skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

ANZ Tailored Business Facility

Interest rate protection

With our tailored business facility, protecting your business from interest rate risks is easier than you think. It lets you combine up to five solutions in one convenient package and can be tailored to your unique needs – putting you in control of your cash flow.

Benefits at a glance

  • Interest rate certainty
  • Flexible structures
  • Secured or unsecured

Suitable for

Think about our tailored business facility if you want to match your cash flow needs and protect your business from interest rate movements.

How to apply 

For businesses with turnover $5M to $40M:

1800 602 761- 8am-8pm (AEST) weekdays

Contact your nearest Business Banker

For corporates & large corporates with turnover more than $40M:

Email Corporate Banking

1300 883 798

+61 3 9601 1260

 

Production information

Loan amount

Minimum $1,000,000.

Security

Secured by residential, rural, commercial property or letter or charge over term deposit.

Term

Six months up to 15 years. 

Repayment terms

The face value of the Bill is repaid at the end of each rollover period. You can easily tailor the facility to cover: 

  • principle or interest-only reductions
  • seasonal or irregular payments
  • balloon repayments
  • early repayments
  • early repayment flexibility (some solutions only)
  • progressive draw-downs 

Structures

Designing a solution is as simple as combining one or more of the following funding and interest rate protection options:

  • variable funding limits with exposure to interest rate movements, providing you with funding flexibility
  • fixed funding limits witha known exposure to interest rates, providing you with funding certainty
  • flexibility of variable funding requirements with the certainty of interest rate movements being capped at a prearranged interest rate
  • flexibility of variable funding requirements and a combination of a maximum exposure to interest rates with the potential to benefit from lower interest rates to a known rate
  • future funding needs and costs known with no requirement to commit at that time, providing certainty for fast financing of your future business events

Terms, conditions, fees and charges

Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

Business banking solutions you might also like

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF, 76kB) before acquiring the product.