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ANZ Business Mortgage

Competitive property finance

If great value property finance sounds appealing, try our Business Mortgage Loan. Not only is it flexible, it also offers a low interest rate, so you can take control of your costs and watch your business grow.

Benefits at a glance

  • Low fixed or variable rate of interest
  • Flexible repayment options
  • Can be linked to an ANZ Business Mortgage Loan Offset Account.

Suitable for

Think about our Business Mortgage Loan if you have residential security and want a low cost, flexible business loan for amounts $25,000 and above.

How to apply

For businesses with turnover $5M to $40M:

Business Direct Centre

1800 801 485 - 8am-8pm (AEST) weekdays

For corporates & large corporates with turnover more than $40M:

Email Corporate Banking

1300 883 798

+61 3 9601 1260

Product information

Loan amount

Minimum $25,000.


Fully secured by residential property.


Up to 15 years (variable rate) or up to 10 years (fixed rate).

Interest types

  • Variable rate (up to 15 years)
  • Fixed rate interest in arrears (up to 10 years)
  • Fixed rate interest in advance (up to 5 years)

Repayment terms

Principal repayment in arrears

  • Weekly
  • Fortnightly
  • Monthly
  • Quarterly
  • Half-yearly
  • Yearly
  • Seasonally

Interest payments in advance

  • Monthly
  • Quarterly
  • Half-yearly
  • Yearly

Interest repayments in arrears


Repayment options

Principal and interest or interest only (available up to a maximum term of five years) and a lump sum balloon payment up to 80% of the loan amount at end of the loan term.

100% offset

Variable rate Business Mortgage Loan can be linked to an ANZ Business Mortgage Loan Offset Account.

Terms, conditions, fees and charges Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

Business banking solutions you might also like

  • ANZ Business Loan - A capital boost with flexible repayment and interest rate options for more than $10,000.
  • Guarantees - A formal guarantee from ANZ to pay a financial obligation to a third party.
  • View all business finance - All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

This product/service is generally suitable for businesses with turnover of $5 million to $40 million.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF, 76kB) before acquiring the product.