2010 GRI

ANZ’s 2010 Global Reporting Initiative index has been third party checked by our assurance provider and GRI have confirmed that our report fulfils the requirement of Application Level A+.

 

2009 GRI

We have self assessed our report as an A+ and it has been third party checked by our assurance provider.

GRI checked: A+

Profile
Strategy
Indicator Reference
1.1 Statement from the CEO and chairperson
1.2 Key impacts, risks and opportunities
Organisational Profile
Indicator Reference
2.1 Name of organisation
2.2 Primary brands, products and services
2.3 Operational structure of organisation
2.4 Location of headquarters
2.5 Number and name of countries
2.6 Nature of ownership and legal form
2.7 Markets served
2.8 Scale
2.9 Significant changes
2.10 Awards received
Report Parameters
Indicator Reference
3.1 Reporting period
3.2 Date of most recent previous report
3.3 Reporting cycle
3.4 Contact point
Report, Scope and Boundary
Indicator Reference
3.5 Defining our report
3.6 Boundary of report
3.7 Limitations on scope/boundary
3.8 Reporting on joint ventures and other entities
3.9 Data measurement techniques
3.10 Restatements
3.11 Significant changes
3.12 Location of content
3.13 External assurance
Governance
Indicator Reference
4.1 Governance structure
4.2 Chair of the highest governance body
4.3 Highest governance body
4.4 Mechanisms to provide recommendations / direction to the board
4.5 Compensation and performance
4.6 Avoidance of conflicts of interest
4.7 Expertise of governance body
4.8 Mission and values statements
4.9 Procedures for overseeing identification and management of economic, environmental and social performance
4.10 Evaluating the performance
Commitments
Indicator Reference
4.11 Precautionary approach
4.12 Externally developed initiatives
4.13 Memberships in associations
Engagement
Indicator Reference
4.14 List of stakeholder groups
4.15 Identification and selection of stakeholders
4.16 Approaches to stakeholder engagement
4.17 Key issues and concerns of stakeholders
Economic
Management Approach
Indicator Reference
Disclosure on Management Approach
Economic Performance
Indicator Reference
EC1 Economic value generated and distributed

Table has been constructed that summarises our economic value by stakeholder group. This can be accessed: Economic profile

EC2 Financial implications of climate change
EC3 Organisation's defined benefit pension plan
EC4 Financial assistance from government
Market Presence
Indicator Reference
EC5 Entry-level wage/local minimum age (additional)
EC6 Spending on locally based suppliers This indicator is not relevant to our business given the majority of our spend is with large companies with international operations which have the ability to service our presence across Australia, New Zealand, Asia and the Pacific. Our focus is on working with these organisations to ensure the products and services supplied to us meet or exceed our environmental and social standards.  Nonetheless, we endeavour to support local suppliers - in each market we source a number of products and services locally. We also ensure that our approach of setting minimum environmental and social standards and subsequent verification of supplier performance against these standards does not adversely affect these smaller, local suppliers.
EC7 Local hiring
Indirect Economic Impacts
Indicator Reference
EC8 Infrastructure providing public benefit
EC9 Indirect economic impacts (additional)
Environment
Management Approach
Indicator Reference
Environment management approach
Materials
Indicator Reference
EN1 Material used by weight or volume
EN2 Percentage of materials used that are recycled input materials
Energy
Indicator Reference
EN3 Direct energy consumption by primary energy source
EN4 Indirect energy consumption by primary source
EN5 Energy saved due to conservation and efficiency improvements (additional)
EN6 Initiatives to provide energy-efficient or renewable energy based products and services (additional)
EN7 Initiatives to reduce indirect energy consumption (additional)
Water
Indicator Reference
EN8 Total water withdrawal by source

This indicator is not relevant to ANZ's business due to relatively low water intensity of the industry.

