Access for your urgent needs easier than ever

Cash-secured short term loan helps you gain access to cash for your urgent needs while keeping your term deposit or certificate deposit untouched to maximize high interest.

And our special cross currency feature can enable you to borrow in VND without having to convert your foreign currency.

Features and Benefits at a glance
Facility type Short-term loan (Minimum tenor: One week / Maximum tenor: Six months1)
Loan Currency VND
Loan security Term Deposit (TD) / Structure Investment Product (SIP) / Dual Currency Investment (DCI)
Credit Limit

95% of TD amount in VND

90% of TD amount in other foreign currency2

80% of SIP amount in VND

75% of SIP amount in other foreign currency, DCI amount or amount of TD related to DCI2

Repayment One-time (principal and interest) upon maturity
Interest Rate competitive

Need help?

Visit branch icon Visit any ANZ branch (See list of branch office addresses)

Telephone icon Call ANZ Contact Center: 1900 1276 (24h/7days)

Common questions

Q: Is there any fee to apply for the loan?

A: There is currently no fee when applying for this facility.

Q: Can I extend the loan?

A: Yes, the extension is for principal only (all due interest and expense, if any, must be paid before loan extension)3.

Q: Is there any fees to extend the loan?

A: Yes, It is. A fee of VND 500,000 will be applied.

* Fees and features and subject to change without notice.


1 Not exceeding the maturity date of the loan security (TD or SIP).

2 Equivalent to VND traded at spot rate at the time of loan.

3 Terms and conditions apply.