Smart account - Everyday banking

Smart account

Convenient and smart banking

A flexible ANZ Smart account is the smart way to do all your every day banking. Deposit your salary or other funds directly into the account and enjoy the convenience. Your account is linked to an ANZ Visa Debit card, so you don't need to carry large amounts of cash. You can access your funds whenever you want through ATMs, Internet Banking, or over the counter. It's the only account you need every day.

Benefits at a glance

ANZ Visa Debit card acceptance worldwide where Visa is accepted
Free withdrawals at ANZ ATMs
ANZ Internet Banking access to view balances and transfer funds between linked accounts
Automatic regular transfers can be arranged
24/7 toll-free customer service hotline (1800-1559).

To find out more, call the ANZ call centre or view the answers to common questions.

Common questions about ANZ Smart account

Q Is there a minimum ongoing balance?
A No. However, there is a minimum opening balance of VND 500,000 for a VND Smart account or USD300 or equivalent for a foreign currency ANZ Smart account.

Q Are there account keeping fees?
A There are no account keeping fees.

Q Is an ANZ Smart account interest-bearing?
A An ANZ Smart account is a transactional account and therefore is not interest-bearing. However, it’s linked with interest-bearing ANZ savings accounts to help you achieve high interest rate and at the same time manage your fund conveniently.