In addition, water used in our operations comes from municipal water supplies only and we report on this usage:

EN9 Water sources affected (additional) This indicator is not relevant to ANZ's business.
EN10 Percentage and total volume of water recycled and reused (additional)
Biodiversity
Indicator Reference
EN11 Land in areas of high biodiversity value

Given the nature of ANZ's business our property portfolio is located in urban locations or within town-centres of rural areas. There is no direct impact on biodiverse habitats and as a result this is not a material issue. With regards to our lending policies:

EN12 Impacts on biodiversity
EN13 Habitats protected or restored (additional) This indicator is not relevant to ANZ's business.
EN14 Future plans for managing impacts on biodiversity (additional)
EN15 IUCN Red List species (additional) This indicator is not relevant to ANZ's business.
Emissions, Effluents and Waste
Indicator Reference
EN16 Greenhouse gas emissions
EN17 Other relevant indirect greenhouse gas emissions
EN18 Initiatives to reduce emissions (additional)
EN19 Emissions of ozone-depleting substances We do not report on this indicator as the Group’s business activities do not generate significant emissions of these substances. We have assessed our impacts and believe this is not a material impact of our operations.
EN20 NOx, SOx, and other emissions We do not report on this indicator as the Group’s business activities do not generate significant emissions of these substances. We have assessed our impacts and believe this is not a material impact of our operations.
EN21 Total water discharge All water is discharged to public waste water treatment across our operations. We have assessed our impacts and believe this is not a material impact of our operations.  
EN22 Total weight of waste
EN23 Significant spills There have been no significant spills from any ANZ facility in the reporting year. In addition, the Group’s business activities do not have a material risk of significant spills of hazardous substances.
EN24 Waste deemed hazardous (additional) This indicator is not relevant to ANZ's business.
EN25 Water bodies affected by discharges (additional) This indicator is not relevant to ANZ's business.
Products and Services
Indicator Reference
EN26 Initiatives to mitigate environmental impacts
EN27 Percentage of products sold reclaimed This indicator is not relevant to ANZ's business because our products and services are not packaged. Nonetheless, we have taken steps to reduce the paper associated with customer interactions including changing statement cycles, introducing electronic statements and are actively investigating options to reduce our impacts in this area further.
Compliance
Indicator Reference
EN28 Significant fines for non-compliance with environmental laws and regulations We are not aware of any significant fines for non-compliance with environmental laws and regulations.
Transport
Indicator Reference
EN29 Impacts of transporting products and other goods
Overall
Indicator Reference
EN30 Total environmental protection expenditures (additional)

Energy efficiency considerations have been incorporated into ANZ's property design standards for the construction, refurbishment and improvement of office buildings and branches. ANZ invested approximately AUD66 million in its property improvement program during the reporting period.

Sustainability measures taken as part of this investment include energy audits, the installation of ‘smart’ meters to measure our use of electricity in office buildings, ongoing energy efficiency performance monitoring and piloting of new design concepts in our offices and branches such as low energy lighting and installation of window shades to reduce reliance on air conditioning.

ANZ’s new office building opening in late 2009 in Melbourne’s Docklands precinct will accommodate approximately 6,500 ANZ employees and is designed to achieve world-wide best practice environmental standards for an office building.

Innovations such as the use of solar power and wind turbines to supplement energy supply and the reuse of stormwater and grey and black water involve a significant investment designed to deliver reductions in greenhouse gas emissions, water savings and energy efficiency. ANZ has budgeted approximately AUD35m for these environmental initiatives over the period of the project.

Sustainability measures taken as part of this investment include energy audits, the installation of ‘smart’ meters to measure our use of electricity in office buildings, ongoing energy efficiency performance monitoring and piloting of new design concepts in our offices and branches such as low energy lighting and installation of window shades to reduce reliance on air conditioning.

Labour Practices
Management Approach
Indicator Reference
Labour practices and decent work management approach
Employment
Indicator Reference
LA1 Breakdown of total workforce
LA2 Employee turnover by age group, gender and region
LA3 Minimum benefits (additional)
Labour/Management Relations
Indicator Reference
LA4 Collective bargaining
LA5 Notice period
Occupational Health and Safety
Indicator Reference
LA6 Health and safety committees (additional)
LA7 Lost Time Injury Frequency Rate
LA8 Communicable diseases
LA9 Health and safety in union agreements (additional)
Training and Education
Indicator Reference
LA10 Hours of training
LA11 Employability and managing career endings (additional)
LA12 Performance and career development (additional)
Diversity and Equal Opportunity
Indicator Reference
LA13 Employees according to diversity
LA14 Basic salary of men and women
Human Rights
Management Approach
Indicator Reference
Human Rights management approach
Investment and Procurement Practices
Indicator Reference
HR1 Investments with HR clauses/screening
HR2 Suppliers that underwent HR screening
HR3 Employee training on Human Rights (additional)

Innovations such as the use of solar power and wind turbines to supplement energy supply and the reuse of stormwater and grey and black water involve a significant investment designed to deliver reductions in greenhouse gas emissions, water savings and energy efficiency. ANZ has budgeted approximately AUD35m for these environmental initiatives over the period of the project.

