ANZ

The ANZ website contains the following categories:

The Small business category contains the following sections:

Interest Rates

Interest Rates on ANZ Business products current as at Wednesday, 2 April 2014.
Current Personal interest rates and Corporate interest rates are also available.

We've changed when we review our variable home loan interest rates.

Click to expand or contractBusiness deposit accounts

Find out more about Business deposit accounts.

Click to expand or contractBusiness Deposit Rate
Interest Rate
0.10% p.a.

Click to expand or contractANZ Business Extra 50
AmountNominal Rate
$0 - $4,9990.00% p.a.
$5,000 - $9,9990.10% p.a.
$10,000 - $19,9990.10% p.a.
$20,000 - $49,9990.10% p.a.
$50,000 - $99,9990.10% p.a.
$100,000 - $249,9990.10% p.a.
$250,000 - $499,9990.10% p.a.
$500,000 and over0.10% p.a.

Click to expand or contractANZ Business Cash Management
AmountNominal RateYield Rate
$0 - $1,9990.00% p.a.0.00% p.a.
$2,000 - $4,9990.10% p.a.0.10% p.a.
$5,000 - $19,9990.10% p.a.0.10% p.a.
$20,000 - $49,9990.10% p.a.0.10% p.a.
$50,000 and over0.10% p.a.0.10% p.a.

This product is no longer for sale.

Click to expand or contractANZ Business Online Saver
AmountNominal RateYield Rate
$0 - $4,9990.00% p.a.0.00% p.a.
$5,000 and over2.25% p.a.2.27% p.a.

Click to expand or contractANZ Premium Business Cash
AmountNominal RateYield Rate
$0 - $19,9990.00% p.a.0.00% p.a.
$20,000 - $99,9990.10% p.a.0.10% p.a.
$100,000 and over0.50% p.a.0.50% p.a.

This product is no longer for sale.

Click to expand or contractANZ Business Premium Saver
AmountNominal RateYield Rate
$0 - $4,9990.00% p.a.0.00% p.a.
$5,000 and over1.75% p.a.1.76% p.a.

Click to expand or contractFarm management deposit accounts

Find out more about Farm management deposit accounts.

Click to expand or contractFarm Management Deposit At Call
AmountInterest Rate
$1,000 - $29,9991.50% p.a.
$30,000 - $49,9991.50% p.a.
$50,000 - $99,9991.50% p.a.
$100,000-$199,9991.50% p.a.
$200,000-$400,0001.50% p.a.

Click to expand or contractFarm Management Deposit Fixed Term
Amount6 months12 months24 months
$1,000 - $29,9993.45% p.a.3.65% p.a.3.75% p.a.
$30,000 - $49,9993.45% p.a.3.65% p.a.3.75% p.a.
$50,000 - $99,9993.45% p.a.3.65% p.a.3.75% p.a.
$100,000 - $199,9993.45% p.a.3.65% p.a.3.75% p.a.
$200,000 - $400,0003.45% p.a.3.65% p.a.3.75% p.a.

Click to expand or contractBusiness finance

Find out more about Business finance.

Click to expand or contractANZ Business Variable Rates
Rate
Business Saver Index7.16% p.a.
Business Mortgage Index7.66% p.a.
Business Advantage Secured Index7.66% p.a.
Business Credit Facility Index8.59% p.a.
Retail Index9.26% p.a.
Reference Rate9.34% p.a.
Fully Drawn Advance Variable Rate Index9.46% p.a.
Business Advantage Unsecured Index9.66% p.a.

The ANZ Business Mortgage Loan and ANZ Business Saver Loan must be secured by residential property.

Click to expand or contractBusiness Mortgage Loan Fixed Rates
TermRate
1 year5.86% p.a.
2 years6.00% p.a.
3 years6.28% p.a.
4 years6.55% p.a.
5 years6.85% p.a.
7 years6.86% p.a.
10 years7.24% p.a.

The Rates shown apply for interest paid monthly in arrears. The Rates applicable for interest paid quarterly, semi-annually or anually and in advance are available on application at any ANZ Branch.

Click to expand or contractCommercial cards

Find out more about Commercial cards.

Click to expand or contractANZ Visa Purchasing & Corporate Cards
Cash AdvancesLate Payment Fee
17.99% p.a. (charged from date of transaction)3.00% of the outstanding closing balance (only charged if full payment is not received by the payment due date)

Late Payment Fee only charged if full payment is not received by the payment due date.

Click to expand or contractANZ Business One Interest Free Days
PurchasesCash Advances
17.74% p.a.19.24% p.a.

Click to expand or contractANZ Business One Low Rate
PurchasesCash Advances
13.76% p.a.15.91% p.a.

Click to expand or contractANZ Business One Cash Rewards
PurchasesCash Advances
18.99% p.a.20.34% p.a.

Click to expand or contractANZ Business One Rewards
PurchasesCash Advances
15.99% p.a.17.09% p.a.

Click to expand or contractANZ Business One Rewards Options
PurchasesCash Advances
18.99% p.a.20.34% p.a.

For a full schedule of Commercial Card fees, please refer to Small Business Fees and Charges.

Important Change Progress Savers:
On and from 30 April 2014, you will be eligible to receive bonus interest in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to your account on or before the last business day of that calendar month, and after the last business day of the previous calendar month.

Terms and Conditions available on application. Fees and charges apply.

Didn't find what you were looking for? Check out our Personal interest rates or Corporate interest rates.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.