Choice and control

With a choice of repayment options, our Business Loan lets you handpick the solutions that suit your business best. Whether you want your finance secured or unsecured, at a fixed or variable rate of interest, for commercial or investment purposes, we can help.

Benefits at a glance

Suitable for

Think about our Business Loan if you want a capital boost with flexible repayment and interest rate options for loan amounts above $10,000.

How to apply

For businesses with turnover $5M to $40M:

Telephone icon1800 602 761 - 8am-8pm (AEST) weekdays

Contact your nearest Business Banker iconContact your nearest Business Banker

For corporates & large corporates with turnover more than $40M:

Enquire online icon Email Corporate Banking

Telephone icon1300 883 798

Telephone icon+61 3 9601 1260

Product information

Loan amount
Minimum $10,000.

Security
Unsecured or secured by various forms of security including residential*, commercial or rural property, business assets, or a combination of these.

Term
Up to 15 years (variable rate) or up to 10 years (fixed rate).

Interest types

Repayment terms - variable rate

Repayment terms - fixed rate

Repayment options
Principal and interest or interest only (available up to a maximum term of five years) and a lump sum balloon payment up to 80% of loan amount at end of loan term.

Terms, conditions, fees and charges
Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

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* Residential property does not include property development or speculative residential construction.
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product.

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