Non-discrimination
Indicator Reference
HR4 Incidents of discrimination and outcomes

Total incidents reported: 13

Breakdown of incidents:

  • 11 incidents involving employees
  • 2 incidents involved a customer

Outcomes:

  • In 1 case involving an employee in Australia, we substantiated the employee's complaint (2 employees were reprimanded as a result).
  • In 6 cases, the claims were withdrawn by the employees (i.e. 'no action taken').
  • 3 cases were 'resolved' (2 customer complaints and 1 employee were settled by ANZ).
  • 3 cases are ongoing ('open').
Freedom of Association and Collective Bargaining
Indicator Reference
HR5 Freedom of Association and collective bargaining
 
Child Labour
Indicator Reference
HR6 Child labour
Forced and Compulsory Labour
Indicator Reference
HR7 Forced or compulsory labour
Security Practices
Indicator Reference
HR8 Security personnel trained in human rights (additional)

As part of the development of an ANZ Human Rights Statement and management system, ANZ is currently assessing a consistent set of standards, drawn from international principles, to use in screening the practices of current and prospective security services for human rights risks across all our locations.

Indigenous Rights
Indicator Reference
HR9 Rights of Indigenous people (additional) ANZ is not aware of any instances of involvement in violation of Indigenous people. Our Reconciliation Action Plan sets out our work to improve the social and economic inclusion or Indigenous Australians.
Society
 Management Approach
Indicator Reference
Society management approach
Community
Indicator Reference
SO1 Impacts of operations on communities
Corruption
Indicator Reference
SO2 Analysis for risks of corruption
SO3 Training in anti-corruption
SO4 Actions taken in response to incidents of corruption
Public Policy
Indicator Reference
SO5 Public policy positions and participation in public policy development and lobbying
SO6 Total value of in-kind contributions to political parties
Anti-Competitive Behaviour
Indicator Reference
SO7 Total number of legal actions for anti-competitive behaviour, anti-trust and monopoly practices, and their outcomes. No incidents reported.
Compliance
Indicator Reference
SO8 Monetary value of significant fines and total number of non-monetary sanction for non-compliance with laws or regulations

ANZ reached an agreement with the US Department of the Treasury’s Office of Foreign Assets Control (OFAC) to settle alleged violations of US economic trade sanctions involving a series of trade finance transactions between 2004 and 2006.

ANZ also provided an enforceable undertaking to the Australian Securities and Investments Commission (ASIC) in 2009, formalising ANZ’s previous commitment to a remediation program to implement the findings of its own Securities Lending Review which identified a number of management weaknesses in ANZ’s custody and securities processing business.  

Product Responsibility
Management Approach
Indicator Reference
Product responsibility management approach  
Customer Health and Safety
Indicator Reference
PR1 Health and safety impacts across life cycle of products/services
PR2 Non-compliance with regulations/codes (additional)

We are not believe this indicator is relevant to ANZ's business. However, we have invested significantly in our programs to assist customers in financial difficulty.

Product and Service Labelling
Indicator Reference
PR3 Product and service information requirements

Our website also includes easy to access information about fees, rates, taxes and terms, as well as calculators and tools to help our customers choose the products that are right for them.

ANZ complies with laws and regulations relating to the disclosure of information about the products and services we provide.

PR4 Non-compliance concerning labelling (additional)  
PR5 Customer satisfaction (additional)
Marketing and Communications
Indicator Reference
PR6 Adherence to laws, standards and codes
PR7 Non-compliance concerning marketing (additional) A compliance program ensures all relevant staff are aware of laws and regulations regarding the marketing and promotion of our products and services. All marketing and advertising is reviewed by ANZ's legal function before publication.
Customer Privacy
Indicator Reference
PR8 Number of breaches of customer privacy (additional)
Compliance
Indicator Reference
PR9 Non-compliance with laws/regulations A compliance program ensures all relevant staff are aware of laws and regulations regarding the marketing and promotion of our products and services. All marketing and advertising is reviewed by ANZ's legal function before publication.
Financial Services Supplement
Management Approach
Indicator Reference
FS1 Policies with specific environmental and social components applied to business lines
FS2 Procedures for assessing and screening environmental and social risks in business lines
FS3 Processes for monitoring clients' implementation of and compliance with environmental and social requirements included in agreement or transactions
FS4 Processes for improving staff competency to implement environmental and social policies and procedures as applied to business lines
FS5 Interactions with clients and other stakeholders regarding environmental and social risks and opportunities
Product Portfolio
Indicator Reference
FS6 Percentage of the portfolio for business lines by specific region, size (e.g. micro/SME/large) and by sector
FS7 Monetary value of products and services designed to deliver a specific social benefit for each business line broken down by purpose

