Live your dream with ANZ Fixed Payment Plan (FPP)
Everything that you have been dreaming of is now closer than ever. Whether it’s a well-deserved holiday or special gifts to pamper on your loved ones - ANZ Fixed Payment Plan is just what you need.
Make your dreams come true with Fixed Payment Plan
- Buy now, pay later – up to 24 monthly installments
- Special competitive interest rate*
- Convert any transactions (including retail purchases, cash advance and online transactions) into FPP**
- Easy and convenient payment methods^
- 24/7 a week support through ANZ contact centre.
* Interest is calculated on reducing balance (effective rate).
** Applicable for all transactions from 3 million VND and above. The total FPP payment amount (including transaction amounts and FPP interest) should be within available credit limit.
^ Each Instalment shall be charged to your credit card account and shall constitute as part of your minimum monthly credit card payments.
0% interest rate when purchasing Vespa with ANZ Credit Cards
Program validity: 01 May 2013 – 30 April 2014
- 0% interest rate for 6-month instalment plans when purchasing VESPA at TOPCOM.
- Processing fee 2.99% applied.
Attractive shopping offer with ANZ Credit Card at PICO
Promotion ends 15 June 2013.
Enjoy up to 12 month instalment plans with 0% interest rate, applicable for all products* at any Pico electronic center in Vietnam.
Especially, from March to April 2013, you can enjoy additional privileges of 25% cashback on each first 3 transactions (maximum at VND1,000,000).
* Transaction fee is applied.
For more information, call 1800 1559.
Fixed Payment Plan interest rate and fee schedule
Special promo (Retail transaction)
| Tenor | Annual effective rate | Monthly effective rate | Factor rate | Transaction processing fee (VND) |
|---|---|---|---|---|
| 06 months | 20.29% | 1.69% | 0.1766677 | 2% or min 100,000 |
| 12 months | 26.62% | 2.22% | 0.0958321 | 2% or min 100,000 |
| 18 months | 26.75% | 2.23% | 00680536 | 2.5% or min 100,000 |
| 24 months | 31.46% | 2.62% | 0.0566671 | 2.5% or min 100,000 |
Early payment fee: 2% on loan amount (applies to all plans).
Easy cash promo (Cash transaction)
| Tenor | Annual effective rate | Monthly effective rate | Factor rate | Transaction processing fee |
|---|---|---|---|---|
| 03 months | 20.29% | 1.69% | 0.3446686 | 0 |
| 06 months | 23.98% | 2.00% | 0.1785158 | 0 |
| 12 months | 26.62% | 2.22% | 0.0958321 | 0 |
Early payment fee: 2% on loan amount (applies to all plans).
Example of Fixed Payment Plan conversion
With a sample transaction of 15,000,000 VND, you can choose to repay in monthly instalments for as low as 850,006 VND/ month within 24 months.
Special promo (Retail transaction)
| Tenor | Amount (VND) (a) |
Factor rate (b) |
Estimated monthly instalment (a) x (b) |
|---|---|---|---|
| 06 months | 15,000,000 | 0.1766677 | 2,650,015 |
| 12 months | 15,000,000 | 0.0958321 | 1,437,481 |
| 18 months | 15,000,000 | 0.0680536 | 1,020,804 |
| 24 months | 15,000,000 | 0.0566671 | 850,006 |
Easy cash promo (Cash transaction)
| Tenor | Amount (VND) (a) |
Factor rate (b) |
Estimated monthly instalment (a) x (b) |
|---|---|---|---|
| 03 months | 15,000,000 | 0.3446686 | 5,170,029 |
| 06 months | 15,000,000 | 0.1785158 | 2,677,737 |
| 12 months | 15,000,000 | 0.0958321 | 1,437,482 |
How does ANZ Fixed Payment Plan work?
Shop anywhere using your ANZ credit card
Using your ANZ credit card anywhere in the world. All your transactions from 3 million VND and above (including retail purchases, cash advance and online transactions) are eligible for FPP.
Call 1800 1559 to convert your transaction to FPP
Three days1 after your transaction, call ANZ contact centre at 1800 1559 to request for FPP conversion. No documents required.
Repay in monthly instalments
Benefit from paying your transaction in instalment amounts with a special promotional interest rate2. Each instalment will be charged to your credit card account and will be included in your monthly minimum credit card amount to pay.
1 For international transactions, it may require more time to post into your account before you can convert to FPP.
2 Promotional interest rate will depend on the FPP instalment plan and tenor selected.
Increase your purchasing power with 0% interest ANZ Fixed Payment Plans
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