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Home Loans

How much can I borrow?

Get your ANZ Home Loan borrowing estimate* in minutes.

All fields are required.
Loan term    years
Number of dependants   
Is this a joint application    Yes No


Applicant 1
Gross salary or wages per annum
Gross rental income per month
Other net income
(eg social security payments, net allowances)
per month

Monthly expenses

General living expenses
(eg food, entertainment, petrol)
per month
Ongoing repayments to other loans
(eg personal loan)
per month
Other commitments
(eg insurance other than house, additional superannuation contributions)
per month

Additional details

Combined limit of credit cards,
store cards and overdrafts
per month

Enquire about how you can be "Buy Ready" when you find the right property.

All fields are required.
Mr Mrs Miss Ms Dr
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ANZ will endeavour to get back to you within two business days.

Find out more about the security of your information.

Important information:

*A borrowing estimate is an estimate of borrowing capacity only and does not constitute a loan approval or offer or acceptance of credit by ANZ. To apply for a loan, you must complete an application. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, fees and charges apply.

ANZ does not store personal information provided in this calculator, other then information you may provide to enable us to contact you.