 

FS8 Monetary value of products and services designed to deliver a specific environmental benefit for each business line broken down by purpose
Audit
Indicator Reference
FS9 Coverage and frequency of audits to assess implementation of environmental and social policies and risk assessment procedures

Questions to assess the compliance with ANZ's social and environmental policies are being progressively expanded in our standard Credit Memoranda in our Institutional business, allowing the implementation of social and environmental policies to be checked and audited along with other details of a credit transaction.

The most recent audit in 2009 covered CR governance and reporting, environmental data and processes as well as sustainable sourcing.

Active Ownership
Indicator Reference
FS10 Percentage and number of companies held in the institution's portfolio with which the reporting organisation has interacted on environmental and social issues
FS11 Percentage of assets subject to positive and negative environmental or social screening We do not report on this indicator since the disclosure does not relate to our business. If the structure and type of our business changes in the future we will broaden our reporting to include this issue.
FS12 Voting policies applied to environmental or social issues for shares over which the reporting organisation holds the right to vote share or advises on voting We do not report on this indicator since the disclosure does not relate to our business. If the structure and type of our business changes in the future we will broaden our reporting to include this issue.
Society: Community
Indicator Reference
FS13 Access points in low-populated or economically disadvantaged areas by type
FS14 Initiatives to improve access to financial services for disadvantaged people
Product and Service Labeling
Indicator Reference
FS15 Policies for the fair design and sale of financial products and services
FS16 Initiatives to enhance financial literacy by type of beneficiary

We invested $4.5m in financial literacy over the past year.

2008 GRI

We have self assessed our report as an A+ and it has been third party checked by our assurance provider.

A+ Logo. GRI Report GRI Checked

Application level

Profile
Strategy
Indicator Reference Page
1.1 Statement from the CEO and chairperson
  • 2
  • 4-9
1.2 Key impacts, risks and opportunities
  • 28-29
  • 4-9
Organisational Profile
Indicator Reference Page
2.1 Name of organisation  
2.2 Primary brands, products and services  
2.3 Operational structure of organisation  
2.4 Location of headquarters  
2.5 Number and name of countries  
2.6 Nature of ownership and legal form  
2.7 Markets served  
2.8 Scale  
2.9 Significant changes  
2.10 Awards received
  • 33
Report Parameters
Indicator Reference Page
3.1 Reporting period
  • A
3.2 Date of most recent previous report  
3.3 Reporting cycle  
3.4 Contact point  
Report, Scope & Boundary
Indicator Reference Page
3.5 Defining report content  
3.6 Boundary of report  
3.7 Limitations on scope/boundary  
3.8 Reporting on joint ventures and other entities  
3.9 Data measurement techniques  
3.10 Restatements  
3.11 Significant changes  
3.12 Location of content  
3.13 External assurance  
Governance
Indicator Reference Page
4.1 Governance structure  
4.2 Chair of the highest governance body  
4.3 Highest governance body  
4.4 Mechanisms to provide recommendations / direction to the board
  • 55
  • 46

