Access for your urgent needs easier than ever
Cash-secured short term loan helps you gain access to cash for your urgent needs while keeping your term deposit or certificate deposit untouched to maximize high interest.
And our special cross currency feature can enable you to borrow in VND without having to convert your foreign currency.
|Facility type||Short-term loan (Minimum tenor: One week / Maximum tenor: Twelve months)|
|Loan security||Term Deposit (TD) / Structure Investment Product (SIP)|
90% of Term Deposit (TD) / Structure Investment Product (SIP) in VND
85% of Term Deposit (TD) in USD
70% of Term Deposit (TD) / Structure Investment Product (SIP) in other foreign currency
|Repayment||Principal payment is due on maturity and interest is due on every rate fixing period|
Visit any ANZ branch (See list of branch office addresses)
Call ANZ Contact Center: 1900 1276 (24h/7days)
Q: Is there any fee to apply for the loan?
A: There is no fee applied for this facility.
Q: Can I extend the loan?
A: Based on Circular 02 issued by State Bank of Vietnam, extending or not pay-off the loan at the expiry date would have negative impact on your credit history:
- Requesting for loan extension would classify your loan in the category 3 (sub- standard loan)
- Changing Rate Fixing Period for the first time would classify your loan in category 2 (special mentioned loan)
Q: Is there any fees to extend the loan?
A: No fee applied.
* Features and subject to change without notice.
1 Equivalent to VND traded at spot rate at the time of loan.