all European banks. It is used for International payments to countries in the European Union and selected other countries. IBANs start with a two (2) letter country code and contain between sixteen (16) and thirty-four (34) letters and numbers. The length of an IBAN is fixed for any given country, however may vary between countries.
With every payment to the European Union you must also supply the SWIFT (or BIC) address of the beneficiary bank. This identifies the head office of the beneficiary bank. This helps the payment go through as quickly as possible.
If you do not have an IBAN or SWIFT BIC address, please request them from your beneficiary before proceeding with a Transfer.
The IBAN should be presented as a continuous string of alphanumeric characters i.e. GB29NWBK60161331926819 is an example IBAN for the UK.IBANs across Europe
When completing payment instructions, please ensure that the beneficiary's IBAN corresponds in length to the IBAN length shown in the following examples:
European IBAN Formats - examples only
|Country||Number of characters||Example of IBANs per country|
A SWIFT BIC is the unique identification code of a particular bank. SWIFT codes are used when transferring money between banks for International Money Transfers.
Bank Identifier Codes are commonly known as SWIFT codes.
The ANZ SWIFT code is ANZBAU3M.
The beneficiary's bank can provide the appropriate SWIFT code. You can also find SWIFT BICs on the SWIFT website www.swift.com.
A routing number is a nine digit bank code used in the United States to identify a financial institution. It is also commonly known as an ABA or Fedwire number. Routing numbers are always nine (9) digits in length. You will need to request the routing number for your international transfer from the person you're transferring money to.
In December 2006, new anti-money laundering and counter-terrorism financing (AML/CTF) legislation was passed in Australia. This new legislation requires financial institutions to implement new policies, procedures and reporting standards to better identify, mitigate and manage risks associated with money laundering and terrorist financing activities for International Money Transfers.