 
4.5 Compensation and performance
  • 20
4.6 Avoidance of conflicts of interest
  • 48
4.7 Expertise of governance body
  • 47
4.8 Mission and values statements  
4.9 Procedures for overseeing identification and management of economic, environmental and social performance  
4.10 Evaluating the performance
  • 49
Commitments
Indicator Reference Page
4.11 Precautionary approach  
4.12 Externally developed initiatives  
4.13 Memberships in associations  
Engagement
Indicator Reference Page
4.14 List of stakeholder groups  
4.15 Identification and selection of stakeholders  
4.16 Approaches to stakeholder engagement  
4.17 Key issues and concerns of stakeholders  
Economic
Indicator Reference Page
Economic management approach  
Economic Performance
Indicator Reference Page
EC1 Economic value generated and distributed  
EC2 Financial implications of climate change  
EC3 Organisation's defined benefit pension plan
  • 163
EC4 Financial assistance from government No significant assistance received  
Market Presence
Indicator Reference Page
EC5 Entry-level wage/local minimum age (additional)  
EC6 Spending on locally based suppliers  
EC7 Local hiring
  • 16
Indirect Economic Impacts
Indicator Reference Page
EC8 Infrastructure providing public benefit  
EC9 Indirect economic impacts (additional)  
Environment
Indicator Reference Page
Environment Management Approach  
Materials
Indicator Reference Page
EN1 Material used by weight or volume  
EN2 Percentage of materials used that are recycled input materials  
Energy
Indicator Reference Page
EN3 Direct energy consumption by primary energy source  
EN4 Indirect energy consumption by primary source  
EN5 Energy saved due to conservation and efficiency improvements (additional)  
EN6 Initiatives to provide energy-efficient or renewable energy based products and services (additional)  
EN7 Initiatives to reduce indirect energy consumption (additional)  
Water
Indicator Reference Page
EN8 Total water withdrawal by source  
EN9 Water sources affected (additional)
  • N/A
 
EN10 Percentage and total volume of water recycled and reused (additional)
  • N/A
 
Biodiversity
Indicator Reference Page
EN11 Land in areas of high biodiversity value
  • ANZ does not operate in such areas.
 
EN12 Impacts on biodiversity 24
EN13 Habitats protected or restored (additional)
  • N/A
 
EN14 Future plans for managing impacts on biodiversity (additional) 24
EN15 IUCN Red List species (additional)
  • N/A
 
Emissions, Effluents, and Waste
Indicator Reference  
EN16 Greenhouse gas emissions  
EN17 Other relevant indirect greenhouse gas emissions  
EN18 Initiatives to reduce emissions (additional)  
EN19 Emissions of ozone-depleting substances
  • Given the nature of our business (financial services), ANZ does not have any emissions of ozone-depleting substances.
 
EN20 NOx, SOx, and other emissions
  • Given the nature of our business (financial services), ANZ does not have any NOx, SOx or other significant air emissions.
 
EN21 Total water discharge
  • Given the nature of our business (financial services), ANZ does not have any material water discharges apart from rainwater collected from our buildings and domestic sewerage.
 
EN22 Total weight of waste  
EN23 Significant spills
  • Given the nature of our business (financial services), ANZ does not have any spills of hazardous materials.
 
EN24 Waste deemed hazardous (additional)
  • N/A
 
EN25 Water bodies affected by discharges (additional)
  • N/A
 
Products and Services
Indicator Reference Page
EN26 Initiatives to mitigate environmental impacts

24

EN27 Percentage of products sold reclaimed
  • Given the nature of our business (financial services), ANZ does not have any products that can be converted into useful materials.
 
Compliance
Indicator Reference Page
EN28 Non-compliance with environmental laws and regulations
  • No incidents reported to ANZ
 
Transport
Indicator Reference Page
EN29 Impacts of transporting products and other goods  
Overall
Indicator Reference Page
EN30 Total environmental protection expenditures (additional)
  • Not currently available
 
Labour practices and decent work
Indicator Reference Page
Labour practices and decent work management approach  
Employment
Indicator Reference Page
LA1 Breakdown of total workforce  
LA2 Employee turnover  
LA3 Minimum benefits (additional)  
Labour/Management Relations
Indicator Reference Page
LA4 Collective bargaining  
LA5 Notice period  
Occupational Health and Safety
Indicator Reference Page
LA6 Health and safety committees (additional)  
LA7 Lost Time Injury Frequency Rate  
LA8 Communicable diseases  
LA9 Health and safety in union agreements (additional)  
Training and Education
Indicator Reference Page
LA10 Hours of training  
LA11 Employability and managing career endings (additional)  
LA12 Performance and career development (additional)  
Diversity and Equal Opportunity
Indicator Reference Page
LA13 Employees according to diversity  
LA14 Basic salary of men and women  
Human Rights
Indicator Reference Page
Management approach  
Investment and Procurement practices
Indicator Reference Page
HR1 Investments with HR clauses/screening

