Access for your urgent needs easier than ever

Cash-secured short term loan helps you gain access to cash for your urgent needs while keeping your term deposit or certificate deposit untouched to maximize high interest.

And our special cross currency feature can enable you to borrow in VND without having to convert your foreign currency.

Features and Benefits at a glance:
Facility type Short-term loan (Minimum tenor: One week / Maximum tenor: Twelve months)
Loan Currency VND
Loan security Term Deposit (TD) / Structure Investment Product (SIP)
Credit Limit

90% of Term Deposit (TD) / Structure Investment Product (SIP) in VND

85% of Term Deposit (TD) in USD

70% of Term Deposit (TD) / Structure Investment Product (SIP) in other foreign currency

Repayment Principal payment is due on maturity and interest is due on every rate fixing period
Interest Rate competitive

Need help?

Visit branch icon Visit any ANZ branch (See list of branch office addresses)

Telephone icon Call ANZ Contact Center: 1900 1276 (24h/7days)

Common questions

Q: Is there any fee to apply for the loan?

A: There is no fee applied for this facility.

Q: Can I extend the loan?

A: Based on Circular 02 issued by State Bank of Vietnam, extending or not pay-off the loan at the expiry date would have negative impact on your credit history:

Q: Is there any fees to extend the loan?

A: No fee applied.

* Features and subject to change without notice.


1 Equivalent to VND traded at spot rate at the time of loan.