Smart account

Convenient and smart banking

A flexible ANZ Smart account is the smart way to do all your every day banking. Deposit your salary or other funds directly into the account and enjoy the convenience. Your account is linked to an ANZ Visa Debit card, so you don't need to carry large amounts of cash. You can access your funds whenever you want through ATMs, Internet Banking, or over the counter. It's the only account you need every day.

Benefits at a glance

• ANZ Visa Debit card acceptance worldwide where Visa is accepted
• Free withdrawals at ANZ ATMs
• ANZ Internet Banking access to view balances and transfer funds between linked accounts
• Automatic regular transfers can be arranged
• 24/7 toll-free customer service hotline (1800-1559)

• Download the Smart account brochure (PDF 112kB)

To find out more, call the ANZ Contact centre or apply now.

Common questions about ANZ Smart account

Q Is there a minimum on-going balance?
A Yes, the daily minimum on-going balance is VND3,000,000 for VND Smart account or USD/AUD/EUR300 for a USD/AUD/EUR Smart account, respectively.

Q Are there account maintenance fees?
A The account maintenance fee will be charged one time per month when and only when the daily Smart account balance falls below the minimum balance, as follows.

Q Is an ANZ Smart account interest-bearing?
A An ANZ Smart account is a transactional account and therefore is not interest-bearing. However, it’s linked with interest-bearing ANZ savings accounts to help you achieve high interest rate and at the same time manage your fund conveniently.

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