24

HR2 Suppliers that underwent HR screening  
HR3 Employee training on human rights (additional)  
Non-discrimination
Indicator Reference Page
HR4 Incidents of discrimination
  • Customer filed a complaint against two ANZ employees for refusing her application for a merchant terminal on the grounds that it was to be used in a sex work industry business. ANZ is currently seeking to resolve the complaint through negotiation
  • Customer has alleged ANZ's decision to appoint receivers and managers to his business was discriminatory as it was made following his admission to hospital on psychiatric grounds. Complaint was resolved by conciliation in 2007 but has been raised again by the customer, this time as a breach of the Code of Banking Practice. ANZ is resisting the claim on the basis that it has already been resolved by the Victorian Equal Opportunity and Human Rights Commission
 
Freedom of Association and Collective Bargaining
Indicator Reference Page
HR5 FOA and collective bargaining  
 
Child Labour
Indicator Reference Page
HR6 Child labour  
Forced and Compulsory Labour
Indicator Reference Page
HR7 Forced or compulsory labour  
Security Practices
Indicator Reference Page
HR8 Security personnel trained in human rights (additional)  
Indigenous Rights
Indicator Reference Page
HR9 Rights of indigenous people (additional)  
Society
Indicator Reference Page
Management approach  
Community
Indicator Reference Page
SO1 Impacts of operations on communities  
FS13 Access points in low-populated or economically disadvantaged areas by type  
FS14 Initiatives to improve access to financial services for disadvantaged people  
Corruption
Indicator Reference Page
SO2 Analysis for risks of corruption  
SO3 Training in anti-corruption  
SO4 Instances of corruption  
Product Responsibility
Indicator Reference Page
  Management Approach 20
FS15 Policies for the fair design and sale of financial products and services  
Customer Health and Safety
Indicator Reference Page
PR1 Health and safety impacts across life cycle of products/services
  • 24
PR2 Non-compliance with regulations/codes (additional)
  • No incidents reported to ANZ
 
Product and Service Labelling
Indicator Reference Page
PR3 Product and service information requirements

24

PR4 Non-compliance concerning labelling (additional)
  • Between July and October 2007, over 4000 Australian customers who purchased a consumer credit insurance policy were issued the product without receiving the disclosure material required by the Corporations Act 2001. ANZ has since provided all required documents to affected customers, taken remedial action to correct the process error and reported the breach to the financial services regulator, which did not take any action.
 
PR5 Customer satisfaction (additional)  
FS16 Initiatives to enhance financial literacy by type of beneficiary  
Marketing Communications
Indicator Reference Page
PR6 Adherence to laws, standards and codes  
PR7 Non-compliance concerning marketing (additional)
  • No incidents reported to ANZ
 
Customer Privacy
Indicator Reference Page
PR8 No of breaches of customer privacy (additional)  
Compliance
Indicator Reference Page
PR9 Non-Compliance with laws/regulations
  • No incidents reported to ANZ
 
Financial Services Supplement
Indicator Reference Page
FS1 Description of policies with specific environmental and social components applied to business lines  
FS2 Procedures for assessing and screening environmental and social risks in business lines for each policy  
FS3 Process(es) for monitoring clients' implementation of and compliance with environmental and social requirements included in agreements or transactions  
FS4 Process(es) for improving staff competency to address environmental and social risks and opportunities  
FS5 Interactions with clients and other stakeholders regarding environmental and social risks and opportunities  
Products & Services
Product Portfolio
Indicator Reference Page
FS6 Percentage of the portfolio for business lines by specific region, size (e.g. micro/SME/large) and by sector
  • We are currently investigating the application of this indicator to our business
  • Our businesses
 
FS7 Monetary value of specific environmental products and services broken down by business lines  
FS8 Monetary value of products and services designed to deliver a specific social benefit for each business line broken down by purpose  
Audit
Indicator Reference Page
FS9 Monetary value of products and services designed to deliver a specific social benefit for each business line broken down by purpose

 

Active ownership
Indicator Reference Page
FS10 Percentage and number of companies held in the institution's portfolio with which the reporting organisation has interacted on environmental or social issues
  • We are currently investigating the application of this indicator to our business.
 
FS11 Percentage of assets subject to positive and negative environmental or social screening
  • We are currently investigating the application of this indicator to our business.
 
FS12 Voting polic(ies) applied to environmental or social issues for shares over which the reporting organisation holds the right to vote shares or advise on voting
  • We are currently investigating the application of this indicator to our business.
 

 

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